There are lots of ways to save money using M&S Financial Services. Not least of these is Marks & Spencers Standard Motor Insurance. With M&S Financial Services you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Financial Services, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money, you get more, and you pay less.

Shopping for financial products at M&S Financial Services UK website is just as simple as shopping for fashion or furniture at the Marks & Spencers online store. Here are just some of the financial products which can be purchased via the M&S Financial Services website:

• M&S Insurance: M&S Motor Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Mark & Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Financial Services in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Financial Services website.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencer, through its M&S Financial Services website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Home Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Faux Pearl Triple Row Necklace & Earrings Set, at Marks and Spencer
2 part set Hook fastening drop style earrings Clasp fastening multi strand necklace Faux pearl design Necklace length 41cm For hygiene reasons, refunds will only be given in accordance with your legal rights

Per Una Patent Finish Frame Bag, at M & S
A patent finish makes this fashionable bag even more special. Give your look the Per Una twist!

Cotton Blend Multi Pocket Jacket with Drawstring Waist, at Marks&Spencer
This flattering short length jacket looks great worn over casualwear for a relaxed look. Finished with a contemporary stitch design, this warm, easycare jacket will see you through the season in style

Funnel Neck Sleeveless Fleece Gilet, at Marks and Spencers
Soft and comfy, this fleece gilet makes a stylish way to add a warm extra layer, perfect for autumn.

Per Una Suedette Panelled Skirt with Belt, at Mark & Spensers
A fashionable panelled skirt featuring jacquard print

Autograph Sport Eau de Toilette, at Marks&Spencer
100ml Sporty fragrance This product is not available for international delivery. Find out more

Seville Antique Brass Toilet Roll Holder, at Mark's & Spencer
Wall mounted H6 x W18 x L11cm, Manufacturer: Marks & Spencer

Sonoma Dark Double Wardrobe, at Marks and Spenser
H200 x W91 x D65cm 1 hanging rail and 1 shelf 2 doors and 1 drawer Made from solid oak and oak veneer Features natural wood characteristics - knots, figuring, colour variation and end-grain detail Finished with a rich dark stain, followed by 2 coats of durable, clear lacquer of low sheen Side panels and back panels made from White Oak veneer Top panels made from White Oak veneer with a solid Oak edging for strength Handles made from solid wood Drawer boxes and fronts made from solid hardwood. Drawer bottoms made from White Oak veneer Legs made from solid hardwood Door frames made from solid wood. Door panels made from White Oak veneer Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more SAVE ON SETS Save at least 25% when you buy this wardrobe as part of a set. Click here to view the Sonoma Dark Collection Set. , Manufacturer: Marks & Spencer

2 Mosaic Stackable Chairs, at Marks & Spencers
H96 x W56 x D56cm Seat: 44cm Sold as a pair Seat cushion made from shape-retaining foam Metal frame Diamond pattern mosaic design This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Mamma Mia - The Movie Soundtrack CD, at Marks & Spencers
Audio CD, Marks & Spencer

3D Floral Lace Pillowcase, at Marks & Spenser
Fits standard pillows Pure cotton Embroidered lace feature, Manufacturer: Marks & Spencer

Autograph Pure Silk Pleated Cushion, at Marks&Spencer
Rectangular shape Pleat detail Lined, Manufacturer: Marks & Spencer

Per Una Pure Cotton Embroidered Crepe Blouse, at Marks and Spencer
A delicate embroidered crepe blouse in pure cotton, the front pleat detail gives it the Per Una touch

Autograph Pure Cotton Funnel Neck Moleskin Jacket, at Marks&Spencer
Contemporary styling and superior finishing makes this Autograph jacket a fashionable choice for this season

Cotton Rich High Leg Bikini Knickers, at Marks and Spencer
Pretty and feminine, these cute plain bikini briefs sit low on the waist - perfect for wearing under hipsters. They're cut away at the front and sides and cover the bottom for a comfortable and flattering fit

Limited Collection Pleated Tulip Skirt, at Marks & Spencers
Chic and stylish, this tulip skirt features pleated front and side pockets. A great choice for work or smart occasions and it's machine washable for added convenience

Cut Out Handbag Birthday Card, at Marks & Spencers
Cover text: Birthday wishes Inside message: Blank for your own message Approx size: 125 x 230mm

Pure Cotton Long Sleeve Mr Grumpy Pyjamas, at Marks & Spencers
Fun and fashionable, these pure cotton long sleeve mr grumpy pyjamas feature a motif print

Bold Floral Wallpaper, at MarksandSpencer
Manufacturer: Marks & Spencer

Sonoma Headboard, at Marks and Spencer
H62 x L114 x W150cm Mattress and divan sold separately Headboard H62cm Double: W137cm King size 5ft: W150cm Supplied with fittings Made from solid oak and oak veneer This range features natural wood characteristics Finished with 2 coats of durable, clear lacquer of low sheen Side and back made from White Oak veneer Top panel is veneered with solid Oak edging for strength Delivered boxed to your door. No assembly required but you will need to unpack and position the item yourself Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

3 Cool & Fresh Cotton Rich Plain Hipsters, at Marks n Spencer
Comfortable, fashionable and practical, these essential hipsters are ideal for everyday wear

Lichfield Headboard, at Marks and Spencers
Headboard H126cm (49.6'') Double (4ft 6in) W147.5cm (58.1'') This headboard is designed to fit most standard divans supplied with all necessary fittings Mattress and divan sold separately Made from White Oak solids and veneers Finished with 3 coats of durable, clear lacquer of mid sheen Side panels are veneered Top panel is veneered with solid oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Delivered boxed to your door. No assembly required but you will need to unpack and position the item yourself Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

5 Cotton Rich Spot Print Bikini Knickers, at Marks & Spenser
These spot print cotton rich bikinis are perfect for everyday wear. Added stretch gives a comfortable fit and shape retention

Autograph Square Porcelain Toilet Brush, at Marks and Spencer
H21 x W10 x D10cm Chrome handle Stripe design at the base Modern square design, Manufacturer: Marks & Spencer

Embroidered Pinafore Outfit, at Marks&Spencer
Fashionable and practical, this cute bodysuit, pinafore and tights 3-piece outfit features an embroidered design

Sleeveless Plain Pintuck Blouse, at Marks and Spencer
A sleeveless blouse is a style essential this season. Match with trousers or skirts for a fab modern look

Red - Magazine Gift Subscription, at Marks & Spensers
Red has gorgeous fashion (which you can wear!), expert health and beauty advice, inspirational entertaining and interiors, plus intelligent writing on issues that matter to you

Autograph Patent Leather Overnight Bag, at MarksandSpencer
Luxurious and beautiful, this overnight bag is part of our exclusive Autograph collection. It's made from glossy patent leather, and is useful and practical as well as being a highly desirable fashion accessory

Handcrafted Painterly Roses Valentine Card, at MarksandSpencer
Cover text: To my Valentine Inside Message: With all my love Approx size: 150 x 150mm

125 Years Retro Apron, at Marks and Spencer
Manufacturer: Marks & Spencer

Marks and Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Motor Insurance, but Marks & Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Financial Services website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencer Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Financial Services loans, credit cards or Home Insurance - besides a number of other insurance products, M&S Financial Services can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Financial Services insurance products (Home Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the MarksandSpencer insurance products in document format too.