Shopping for financial products at M&S Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the M&S Money website:

• M&S Insurance: M&S Car Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spensers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money website.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencer are so useful. M&S Money financial products are, of course, designed to make Marks and Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Home Insurance policies. Usually, UK Home Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Home Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Home Insurance than you will anywhere else, and you may even pay less with M&S.

M&S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

2 Cotton Rich Sleeveless Mesh Vests, at Marks & Spensers
A seam free design along the sides and the soft qualities of cotton ensures these great vests provide the ultimate in everyday comfort

Windsor 8-Drawer Chest, at Marks & Spencer
H94 x W153 x D44cm 8 drawers Made from from solid pine Finished with low sheen lacquer for added durability Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning: Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Formula Age Defence 4 in 1 Revitalising Cleansing Wipes, at M & S
Contains 25 wipes Specially formulated for use in combination with the rest of the Age Defence range Skin appears revitalised and visibly brighter Formulated to cleanse, moisturise and refresh without irritating or drying your skin Suitable for all skin types Hypoallergenic

4 Maxim Stainless Steel Forks, at Marks and Spencer
4-piece set 18/10 stainless steel - the highest grade of stainless steel Criminal Justice Act 1988 (as amended): please note we are not permitted to sell a knife or blade to any person under the age of 18 This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Signature Green Fig Burner & Refresher Oil, at Marks n Spencer
Green fig fragrance 15ml, Manufacturer: Marks & Spencer

Classic Collection Short Sleeve Check Blouse, at Mark's & Spencer
Feminine and pretty, this check print blouse will give your look an instant lift. It looks lovely worn with plain skirts or trousers in coordinating colours from the Classic collection

Floral Pattern Mug, at M & S
Floral design, Manufacturer: Marks & Spencer

Per Una Post Surgery 2 Tone Lace Padded Bra, at Marks and Spencer
Pretty and feminine, this floral lace trim bra is made from soft microfibre fabric and gives a gently supportive fit and a flattering shape. It features 2 secure prosthesis pockets

Plain Flexilite Umbrella, at Marks and Spencer
Lightweight and easy to carry, this slimline umbrella is perfect for keeping at hand for effective protection from sudden downpours

4 Pairs of Autograph Cotton Rich Vertical Stripe Socks, at Mark's & Spencer
Modern and fashionable, these vertical stripe socks are part of our exclusive Autograph collection

Autograph Pure Cotton Damask Duvet Cover, at Mark's & Spencer
Damask design Comes in single, double, kingsize and super-kingsize, Manufacturer: Marks & Spencer

M&S Summer Flat Weave Trilby Hat, at Marks & Spenser
Keep a cool head this summer with this straw trilby. It adds a smart touch to formalwear and looks contemporary with casual outfit

Classic Collection Pure Cotton 3/4 Sleeve Blouse, at Marks & Spenser
Modern and stylish, this floral print blouse will give your look an instant lift. It looks lovely worn with plain skirts or trousers in coordinating colours from the Classic collection

Lotus Flower Scented Filled Candle, at Marks and Spencers
Glass holder Lotus flower fragrance Burns upto 4 hours, Manufacturer: Marks & Spencer

Antigua Loveseat AU09 Newness, at Marks and Spencer
Manufacturer: Marks & Spencer

Limited Collection Skinny Jeans, at Marks and Spencers
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

Limited Collection Crop Leather Jacket, at Mark's & Spencer
The ultimate in style and quality, this trend-conscious cropped jacket is made from luxurious soft leather

Collezione Cotton Rich Single Breasted 3 Button Jacket, at MarksandSpencer
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Quick Iron Short Sleeve Gingham Shirt, at Marks and Spenser
Smart and stylish, this easycare shirt makes a practical choice for everyday wear

Perfect Knee Length Panelled Pencil Skirt, at Marks&Spencer
Sophisticated and stylish, this pencil skirt in easy-to-wear jersey makes dressing for work an absolute breeze this autumn

Uva Mira Sauvignon Blanc 2008 - Case of 6, at Mark's & Spencer
Style: Dry Grape variety: 100% Sauvignon Blanc Country of origin: South Africa Closure: Screw cap Suitable for Vegetarians and Vegans Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Magnifying Glass, at M&S
1.8 x magnification with LED light

Malabar Media Unit, at Marks&Spencer
2 drawers 2 shelves H56 x W143 x D56cm Crafted predominantly from solid mango wood Protective low-sheen lacquer finish for added durability All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen Save on sets! Buy this Malabar coffee table with matching side table. Individually 798, together 748. Save 50 This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Cotton Embroidered Hippo Sleeping Bag, at Mark & Spensers
Cosy and comforting, sleepbags make a great way to stop babies getting tangled up in covers. This padded bunny embroidered sleepbag will keep her at a comfy temperature throughout the night

2 Total Support Plain Full Cup Bras, at Mark's & Spencer
Soft and comfortable, these non-wired bras give all-round support and uplift with good coverage, extra wide straps and 3 hook-and-eye fasteners. They are secure but gentle and lightweight, an ideal choice for everyday wear

Limited Collection Tamara Sunglasses, at Marks & Spencers
These elegantly understated sunglasses will never go out of style. A fabulously versatile summer essential

Autograph Belted Straight Leg Trousers with Wool, at Marks and Spencer
Simple and stylish, straight leg trousers are a modern classic. They are cut to skim the hips and thighs, giving a sleek flattering shape that's always in style

Per Una Single Breasted 3 Button Tweed Jacket with Wool, at Marks & Spencers
A fashionable single breasted jacket in textured fabric featuring button tab pockets

Per Una 3 Piece Bolero & Vest Set, at Marks & Spencers
A fashionable 3/4 sleeve bolero featuring a matching vest and added scarf

Pure Cotton Contrast Stitch Jeans, at Marks and Spencer
Fun and fashionable, these easycare pure cotton jeans are outstanding value

When you're shopping at Marks and Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money. Offering everything from savings accounts and credit cards, to Home Insurance and Car Insurance, there's a lot more going on at Mark's & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."