Besides Marks & Spencers Car Insurance, M&S Money Credit Cards and other financial products, M&S Money Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your M&S purchases are also protected while you take them home.

Also, on both M&S Money Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

When you're shopping at Marks & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money. Offering everything from savings accounts and credit cards, to Buildings Insurance and Car Insurance, there's a lot more going on at Marks & Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Shopping for financial products at M&S Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the M&S Money website:

• M&S Insurance: M&S Car Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money website.

Typhoon Hat, at Mark & Spencers
Keep your cool in this wide brim sun hat, a summer and holiday essential

Older Boys' Fluffy Waist Tie Dressing Gown, at Marks and Spencer
Soft and cosy, this dressing gown is made from comfy fluffy fabric

Mini Travel Alarm Clock, at MarksandSpencer
Dimensions: H6 x W6 x D3cm Analogue display Glow in the dark hands Light/snooze button

Sonoma Extending Dining Table & 6 Alton Antiqued-Leather Chairs Set, at Marks & Spensers
7 piece set Table: H76 x L180 x W100cm Extends to L230cm Seats 6-8 people, comes with extension leaf to seat 8 Chair: H99 x W46 x D56cm Made from solid walnut with fabric seat Made from solid oak and oak veneer This range features natural wood characteristics Finished with 2 coats of durable, clear lacquer of low sheen Side and back made from White Oak veneer Top panel is veneered with solid Oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pink Champagne, at Marks and Spencers
Oudinot Ros Champagne 75cl bottle 12% alc vol Glass not included Price includes delivery Licensing Act 2003: it is an offence for any person under 18 years to buy or attempt to buy alcoholic liquor Looking to place a corporate bulk order? Please call 0845 6020602 This product is not available for international delivery. Find out more

1GB Apple iPod Shuffle, at Marks and Spencers
Holds up to 240 songs Shuffle switch - mix up your music with the flip of the shuffle switch. Flip it again to play handpicked lists and albums Durable anodized aluminium enclosure Built-in clip Up to 12 hours of skip-free audio playback Automatic syncing with iTunes Battery indicator Dimensions: H2.7 x W4.1 x D1cm (including clip) Weight: 15.6 grams In the box: iPod shuffle, Earphones, USB dock For Mac and Windows. Requires Windows Vista or Windows XP Home or Professional or Mac OS X v10.4.11 or later M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information TM and 2008 Apple Inc. All rights reserved This product is not available for international delivery. Find out more

Detroit Slat Back Chair, at Marks & Spencers
H100 x W44 x D54cm Leather seat Solid oak legs Made from White Oak solids and veneers Finished with 2 coats of durable, clear lacquer of mid sheen All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning: Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Cotton Easy Iron Oxford Check Shirt, at Marks and Spencer
Stylish and innovative, this check design easycare shirt is quick and easy to iron for a smart crisp look

Tortoise Sorry It's Late Card, at Marks&Spencer
Cover text: Sorry it's late Inside message: Blank for your own message This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 127mm

8 Piece Pure Cotton Underwear Pack, at Mark's & Spencer
An outstanding value 8 pack of boxers and vests in natural breathable cotton

North Coast Pure Cotton Cargo Trousers, at Marks and Spencer
Relaxed and casual, these fashionable trousers are made from comfortable cotton and feature cargo style pockets

Wood Photo Frame 10 x 15cm (4 x 6"), at Marks & Spencers
Rectangular frame Removeable mount card H24.5 x W19cm Aperture: 10 x 15cm (4 x 6"), Manufacturer: Marks & Spencer

Artificial Large Willow Twigs With Lights, at Marks and Spencer
String tied base Ready Made arrangement that needs no after care H123cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Wool Blend Pinstripe Suit Trousers, at Marks and Spencer
Perfect for smart occasions, these classic pinstripe suit trousers make a fashionable and practical choice

Mother's Day Graphic Floral Medium Gift Bag, at Marks & Spencers
Contains: 1 gift bag H260 x W200 x D90mm

Large August Bouquet, at Mark & Spensers
Historically a symbol of love, this assortment of larkspur in shades of lilac, cream and pink also contains deep purple lisianthus, sandriana and delicately pretty roses. Includes 50% more blooms than the standard August bouquet Available for delivery from 1st to 29th August 2009

The Aristocats Special Edition DVD, at MarksandSpencer
Rating Universal, suitable for all,

The Floral Collection Rose Mini Gift Set, at Marks and Spencers
Rose fragrance Moisturising hand and body lotion 50ml ingredients: Aqua, Glycerin, Paraffinum Liquidum, Cetearyl Alcohol. Petrolatum, Glyceryl Stearate, Parfum, Rosa Centifolia (Rose), Polysorbate 60, PEG-100 Stearate, Isopropyl Palmitate, Dimethicone, Panthenol, Disodium EDTA, Imidazolidinyl Urea, Methylparaben, Acrylates/C10-30 Alkyl Acrylate Crosspolymer, Triethanolamine, Propylparaben, Xanthan Gum, Benzyl Salicylate, Citronellol, Linalool, Alpha-Isomethyl Ionone, Geraniol, Phenoxyethanol, Isobutylparaben, Ethylparaben, Butylparaben Guest soap 25g ingredients: Sodium Palmate, Sodium Palm Kernelate, Aqua, Parfum, Rosa Centifolia (Rose), Tetrasodium EDTA, Glycerin, Sodium Chloride, Benzyl Salicylate, Glyceryl Ricinoleate, Titanium Dioxide, Citronellol, Linalool, Alpha-Isomethyl Ionone, Tetrasodium Etidronate, Disodium Phosphonate, Phenoxyethanol, Methylparaben, Butylparaben, Isobutylparaben, Propylparaben, Ethylparaben Moisture rich hand wash 50ml ingredients: Aqua, Sodium Laureth Sulfate, Glycerin, Ammonium Lauryl Sulfate, Lauryl Betaine, Cocamide DEA, Sodium Chloride, Peg-70 Mango Glycerides, Disodium EDTA, Parfum, Benzophenone-2, BHT, Imidazolidnyl Urea, Citric Acid, Magnesium Nitrate, Methlchloroisothiazolinone, Magnesium Chloride, Methylisothiazolinone, Rosa Centifolia (Rose), Phenoxyethanol, Methylparaben, Butylparaben, Ethylparaben, Isobutylparaben, Propylparaben, Benzyl Salicylate, Citronellol, CI 17200, CI 1470

Portfolio Elasticated Panelled Flared Skirt, at Marks & Spensers
Part of Portfolio's Shades of Paradise trend, featuring the earthy tones of nature combined with rich, tropical highlights. Elegant and feminine styling makes this a chic summer look

Wide Stripe Padded Bra, at Marks and Spencer
Feminine and pretty, this wide stripe bra is ideal for everyday wear. Underwiring and padding give an uplifted and enhanced natural shape

Per Una Roma Pure Cotton Wide Leg Belted Trousers, at Marks and Spencers
A fashionable pair of wide leg trousers in pure soft cotton featuring front pockets making it extra stylish

Leaf Tapestry Pencil Pleat Curtains, at Marks & Spencer
Embroidered leaf design Pencil pleat Lined Comes in standard 168cm/66'' (STD) and wider 219cm/86'' (WDR) widths Also comes in three drop lengths: short (137cm/54''), medium (183cm/72''), long (229cm/90'') How to measure for window dressings: Click here for a guide to measuring for curtains, pelmets and roman blinds., Manufacturer: Marks & Spencer

Raspberry Panna Cotta, at Marks and Spencers
Serves 6-8 Ready to eat Not suitable for nut allergy sufferers 900g As featured on page 50 of the Food to Order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Pure Cotton V-Neck Cropped Cardigan, at Marks & Spenser
Pretty and feminine, this cropped cardigan is made from pure natural cotton and features 3/4 length sleeves for a fashionable look

Maxim Large Jug, at M & S
Plain Nibbed Single handle 1.5 litre capacity H14.5cm, Manufacturer: Marks & Spencer

1 Pair of Gel Pads, at Marks&Spencer
These clever gel pads help to prevent the burning pain you get when wearing high heels

Windsor 2-Drawer Bedside Chest, at Marks and Spencers
H62 x W46 x D41cm 2 drawers Made from from solid pine Finished with low sheen lacquer for added durability Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning: Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Freshfeet Suede Leather Mule Slippers, at Marks & Spencer
Round toe Faux fur lined Toggle feature Mule style With built in Freshtech™ technology for fresh, odour-free slippers Freshtech™ technology is permanently built in to the slipper and still performs after many washes Freshtech™ technology combats the bacteria that causes bad smells and odours

Sonoma Dark Extending Dining Table, at Marks and Spenser
H75 x W100 x L180/230cm Extends to L230cm Seats 6 people Comes with extension leaf to seat 8 Extension leaf can be stored beneath the table top Made from solid oak and oak veneer Features natural wood characteristics - knots, figuring, colour variation and end-grain detail Finished with a rich dark stain, followed by 2 coats of durable, clear lacquer of low sheen Top panels made from White Oak veneer with a solid Oak edging for strength Legs made from solid hardwood Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more SAVE ON SETS Save at least 25% when you buy these chairs as part of a set. Click here to view the Dark Sonoma Collection Set. , Manufacturer: Marks & Spencer

Maxim Mug, at Marks and Spencers
Suitable for everyday use Versatile fine dining range Pure white porcelain Height 9cm, Manufacturer: Marks & Spencer

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spensers are so useful. M&S Money financial products are, of course, designed to make Marks & Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Buildings Insurance than you will anywhere else, and you may even pay less with M&S.