Shopping for financial products at M&S Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spencers online store. Here are just some of the financial products which can be purchased via the M&S Money website:

• M&S Insurance: M&S Car Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money website.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spencers are so useful. M&S Money financial products are, of course, designed to make Marks & Spenser a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Home Insurance policies. Usually, UK Home Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Home Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Home Insurance than you will anywhere else, and you may even pay less with M&S.

When you're shopping at Marks & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money. Offering everything from savings accounts and credit cards, to Home Insurance and Car Insurance, there's a lot more going on at Marks & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Crease Resistant Single Pleat Trousers, at Marks & Spencer
Stay smarter for longer with these innovative crease resistant trousers

Chocolate Chrome Droplet Chandelier, at Marks & Spenser
5-arm design Chocolate finish Multi-faceted glass droplets H 98 x Diam 48cm Bulb: 5 x 60W E14 candle This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Clear Mantlepiece Clock, at Mark & Spencers
Clear body Brass effect finish Dimensions: L12 x W12cm, Manufacturer: Marks & Spencer

Royal Horticultural Society Pink Watercolour Roses Blank Card, at Marks and Spenser
Cover text: Pretty Pink Roses Inside message: Blank for your own message Approx. size: 150 x 150mm About the RHS: The RHS is dedicated to advancing horticulture and helping all gardeners. An interest in gardening is all you need to enjoy being a member of the RHS. For more information call 0845 130 464, or visit www.rhs.org.uk

M&S HP 27 Compatible Cartridge, at Marks & Spencers
Black cartridge Compatible with HP printers using HP 27 For use in deskjet: 3320, 3325, 3420, 3425 series, 3520, 3535, 3550, 3645, 3650, 3745, 3845, 5650, 5652, 5655, 5850, For use in officejet: 4215, 4219, 4252, 4255, 4315, 4355, 5605, 5610, 5615, 6110 For use in PSC: 1210, 1215, 1217, 1219, 1311, 1312, 1315/s, 1317 This cartridge is not an original product but has been re-manufactured and refilled to the most exacting standards M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

F100 Open Coil Memory Foam Coolmax° Mattress & Sprung Edge 4 Drawer Divan, at Marks & Spencer
No turn mattress Mattress and divan are anti-allergy Mattress: spring count 288, depth 23cm Divan height: 41.5cm Divan drawer size: 4 x large H15 x W78.4 x D53cm Single 3ft: W90 x L190cm (has 2 large right- or left-hand drawers) Double 4ft6: W135 x L190cm King size 5ft: W150 x L200cm Super king size 6ft: W180 x L200cm This product is not available for international delivery. Find out more Cannot be used in conjunction with any other offer, Manufacturer: Marks & Spencer

Per Una Bronzing Powder Brush, at M&S
Hypo-allergenic Natural shade

2 Older Boys' Pure Cotton Woven Pyjama Bottoms, at Marks and Spencers
Soft and comfy, this pack of 2 pure cotton pyjamas feature assorted designs

2 Malbec White Bonded Leather & Chrome Dining Chairs, at Mark & Spensers
H86 x W48 x D51cm Seat: H49cm Sold as pair Bonded leather seat Chrome effect legs Some self-assembly required. Delivered boxed to your door. You will need to unpack, assemble and position the item yourself This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Silk Bird Print Lightweight Scarf, at Marks & Spensers
Add a luxurious finishing touch to your look with this elegant pure silk bird print scarf. The perfect accessory to this season's styles

3 Non-Iron Short Sleeve Blouses, at Marks & Spensers
A great value 3-pack of school blouses, non-iron for convenience. Taped reinforced sleeves give a smooth neat look

Nintendo Wii Fit™ Game with Balance Board, at Mark & Spensers
Designed to help you become more aware of your physical condition Exercises that focus on helping you to improve balance and posture, change your Body Mass Index or simply relax Includes state-of-the-art Wii Balance Board Measures your BMI (Body Mass Index), analyses your centre of gravity and calculates your athletic ability Determines your Wii Fit Age - from 2 to 99 40 different exercises across four areas of training - Aerobic Exercises, Balance Games, Muscle Workouts and Yoga poses Step Basics to Snowboarding, Rhythm Boxing to Jogging Wii Fit Channel that allows up to eight people to store and compare their personal fitness profiles M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Platforms: Nintendo Wii, ESRB Rating: Kids to Adults

Single Wick Filled Candle, at Marks & Spenser
Coloured glass holder Single wick, Manufacturer: Marks & Spencer

Portfolio Petite Ruffle Front Blouse, at Marks and Spencer
Part of Portfolio's Parisienne trend. Feel bold and chic in this feminine look inspired by Parisian style. With a striking colour palette of cream, ruby, black and dove grey, this is a style-conscious trend for the new season.

Dyson Ball™ DC25 Upright All Floors Vacuum Cleaner, at Marks and Spencer
Suction power: 220 airwatts (constant) Root Cyclone™ technology: Dyson vacuum cleaners separate dirt from the air by centrifugal force. It spins the air incredibly fast and the dust and dirt is flung out into the clear bin™. Suction is maintained as there is no bag to become clogged Ball™ technology means no awkward wheels: Dyson upright cleaners ride on a ball so you can steer with ease - no more push/pull around corners and obstacles. Inside the ball is the motor, giving the machine a lower centre of gravity and improving manoeuvrability even further Hygienic and quick to empty: Dyson design minimises risk of contact with dirt Motorised brush bar: Powerful bristles remove dirt and pet hair from carpets Expels only clean air: Air expelled from a Dyson has 150 times less mould and bacteria than the air you breathe. Dyson technology captures particles as small as pollen, bacteria and mould spores Clear bin™: Tough polycarbonate bin lets you see when it needs emptying Bin capacity: 1.3 litres Fingertip brush control: Brush bar turns off to protect delicate rugs and hard floors Quick-draw Telescope Reach™ wand: Single-action wand with instant 16ft reach for stair and high-reach cleaning Washable HEPA filter: Ideal for allergy sufferers Certified asthma friendly: Unlike ordinary vacuums, Dyson is certified asthma & allergy friendly™ according to the Asthma and Allergy Foundation of America. All floors: This Dyson model is suitable for all floors Combination accessory tool: Nozzle converts to a brush tool for dusting Cord length: 7.5 metres Maximum reach: 12.3 metres Dimensions: H1071 x D310 x W392 mm Weight: 7.4 kg Included in the box: Combination accessory tool, stair tool attachment, product manual, quick start guide, product registration card and 5 year warranty M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

XBOX 360® Crash of the Titans Game, at Marks and Spencer
For XBOX 360 Crash now has a powerful acrobatic fighting system Crash can now interact with his world in totally new ways M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Platforms: Xbox 360, ESRB Rating: Kids to Adults

Cowhide Rug, at Marks & Spencers
Cow hide design 3-4 square metres, Manufacturer: Marks & Spencer

Charles Freminet Brut Champagne NV - Case of 6, at Marks and Spencer
Style: Dry Grape variety: Pinot Noir, Pinot Meunier & Chardonnay Country of origin: France Closure: Natural cork Bottle: 6 x 75cl. Alcohol by volume: 12% Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Pure Cotton Embroidered Jeans with Purse, at Marks & Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in smart styles and high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Pure Cotton 3/4 Sleeve Spot Print Top, at Marks & Spenser
Pretty pintuck and spot print makes this soft cotton top extra special

Cotton Rich Total Support Swirl Embroidered Bra, at Marks & Spenser
Feel fabulous and comfortable in this elegant and supportive bra. It's lightweight yet shaped to give all-round uplift and support thanks to extra wide back straps and wide shoulder straps

Portfolio Mixed Chunky Bead Necklace, at Mark's & Spencer
Button fastening Ribbon chain Mixed chunky bead design Necklace length 81cm

Sonoma Dark 3-Drawer Bedside Chest, at Marks & Spencer
H60 x W45 x D45cm 3 drawers Made from solid oak and oak veneer Features natural wood characteristics - knots, figuring, colour variation and end-grain detail Finished with a rich dark stain, followed by 2 coats of durable, clear lacquer of low sheen Side panels and back panels made from White Oak veneer Top panels made from White Oak veneer with a solid Oak edging for strength Handles made from solid wood Drawer boxes and fronts made from solid hardwood. Drawer bottoms made from White Oak veneer Legs made from solid hardwood All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Domaine des Serres du Colombier 2007 - Case of 6, at Marks and Spenser
Style: Dry Grape Variety: Shiraz (Syrah) Country: France Closure: Natural cork Suitable for vegetarians and vegans Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Butterflies on Spots and Stripes Hand Finished, at Marks & Spencers
Cover Text: Both designs: blank Inside Message: Both designs: blank for your own message Pack Contains: 6 cards, 2 designs Approx. Size: 200 mm x 80 mm

Cotton Rich Velour Funnel Neck Jacket, at Mark & Spencers
Treat yourself to plush comfort with this super soft velour jacket. Perfect for relaxing or exercising in style

Portfolio Bobble Choker Necklace, at M&S
Choker style Clasp fastening Adjustable length Bobble design Necklace length 41cm, extendable by 8cm

Play Toaster, at Marks & Spencer
Suitable for ages 3+ years Includes 2 pieces of 'toast' Movable dial and lever Height: 25cm This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Long Sleeve Water Repellent Padded Jacket, at Marks and Spencers
Fashionable and modern, this padded jacket is an everyday essential. It's water resistant finish and easycare fabric make it a practical choice.

Floral Reel Glass Vase, at Marks and Spencer
Large opening Floral detail Cut circular design Broad base W26.5 x D26.5 x H38cm, Manufacturer: Marks & Spencer

M&S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.