There are lots of ways to save money using M&S Money. Not least of these is Marks and Spencer Standard Motor Insurance. With M&S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Finance, you get more, and you pay less.

Besides Marks n Spencer Motor Insurance, M&S Money Credit Cards and other financial products, M&S Money Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your M&S purchases are also protected while you take them home.

Also, on both M&S Money Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

M&S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Wizards And Magic CD, at Marks and Spencer
Audio CD, Marks & Spencer

Cotton Rich Short Sleeve Criss Cross Print Top, at Marks and Spencer
This fabulous short sleeve top features a stunning criss cross design. A vibrant new look, perfect for this season

Short Sleeve Spot Print Cardigan, at Marks & Spensers
Modern and stylish, this cardigan features a spot print. A versatile, easywear style

Geometric Net Tights, at Marks & Spenser
Treat your legs to a touch of style. These geometric net tights have a durable reinforced design to keep them looking good, wear after wear

Peach Floral Birthday Card, at Marks&Spencer
Cover Text: Happy birthday Inside Message: Blank for your own message Approx size: 150 x 150mm

Limited Collection Wood Heel Sandals, at Marks and Spencer
Open toe Crossover strap High heel Heel height 95mm Comes in sizes 3-8, including half sizes

2 Pure Cotton Napkins, at Marks and Spencer
L45 x W45cm Pack of 2 Plain, Manufacturer: Marks & Spencer

Siemens HF26056GB 1000W Built-in Microwave Oven, at Marks & Spencer
27-litre capacity 5 microwave power levels, 3 defrost programs Max 1000W power output Electronic control with clear display H380 x W562 x D450mm (including casing) Stainless steel 34cm glass turntable Left-opening door Fits the top cupboard in the Sonoma Oven Unit. Click here to view the Sonoma Oven Unit

M&S Golfers Gift Set, at Marks & Spencer
Ideal golf companion for any golf enthusiast. This golf set includes all you need to help you sink that ball, beautifully presented in a gift box to make it an ideal present for any golfer

Leather Rectangle Plaque Buckle Belt, at Marks and Spencers
Add a smart finishing touch with this pure leather belt and plaque buckle

Autograph Essentials Scoop Neck Stripe T-Shirt, at Marks & Spencers
Sophisticated and modern, this scoop neck t-shirt is beautifully designed and cut to flatter for the best in contemporary style

Per Una Floral Shadow Bikini Bottoms, at Marks and Spencer
A colourful bikini featuring floral shadow design. Give your look the Per Una twist

Autograph Pure Cotton Percale Flat Sheet, at Marks & Spencer
Comes in single (3ft), double (4ft 6in), kingsize (5ft) and super-kingsize (6ft) Plain 400 thread count - thread count refers to the number of threads, both vertical and horizontal, in a one-inch square of fabric 100% cotton percale - a medium weight fabric in thread counts of 200 and above, Percale is tighter than standard weave fabrics making it feel luxurious and smooth. It also washes very well. Supima Cotton - superior strength cotton with improved durability and increased lifespan. Because of the fineness of Supima cotton, more fibers can be spun into a yarn of a given count, which enhances the feel, softness, drapeability and brilliance of color. Think climate! This can be washed effectively at 30C, find out more , Manufacturer: Marks & Spencer

Per Una Trio Eye Colour, at Marks & Spencer
Hypoallergenic

Wall Art Wire Tree, at Marks n Spencer
Handcrafted Made of mild steel wire Approx size: 76 x 1 x 53cm, Manufacturer: Marks & Spencer

Ivory Leather Small Wedding Photograph Album, at Marks & Spencers
Album and gift box 105 glue dots 700Mb CD-R Album: H155 x W200 x D33mm Box: H168 x W215 x D40mm

Formula for Skincare Men Skin Recovery Stick, at Mark's & Spencer
Soothes Repairs 10 ml

Leather Reversible Edge Belt, at Marks and Spencers
Add a smart finishing touch with this reversible leather belt

Ashton Bedstead, at Marks and Spencer
Headboard: H111.5cm Endboard: H69cm Underbed: H28cm Single: L201 x W101cm Double (4ft 6''): L201 x W147cm King size (5ft): L201 x W162cm Mattress sold separately Made from solid poplar and rubberwood All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Delivered flatpack due to size Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Single Cascade Orchid, at Marks and Spenser
Who could resist this Autograph luxury single cascade orchid? Presented in a beautiful silver embossed ceramic pot This variety of orchid is special due to its unique waterfall stem characteristics and large flowers Available for delivery from 1st April to 30th September 2009

BT Freestyle 750 Twin Cordless Phones with Answering Machine, at Marks & Spensers
GAP compatible Answering machine with 15 minutes recording time 50 name and number directory 10 number calls list 5 number redial list Low energy power supply and recyclable packaging Caller display function Handsfree function M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Sebo K Series Cylinder Ultra Bags, at Marks and Spencer
Suitable for Sebo K Series cylinder vacuum cleaners

North Coast Pure Cotton Herringbone Check Shirt, at Marks & Spenser
Relaxed and stylish, this herringbone check shirt is made from pure cotton so it feels soft and comfortable to wear

Weekend Leather Boxy Bag, at Marks&Spencer
Recommended in LOOK magazine Gorgeously glossy, this weekend bag is a must-have for stylish overnight stays and mini breaks. Patent leather gives an irresistibly luxe look and feel

3D Heart & Text Wife Birthday Card, at Marks and Spenser
Cover text: Wife, Birthday wishes to my wonderful wife, To my wonderful wife birthday wishes, Wife birthday wishes to my wonderful, Wishes to my wonderful wife birthday, Wonderful wife birthday wishes to my, To my wonderful wife birthday wishes, Birthday wishes to my wonderful wife, Wife birthday wishes to my wonderful, Wishes to my wonderful wife birthday, Birthday wishes to my wonderful wife Inside message: Blank for your own message Approx size: Unfolded: 150 x 150mm

Fairtrade Pure Cotton V-Neck T-Shirt, at Mark's & Spencer
This stylish short sleeve t-shirt is a good deal for you and for our Fairtrade farmers. It's made from 100% Fairtrade cotton, helping local farmers to invest in developing their own communities

Per Una Sailor Collar Cardigan with Angora, at M+S
A stylish knitted cardigan in stretch cotton featuring sailor collar and ribbed trim

Brown Square Reading Glasses, at MarksandSpencer
Comes in +1.25 to +3.0 strengths Magnifying lenses aid close work and reading Brown square frame design

Ultimate Pure Wool Single Breasted 3 Button Jacket, at Marks & Spencers
This high performance suit is made to work as hard as you do. It's extra durable and added stretch keeps it in great shape while giving you enhanced comfort and ease of movement

Portfolio Knitted Longline Cardigan, at Marks & Spencer
Part of Portfolio's Parisienne trend. Feel bold and chic in this feminine look inspired by Parisian style. With a striking colour palette of cream, ruby, black and dove grey, this is a style-conscious trend for the new season

Shopping for financial products at M&S Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the M&S Money website:

• M&S Insurance: M&S Motor Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money website.