Shopping for financial products at M&S Financial Services UK website is just as simple as shopping for fashion or furniture at the Marks and Spenser online store. Here are just some of the financial products which can be purchased via the M&S Financial Services website:

• M&S Insurance: M&S Car Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spensers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Financial Services in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Financial Services website.

Besides Marks & Spencer Car Insurance, M&S Financial Services Credit Cards and other financial products, M&S Financial Services Buildings & Contents Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Financial Services Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencer purchases are also protected while you take them home.

Also, on both M&S Financial Services Premier Buildings & Contents Insurance and Standard Buildings & Contents Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Mark's & Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spencer, through its M&S Financial Services website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Buildings & Contents Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Classic Collection Floral Print Skirt, at Marks & Spencers
Elegant, stylish and comfortable, this maxi length pull-on skirt is finished with floral print design. The ideal match for blouses and fine knits in coordinating colours

4 Pairs of Fresh Feet Pure Cotton Premium Socks, at Marks and Spencer
The original pure cotton socks with innovative Freshtech™ technology to keep them fresh and odour-free. This technology is permanently built in to the socks for lasting performance. A reinforced heel and toe gives extra durability

Maxim Mug, at Marks & Spenser
Suitable for everyday use Versatile fine dining range Pure white porcelain Height 9cm, Manufacturer: Marks & Spencer

Pure Cotton Ruffle Check Shirt, at Marks & Spencer
Casual and contemporary, this check shirt is made from pure soft cotton. The ruffle bib adds a fashionable finishing touch

15 Denier Medium Support Stockings, at Marks and Spencer
These medium support stockings are clinically proven to improve circulation and reduce ankle swelling. They'll keep your legs feeling healthier and energised

Philips HX6311 Rechargeable Sonic Toothbrush, at Marks & Spencer
KidTimer: Increases brushing time slowly over 90 days, building towards the dentist recommended 2 minutes Power modes: 2 Kid-friendly power modes adapt to different ages providing a gentle cleaning that's ideal for different ages. There is a low mode for ages 4 to 6 and a high mode for ages 7 and older Brush Heads: 2 brush head sizes that are specifically designed to gently clean and protect teeth at key developmental stages KidPacer: Fun sounds encourage kids to brush the front and back of both upper and lower teeth Fun interchangeable panels: Allows kids to customise their toothbrush Anti-roll shape: Sturdy handle design allows kids to store it upright as well as apply toothpaste while the toothbrush is laying flat Multi grip design: Ergonomically designed to enable parents and kids to brush together or on their own Battery type: Li-Ion Rechargeable battery Speed: 31,000 brush strokes per minute Operating time (full to empty): Fully charged should provide 42 2-minute brushings (3 weeks) Voltage: Multi-Voltage Charger 100-240 V M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Bubble Base Wine Glass, at Marks & Spencer
Bubble base design Hand made glass with heavy base Height: 19.5cm Capacity: 250ml (25cl), Manufacturer: Marks & Spencer

Geoff Merrill Three Virgos Cabernet Sauvignon 2004 - Case of 6, at Marks & Spencer
Style: Full bodied Country of origin: Australia Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml:1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Cotton Rich Plain Cropped Trousers, at Marks and Spencers
Elegant and sophisticated, these cotton mid calf length trousers are tailored for a chic contemporary look

Per Una Plain Cosy Dressing Gown, at Marks and Spencer
Modern and feminine, this pretty plain dressing gown is made from soft fabric so you can relax in comfort and style. Part of Per Una's sleepwear collection

Pure Cotton Short Sleeve Floral Print Jersey Top, at MarksandSpencer
Chic and modern, this short sleeve top is made from cool comfortable cotton and features a floral print

Per Una Roma Cotton Rich 5 Pocket Straight Leg Trousers, at Marks & Spencer
A stylish pair of straight leg trousers in stretch cotton, featuring 5 pockets

Older Boys' Transformers Belt, at Marks & Spencer
Fashionable and practical, this square buckle transformer belt adds a stylish finishing touch

Satin Spot Print Shirt with Belt, at Marks and Spenser
This fab short sleeve shirt features a stunning spot and empire line design. A sophisticated new look, perfect for this season

Patent Low Heel Elastic Strap Shoes, at Marks n Spencer
Round toe Wide elastic strap Low heel Patent effect Heel height: 38mm Comes in sizes 3-8, including half sizes

Floral Short Sleeve Frill Blouse, at Marks & Spenser
A fabulous round open neck blouse featuring a ruffle front and floral detail. The tie belt make it extra stylish

3 Pure Cotton Stain-Away™ Polo Shirts, at Marks and Spencer
A great value 3-pack in pure cotton. They're treated with STAIN-AWAY™, our unique high performance finish which helps prevent everyday stains and makes them easy to wash out clean. It even works with ink blots!

Floral Lace Panel High Leg Knickers, at Marks & Spenser
A great style for making your legs look longer, these floral lace panel knickers are designed with a flattering high cut

2 Younger Boys' Pure Cotton Pull On Hats, at Mark's & Spencer
Add a stylish finish with these pull on cotton hats

Straw Trilby, at Marks & Spencers
A great looking straw fedora for M&S, this lightweight straw trilby is made from natural straw featuring a center pinch crown with a wide brim and comes complete with a stripe band

Knee Length Leaf Print Jersey Skirt, at Marks & Spenser
Fashionable and contemporary, this leaf print skirt is a stylish, versatile choice. A great work-to-evening style.

Cricket Keyring, at Marks & Spencer
You'll never lose your keys again with this eye-catching keyring with it's cricket design

Handcrafted Paris Hands Valentine Card, at Marks & Spensers
Cover Text: With all my Love this Valentine's Day x Inside message: Blank for your own message This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 178 x 127mm

Pure Cotton Short Sleeve Embroidered Bib Top, at Marks and Spenser
Stylish and versatile, this square-neck top is made from cool comfortable cotton

North Coast Pure Cotton Cargo Trousers, at Marks and Spencer
Relaxed and casual, these fashionable trousers are made from comfortable cotton and feature cargo style pockets

Magnifying Beauty Mirror, at Marks and Spenser
Round 10 x magnifying Ideal for precision tweezing or make-up application

3 Piece Clear Cosmetic Bag Set, at Marks & Spensers
3 piece set Assorted sizes Transparent Contrast trim

Kodak Easyshare Z915 Digital Camera, at Marks & Spensers
Pixels: 10 megapixels Lens: 35350 mm (35 mm equiv.) f/3.54.8 Zoom: 10X optical, 5X advanced digital, total zoom range 50X Image stabilizer: optical Shutter speed: 1/81/1250 sec. (auto); 161/1000 sec. (S/M mode) Monitor: 2.5 type high resolution (230K dots), 5 level brightness adjustments Storage: 32 MB internal memory* available, SDHC/SD card expansion slot Auto focus type: TTL imager AF system Auto focus Modes: normal, macro, infinity Face-priority AF: yes AF assist light: yes ISO sensitivity: auto, 100, 200, 400, 800, 1600 White balance: auto, daylight, tungsten, fluorescent, open shade Flash: Range: 5.4 m (@ wide, in Smart Capture mode), 3.9 m (@ tele, in Smart Capture mode); Modes: auto, off, fill, red-eye reduction, off; Compensation: 1.0 EV in 1/3 steps Shooting modes: Smart Capture, sport, P (program mode), A (aperture priority mode), S(shutter priority mode), M (manual mode), portrait, panorama (leftright,rightleft), video, SCN (scene modes) Scene modes: high ISO, portrait, night portrait, landscape, night landscape, flower, sunset, backlight, candlelight, manner/museum, text, beach, snow, fireworks,children, self-portrait, stage Still capture: Still format: JPEG/EXIF v2.21; Color modes: high color, natural color, low color, sepia, black and white; Sharpness: high, normal, low; Review options: single, magnification with navigation box, multi-up, multi-field search,slideshow, multimedia slideshowslideshow, multimedia slideshow Editing: on-camera crop, KODAK PERFECT TOUCH Technology, voice annotation; File management: delete, undo delete, copy, protect, text tagging, one-button upload Video capture: Format: QUICKTIME Photo JPEG; Quality: VGA (640 480) at 30 fps, QVGA (320 240) at 30 fps; Length: continuous up to 4 GB; Microphone: yes; Review options: play, rewind, pause, fast-forward and rewind, forward and rewind by frame, multimedia slideshow, bookmarks, view by; Editing: make a picture from video, action print (1, 4, 9, 16-up), trim, copy; File management: delete, undo delete, copy, protect, text tagging, one-button upload Custom settings: LCD brightness (5 levels), date stamp (on/off), image storage, capture frame grid (on/off), image stabilizer control, red-eye preflash (on/off), quick view (on/off), advanced digital zoom, orientation sensor, sound, volume, date & time, auto power off, video out, language, reset camera Share button: yes Physical specifications: I/O interface: digital (USB 2.0 high speed) connector for data and video; Power: (2) AA batteries (alkaline, lithium, or Ni-MH), optional AC adapter; Tripod mount: in. standard Dimensions: W11 H7 D3.6cm Weight: 220g (without SD card and batteries) Direct printing: PictBridge-enabled Software: works with KODAK EASYSHARE Software Package contents: KODAK EASYSHARE Z915 Digital Camera, (2) KODAK Alkaline AA Batteries or equivalent, USB cable, Wrist strap, User's Guide with KODAK EASYSHARE Software M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Philips HS8420 Nivea For Men Cool Skin Rechargeable Shaver, at M+S
Nivea for Men conditioner dispensing system: Nivea for Men shaving conditioner is dispensed directly onto your skin for a moisturising and smooth shave Flex tracker system: The flex tracker automatically tracks the curves of your face and helps to protect against skin irritation Stretch and lift rings: The shaving heads will glide smoothly on the surface of your skin, streching it at the same time to let the roots lift up against the the sharp rings of the shaver to get closest shave Integrated Cartridge Refill System: Simply pump the Nivea for Men shaving conditioner from the refill can directly into the cool skin shaver Waterproof: Can be easily rinsed under the tap Easy grip for total control

Compton Coffee Table, at Marks & Spencers
H45 x W90 x D90cm 1 fixed shelf Made from White Oak solids and veneers Hand distressed, with the distressing aged with dark patina Mid-brown stained finish, followed by 2 coats of durable, clear lacquer of low sheen Solid hardwood legs Side panels, door panels, back panels made from oak veneer. Top panels made from oak veneer with a solid oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. SAVE ON SETS Save at least 25% when you buy this table as part of a set. Click here to view the Compton Collection Set. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencer are so useful. M&S Financial Services financial products are, of course, designed to make Mark's & Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings & Contents Insurance policies. Usually, UK Buildings & Contents Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Financial Services Buildings & Contents Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Financial Services Buildings & Contents Insurance than you will anywhere else, and you may even pay less with M&S.