Besides Marks n Spencer Motor Insurance, M&S Finance Credit Cards and other financial products, M&S Finance Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Finance Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks n Spencer purchases are also protected while you take them home.

Also, on both M&S Finance Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

M&S Finance offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Finance Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spenser 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco's:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Finance UK and European Breakdown Cover, since it covers you as a passenger too.

Marks and Spenser may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Motor Insurance, but Marks & Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Finance website. With a simple, no-hassle service, you can compare features between a number of M&S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Finance loans, credit cards or Home Insurance - besides a number of other insurance products, M&S Finance can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Finance insurance products (Home Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencers insurance products in document format too.

Nan Tiny Fairies Teacup Birthday Card, at Marks and Spencer
Cover text: A Lovely Birthday for a very Lovely Nan A lovely Nan like you Deserves a special day Because you are so wonderful In each and every way! Inside message: Happy Birthday Approx size: 230mm x 114mm

Limited Edition Hammered Stacker Bangles, at Marks and Spencer
3 bangles Hammered stacker design Slide on

Pure Cotton Embroidered Bird Booties, at Marks and Spencer
Cute and comfy, these practical booties feature an embroidered bird and flower design. A soft stretchy cuff keeps them on securely

Per Una Pure Linen Woodblock Print Dress, at Marks & Spencer
A stunning knee length dress in pure cool linen. Grosgrain tape detail give it the Per Una touch

Machine Washable Spot Design Tie, at Marks and Spenser
No more trips to the drycleaners! This smart striped tie is machine washable

My Recipe Keeper, at Marks & Spencers
Organise your culinary life.. If you're a hoarder of recipies snipped from magazines or donated by friends after successful dinner parties, then you need My Recipe keeper. This indispenable book provides all the informatio you need to take a creative approach to cooking with confidence. This practical guide features, a glossary of cooking methods, a list of useful kitchen equipment, and instructions for basdic recipes that you'll use time and again. Conversion charts for measurement and oven temperatures, and a list of substitue ingredients for when you're missing something vital. A selection of delicious recipes for every occasion. Journal pages for writing in your own favourite recipes and making notes, and useful pockets for storing cuttings of recipes that you'd like to try.

2 Non-Wired Maternity Bras, at M&S
Soft yet supportive, these bras will keep you in check thanks to their wide and adjustable straps. Just the thing to give you a good shape even when you're feeling tender

Portfolio Tie Belt Safari Jacket, at Marks and Spencer
Part of Portfolio's Shades of Paradise trend, featuring the earthy tones of nature combined with rich, tropical highlights. Elegant and feminine styling makes this a chic summer look

Japanese Blossom Bedset, at Marks and Spencer
Blossom print design Single set includes single duvet cover (3ft) and 1 pillowcase Double set includes double duvet cover (4ft 6in) and 2 pillowcases King size includes king size duvet cover (5ft) and 2 pillowcases Super king size includes super king size duvet cover (6 ft) and 2 pillowcases, Manufacturer: Marks & Spencer

Autograph Pure Silk Multi Check Tie, at MarksandSpencer
Fashionable and contemporary, this pure silk tie is part of our exclusive Autograph collection. Designer style and luxury at high street prices

3 Pandan Woven Storage Boxes, at Marks & Spensers
Set of 3 Woven design With matching lids Large: L42 x W28 x H32cm (with lid) Medium: L38 x W25 x H21cm (with lid) Small: L32 x W19.5 x H21cm (with lid), Manufacturer: Marks & Spencer

Barton Large 2-Seater Sofa, at Marks & Spencers
H90 x W183 x D90cm Seat H51cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Includes 2 matching fibre scatter cushions Feet are castors with antique-brass effect finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Girls' Limited Pure Cotton Pocket Tunic, at Marks & Spenser
Part of Girls' Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Palataia Pinot Grigio 2008 - Case of 12, at Marks and Spenser
Style: Dry Grape variety: Pinot Grigio Country of origin: Germany Closure: Screw cap Bottle: 12 x 75cl. Alcohol volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Coupe Side Plate, at MarksandSpencer
Suitable for everyday use Versatile fine dining range Makes an ideal gift Pure white porcelain Diam 23cm, Manufacturer: Marks & Spencer

Younger Boys' Wrap Around Stripe Sunglasses, at Marks & Spencers
Fashionable and fab, these wrap around sunglasses give 100% UV protection for safer style in the sun

First Readers The Enormous Turnip, at Marks & Spencers
A little old man finds an enormous turnip, only he can't pull it up so he has to ask others for help!

Star Print Dome Umbrella, at Marks and Spenser
This stylish umbrella features a wide canopy for extra protection from the elements, keeping you drier

Blossom Tree Embroidered Curtains, at M+S
Manufacturer: Marks & Spencer

5 Pairs of Cotton Blend Sports Socks, at Marks&Spencer
Designed to cushion high impact areas, these comfortable cotton blend socks are an ideal choice for sports or PE

Volume & Lengthening Mascara, at Marks and Spenser
Volumises eyelashes Hypo-allergenic Lengthens lashes

Autograph Pure Cotton Multi Stripe Shirt, at Mark & Spencers
This luxurious shirt is part of our exclusive Autograph collection. Its fine quality and careful attention to detail make it a superior and stylish modern classic

Dualit Vario 6 Slot Toaster - Cream, at Marks and Spencer
Hand built in England - as identified by the individual assembler's mark on the base plate Designed for use in commercial kitchens Patented, award-winning ProHeat elements Mechanical timer to control toasting Capacity 2, 4 or 6 slices Manually operated eject lever to keep items warm until needed Selector switch - use only the slots required Adjustable inner wire guard to grip toast Replaceable/ repairable parts Easy cleaning with a stainless steel cover High lift mechanism to remove small items easily Extra wide 28mm slots to accommodate larger items and the optional sandwich cage Concealed crumb tray Adjustable rear foot Dimensions: W46 x H21 x D22cm Weight: 5.1kg M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Pure Cotton Long Sleeve Shirt, at Mark & Spencers
Stylish and contemporary, this pure cotton long sleeve shirt is part of our luxurious Autograph collection. The fabric has been created exclusively for us to tie in with this season's key looks, so you won't find it anywhere else

Tonal Stripe Shower Curtain, at Mark's & Spencer
Tonal stripe design L180 x W180cm, Manufacturer: Marks & Spencer

Clear Glass Lantern, at Marks and Spencer
Hanging feature Circular glass holder H 7.5 x Diam 7.5cm, Manufacturer: Marks & Spencer

Pure Cotton Short Sleeve Floral Print Shirt, at Marks n Spencer
Pretty and feminine, this short sleeve shirt is made from pure soft cotton. The floral print adds a fashionable finishing touch

Per Una Sleeveless Sketch Swirl Dress with Belt, at Marks and Spencer
A beautiful V-neck dress with belt. The pleat detail makes it extra stylish

Autograph Illusions Dark Circle Concealer, at Mark's & Spencer
Formulated with Haloxyl™ to help reduce the appearance of dark circles and puffiness This concealer also helps reduce the appearance of fine lines Hypo-allergenic Available in 3 shades

2 Fairmont Chairs, at MarksandSpencer
Set of 2 Textaline and teak design Easy-clean fabric Teak source approved by the World Wildlife Fund Suitable for outdoor use 96 x 56 x 81cm Seat: H46cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks n Spencer are so useful. M&S Finance financial products are, of course, designed to make Marks & Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Home Insurance policies. Usually, UK Home Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Finance Home Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Finance Home Insurance than you will anywhere else, and you may even pay less with M&S.