Shopping for financial products at M&S Finance UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the M&S Finance website:

• M&S Insurance: M&S Motor Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spenser, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Finance in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Finance website.

When you're shopping at MarksandSpencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Finance. Offering everything from savings accounts and credit cards, to Property Insurance and Motor Insurance, there's a lot more going on at Marks & Spensers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Finance. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Finance, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Finance website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks n Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Mark's & Spencer, through its M&S Finance website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Property Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

First Readers Beauty & The Beast Book, at Marks and Spencer
First readers help beginner readers to enjoy their favourite fairy tales. Sharing the main story and the delightful pictures with your child will develop familiarity with the words and phrases. Your child will soon be ready to read the short, simple sentences on each right-hand page

Retro Plastic Sunglasses, at Marks & Spencer
With full UV protection and a flattering modern design, these smart sunglasses will see you through the summer in style

Barton 3-Seater Sofa, at Marks & Spencer
H90 x W215 x D90cm Seat H51cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Cushions are reversible if you choose a fabric upholstery option Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Turned legs with antique-brass effect castors Includes 2 matching fibre scatter cushions All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch samples: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Platinum Plated Diamanté Sparkle Band Ring, at Marks and Spencer
Add instant sparkling style with this gorgeous platinum plated band ring, set with dazzling diamant

Pop Star Girl Age 8 Birthday Card, at Marks & Spencer
Cover text: 8...happy birthday...to a real star! Inside message: Have a great day! Approx size: 174 x 126mm

Garmin® Oregon™ 300 Handheld GPS, at Marks & Spencer
Free 2 year guarantee The Oregon 300 puts the great outdoors at your fingertips. This next-generation handheld features a touchscreen along with a built-in basemap with shaded relief, a high-sensitivity receiver, barometric altimeter, electronic compass, microSD™ card slot, picture viewer and more. You can even exchange tracks, waypoints, routes and geocaches wirelessly between similar units

Pure Cotton Straight Leg Trousers with Belt, at Marks and Spencer
A stylish smart-casual look, these straight leg flat front trousers are made from pure cotton. A comfortable, practical and easycare choice

Autograph Stepped Border Rug, at Marks & Spencer
Rectangular Handtufted Small: 80 x 140 Medium: 120 x 180 Large: 160 x 230, Manufacturer: Marks & Spencer

Hannah Montana Wrap Pack, at Marks and Spencer
2 sheets, 2 tags Each sheet: 495 mm x 695 mm

Age Repair Intensive Collagen Treatment Mask, at M+S
Helps rebuild the skins protective barrier Helps protect the skin from damaging environmental factors Ceramide Complex leaves skin hydrated, smoothed and firmer Hypoallergenic 75ml

Diamanté 60th Card, at Marks & Spencers
Cover text: Have a super 60th Inside message: Happy Birthday Approx size: 150 x 150mm This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future

Autograph Multi Layer Necklace, at Marks and Spencer
Adjustable length Satin ribbon fastening Mixed bead design Multi layer Necklace length 41cm, extendable by 8cm

Bursa Pencil Pleat Curtains, at Marks & Spencer
Pencil pleat Trailing flower design Lined Comes in standard 168cm/66'' (STD) and wider 219cm/86'' (WDR) widths Also comes in three drop lengths: short (137cm/54''), medium (183cm/72''), long (229cm/90'') How to measure for window dressings: Click here for a guide to measuring for curtains, pelmets and roman blinds., Manufacturer: Marks & Spencer

Collezione Textured Stripe Cufflinks, at Marks & Spensers
Smart and sophisticated, these cufflinks add a touch of Italian-inspired style

Damask Pure Cotton Leaf Pattern Tablecloth, at Marks and Spencers
Damask design Leaf pattern, Manufacturer: Marks & Spencer

M&S 1.7L Midnight Ruby Kettle, at Marks and Spencer
1.7 litre capacity 2500-3000 watt Polished red and stainless steel finish 360 degree rotating base with cord storage Water window and contrasting on/off switch Concealed element for fast boiling and easy cleaning Comfortable black grip handle Anti-slip base

Rosado Cava Prestige Brut - Case of 12, at M&S
Style: Dry Bottle: 12 x 75cl. Grape variety: Trepat, Monastrell & Garnacha Country of origin: Spain Closure: Natural cork Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Auto Photoframes - SP TWIG 8X10, at MarksandSpencer
Manufacturer: Marks & Spencer

Blue Harbour Pure Linen Short Sleeve Shirt, at Marks and Spencers
Relaxed and stylish, this short shirt is cut for a great fit. It's made from pure linen so it feels cool and comfortable to wear

Per Una Bloomsbury Broderie Top, at Marks & Spencer
A casual sleeveless top in pure soft cotton. Broderie details give it the Per Una touch

Halterneck Swimsuit, at MarksandSpencer
Feminine and glamorous, this swimsuit is designed to fit and flatter. The halterneck makes it even more stylish

Petite Single Breasted 1 Button Jacket, at MarksandSpencer
Fashionable and modern, this tailored single breasted jacket features angled pleat detail. A smart and stylish choice. Specially designed and perfectly proportioned for the petite frame

M&S Ruby & Midnight 2 Slice Toaster - Black, at Marks & Spencer
Polished black and stainless steel finish 7 browning levels Defrost and reheat setting Cancel setting Removable crumb tray for simple cleaning Anti-slip base 2 year guarantee

Autograph Anti-Feathering Lipstick, at Mark & Spencers
Colour rich Anti-feathering Hypo-allergenic

Cotton Rich Velour Hooded Top, at Marks and Spencer
Soft and comfy, this pretty hooded top makes a practical and fashionable choice.

Portfolio Short Sleeve Ponte Dress, at Marks & Spenser
Pretty and feminine, this ponte dress features empire line. A flattering, stylish look

Circular Broderie Design Short Sleeve Jacket, at Marks & Spencers
A softly curved hem is offset by delicate circular broderie and a fitted structured shape. Delivering a smart feminine finish to this gorgeous jacket

M&S Blender, at Marks and Spencer
350 watt 4 speed Pulse action 1.5 litre capacity Stainless steel blades Safety lock mechanism Dimensions: H44cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Lightweight Butterfly Print Scarf, at Mark & Spencers
This sophisticated lightweight scarf is the perfect accessory to this season's fashions. The butterfly print details add a stylish finishing touch

Long Sleeve Microcheck Classic Pyjamas, at Mark & Spensers
Crisp and comfortable, these cotton blend pyjamas are outstanding value

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spencers are so useful. M&S Finance financial products are, of course, designed to make M & S a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Finance Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Finance Property Insurance than you will anywhere else, and you may even pay less with M&S.