Besides Mark & Spencers Car Insurance, M&S Finance Credit Cards and other financial products, M&S Finance Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Finance Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks&Spencer purchases are also protected while you take them home.

Also, on both M&S Finance Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Shopping for financial products at M&S Finance UK website is just as simple as shopping for fashion or furniture at the Marks & Spenser online store. Here are just some of the financial products which can be purchased via the M&S Finance website:

• M&S Insurance: M&S Car Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spensers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Finance in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Finance website.

M&S Finance Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Property Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Property Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Finance Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Detroit Nest of Tables, at MarksandSpencer
H55 x W56 x D56cm (largest table) Made from White Oak solids and veneers Finished with 2 coats of durable, clear lacquer of mid sheen Solid oak legs All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning: Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Brass Ball 5-Arm Ceiling Light, at Marks and Spenser
Brass effect Ball design 5 arms with voile shades Bulb: 5 x 40W SES or 9W CFL H40.5 x Diam 42.5cm, Manufacturer: Marks & Spencer

Airflex™ Stormwear™ Leather Oxford Toe Cap Shoes, at Marks & Spencers
Wide fit Round toe Stitch detail 5 eyelets Lace-up Block heel Expanding breathable and waterproof sole Unique Airflex™ airflow system for unbeatable comfort Stormwear™ technology repels water and stains

High School Musical 2 DVD, at M & S
Rating Universal, suitable for all,

Pure Cotton Monkey Hooded Tank Top & T-Shirt Set, at Marks and Spencers
This fashionable layered look is a 2 piece set - a long sleeve t-shirt and hooded tank top both in soft comfortable cotton. Stylish, practical and easycare.

Classic Guipure Vest, at Marks & Spencers
This guipure vest is outstanding value. A great opportunity to stock up your underwear drawer!

3 Fold Die Cut Presents Card, at Marks & Spenser
Cover Text: Happy Birthday Message: Have a Great Day This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 152 x 215mm

Autograph Pure Cotton Floral Print Empire Line Top, at Mark's & Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in smart styles and high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Die Cut Cake Sister Birthday Card, at Marks and Spenser
Cover text: Happy Birthday Sister Inside message: With love Approx size: 170 x 126mm

Valmont White 2008 - Case of 12, at Marks and Spencer
Style: Dry Grape variety: 50% Vermentino, 30% Chenin Blanc and 20% Sauvignon Blanc Country of origin: France Closure: Screw cap Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Daddy & Me - Drill & DIY Accessories, at M+S
Helping Daddy with his DIY projects is a seriously fun business, and every little assistant needs to have tools and accessories that are up to the job. With realistic looks and features, the mini cordless drill is just like Daddy's and a 'must-have' for any junior tool kit. The protective gloves and ear defenders mean that no job will be too big (or too dangerous) for Daddy and his helper!

Pure Woven Silk Stripe Tie, at Marks & Spensers
Add a luxurious finishing touch with this contemporary stripe tie in pure silk

Fairmont Table, at Mark & Spencers
Textaline and teak design Can seat up to 6 Teak source approved by the World Wildlife Fund Suitable for outdoor use 74 x 150 x 150cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

PSP™ Secret Agent Clank Game, at Marks & Spenser
Unleash Clank's cutting edge array of weapons and gadgets, such as Cufflink Bombs, Tie-a-Rangs, Spy Sunglasses and the ever helpful Holo-Disguise Monocle Launch into a variety of gameplay styles, from all-out action to cunning stealth and brain-busting puzzle solving Drive state-of-the-art super spy vehicles including speedboats, snowboards and sports cars Journey to space resorts, maximum-security prisons, intergalactic casinos and beyond M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information *Must be returned with the tamper seal intact for full refund, Platforms: Sony PSP, ESRB Rating: Kids to Adults

Autograph Stormwear™ Bomber Jacket, at Mark & Spencers
Stylish and contemporary, this bomber jacket is treated with Stormwear™ technology, a breathable finish that repels water and stains

Younger Girls' Floral Print Sun Hat, at Marks and Spenser
Fashionable and fabulous, this floral print hat is a great choice for fun in the sun

The Kingdom Blu-ray DVD, at Marks and Spencer
Rating Suitable for 15 years and over,

Slinky Lace Trim Camisole, at Marks and Spencer
Stylish and feminine, this lace trim camisole is made from soft touch fabric which feels blissfully comfortable to wear

5 Cotton Rich Animal Print Thongs, at M&S
These high leg thongs are comfortable, flattering and perfect for avoiding visible lines under tight-fitting clothing

Bow Slipper Boots, at Marks & Spenser
Round toe Suede-effect Faux fur lining and trim Side tie detail Flat sole

3 Pure Cotton Neutral Stripe Hand Towels, at Marks & Spencer
Set of 3 Stripe design 50 x 70cm approx., Manufacturer: Marks & Spencer

Pure Cotton Ruffle Check Shirt, at Mark's & Spencer
Casual and contemporary, this check shirt is made from pure soft cotton. The ruffle bib adds a fashionable finishing touch

Sapporo Nest of Coffee Tables, at Marks and Spencer
H45 x W100 x D52cm (largest table) Made from solid bamboo and bamboo veneer Finished with a matt lacquer that provides the pieces with extra protection and durability Legs made from solid wood Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Maxim Large Gravy Boat with Saucer, at Marks and Spencer
Plain white porcelain Suitable for everyday use 1.5 litre capacity L16 x W21.5cm, Manufacturer: Marks & Spencer

Knee Length Transformers Swim Shorts, at Mark's & Spencer
Fun and fashionable, these lined swim shorts fit comfortably and securely. The Transformers design adds a fab finishing touch

Short Sleeve Spot Print Cardigan, at Marks & Spencer
Modern and stylish, this cardigan features a spot print. A versatile, easywear style

Wavy Embellished Skirt, at Marks & Spencer
Long and lovely, this panelled skirt features embellishment detail. Stylish, practical and fashionable

Hepworth Glazed Top Unit, at Marks & Spensers
H105 x W160 x D42cm With 2 fixed shelves 4 toughened-glass doors Top unit sits on sideboard (as shown in image) Sideboard to be purchased separately Made from European Birch solids and veneers Treated with a rich stain and aged with dark patina known as a 'housemaid's rub' Finished with 2 coats of durable, clear lacquer of mid sheen Side panels, door panels and back panels are veneered Top panel is veneered with solid birch edging for strength Drawer boxes made from solid European Birch. Drawers made with veneers Solid European Birch legs Door frames made with solid European Birch. Door panels are veneered All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

5 Pure Cotton Bikini Briefs, at Marks and Spencer
Practical and fashionable, this 5 pack of cotton briefs makes a great way to stock up on essential style

Footglove™ Widefit Heeled Moccasin, at Marks & Spencers
Round toe Stitch detail Mid heel Footglove™ soles are comfortable, highly flexible and lightweight

There are lots of ways to save money using M&S Finance. Not least of these is Marks and Spencer Standard Car Insurance. With M&S Finance you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Finance, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from Marks & Spencers Money, you get more, and you pay less.