M+S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Mark & Spencers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.

When you're shopping at Marks and Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M+S Money. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Motor Insurance, there's a lot more going on at Mark's & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M+S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M+S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M+S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

5 Cheeky Monkeys, at M&S
Count the cheeky monkeys as they swing into the jungle looking for bananas in this beautifully illustrated board book. Includes a Chatter! sound button to press. Chunky die-cut monkeys are perfect for little hands

Collections - VAN PLUG IN, at Mark & Spencers
Manufacturer: Marks & Spencer

Styled Pin Dot Shorts, at Marks and Spencer
Sleek and stylish, these soft stretchy shorts are finished with smooth flat edges, so there are no visible outlines under clothes. The close fit and shorts style give a modern, shapely look. Designed for a streamlined silhouette

Stain Defence™ Buckle Detail Pleated Skirt, at Marks & Spencer
Smart and stylish, this fashionable skirt is treated with Stain Defence™ technology which helps repel everyday stains. The adjustable waist gives a perfectly comfortable fit. It's non-iron and easycare for convenience

Autograph Embroidered Round Neck Top, at Marks & Spencers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Girly Images Multipack of Card, at Marks & Spenser
Cover text: Design 1 - happy birthday Design 2 - birthday girl Design 3 - just for you Inside message: blank for your own message Pack contains: 9 cards, 3 designs Approx size: 120 x 120mm

Petite Pure Cotton Roll-Up Sleeve Blouse, at Marks and Spencer
Chic and modern, this roll-up sleeve blouse is made from cool comfortable cotton and features a floral embellishment. Specially designed and perfectly proportioned for the petite frame

3 Pure Cotton Short Sleeve STAIN-AWAY™ Polo Shirts, at Marks and Spencers
An outstanding value pack of polo shirts in pure cotton. They're treated with STAIN-AWAY™, our unique high performance finish which helps prevent everyday stains, and makes them easy to wash out clean. It even works with ink blots!

Limited Collection Strappy Slingback Sandals, at Marks and Spencer
Open toe Strap front Elasticated ankle strap Slingback High heel 8cm

Per Una Pear Buckle Belt, at Mark's & Spencer
A bold buckle makes this fashionable belt even more special. Add a stylish finishing touch from Per Una

Non-Stick Wok, at Marks and Spencer
Manufacturer: Marks & Spencer

2 Non-Wired Padded Bras, at M&S
Smooth and versatile, this padded bra is structured for secure support and an enhanced natural shape. Ideal for everyday wear

Collezione Plain Straight Leg Trousers, at Marks & Spenser
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Large Pillar Candle, at Marks & Spencer
Pillar shape Single wick Non fragranced Plain, Manufacturer: Marks & Spencer

Perfect Blue Harbour Cotton Rich Jumper, at M&S
This easy, comfortable jumper has a touch of stretch so it keeps its shape, even after it's been through the machine and the tumble dryer

Collezione Pure Wool Flat Front Woven Trousers, at M & S
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Sweet Bergamot Pot Pourri Box, at Marks and Spencer
Sweet bergamot fragrance Presented in a box, Manufacturer: Marks & Spencer

Per Una 3/4 Sleeve Jersey Top, at Marks & Spencer
A beautiful jersey top, featuring contrasting chiffon sleeves. Gathered detail gives it the Per Una touch

Pure Cotton Long Sleeve Stripe Pyjamas, at Marks & Spencer
Pretty and feminine, these stripe pyjamas are made from soft breathable cotton for a comfortable night's sleep

Peter Rabbit Character Puzzle, at Mark & Spensers
22 Pieces Suitable for ages 12 months to 3 years This product conforms to the EN71 and the Toy Safety Directive Frederick Warne & Co Limited 2008, Manufacturer: Marks & Spencer

Per Una Pure Cotton 3/4 Length Sleeve Check Pyjamas, at Marks and Spenser
Modern and feminine, these pretty check pyjamas are made from soft pure cotton. So you can relax in comfort and style. Part of Per Una's sleepwear collection

Lobster Thermidor, at Marks and Spencer
Serves 2 Ready to cook Suitable for freezing 280g As featured on page 38 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Lace Embroidered Underwired Bra, at Marks & Spenser
Feminine and pretty, this embroidered design bra is ideal for everyday wear. It's underwired and shaped for an uplifted natural look

Bourgogne Pinot Noir 2007 - Case of 12, at M&S
Style: Medium bodied Grape variety: Pinot Noir Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Blue Harbour Pure Linen Block Stripe Shirt, at Marks&Spencer
Relaxed and stylish, this block stripe shirt is cut for a great fit. It's made from pure linen so it feels cool and comfortable to wear

Short Sleeve Boyfriend Cardigan, at Marks and Spenser
Modern and stylish, this cardigan features a single button fastening. Ideal for layering

Per Una Pure Cotton Panelled Skirt, at M+S
A fashionable mid-calf length skirt in pure soft cotton. Horizontal pleat detail makes it extra stylish

The Patriot Blu-Ray DVD, at Mark's & Spencer
Rating Suitable for 15 years and over,

Signature Green Fig Scented Filled Candle, at Marks & Spencers
Glass holder Green fig fragrance Burns up to 40 hours, Manufacturer: Marks & Spencer

Cotton Rich Contrast Trim Plain Shorts, at M & S
These cotton rich shorts are shapely and modern. They have been designed with added stretch for a snug, comfortable and figure-flattering fit

There are lots of ways to save money using M+S Money. Not least of these is Marks & Spencer Standard Motor Insurance. With M+S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spenser, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M+S Money, you get more, and you pay less.