M&S Money Direct Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Direct Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Besides Marks & Spencers Motor Insurance, M&S Money Direct Credit Cards and other financial products, M&S Money Direct Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Direct Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencer purchases are also protected while you take them home.

Also, on both M&S Money Direct Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Marks and Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Motor Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money Direct website. With a simple, no-hassle service, you can compare features between a number of M+S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money Direct loans, credit cards or Home Insurance - besides a number of other insurance products, M&S Money Direct can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money Direct insurance products (Home Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks&Spencer insurance products in document format too.

3 Pairs of 15 Denier Support Knee Highs, at Marks & Spencer
These medium support knee highs are clinically proven to improve circulation and reduce ankle swelling. They'll keep your legs feeling healthier and energised. These tights have a factor 8 support level. Support tights have been clinically proven to keep your legs feeling energised, younger and healthier. Circulation is improved, ankle swelling is reduced and legs feel less tired so they're ideal for travelling

Sony Bravia 40'' KDL-40E4000 HD Ready Picture Frame LCD TV, at Marks and Spencer
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: 40 inch LCD with 6.2 megapixel resolution Contrast Ratio: Dynamic contrest 33,000:1 Integrated Digital & Cable Tuner: Provides access to all Freeview™ terrestrial digital channels and radio stations (subject to coverage in your area) Dimensions: W100.6 x 69.5 x 28.3cm (with stand), 100.6 x 64.5 x 11.4cm (without stand Weight: 22kg (with stand), 19kg (without stand) Surround Sound Effect: BBE ViVA high quality sound and built-in Virtual Dolby creating the effect of full surround sound from only 2 front speakers Connectors: 3 x HDMI, 2 x scart (RGB), 1 x component, PC Input (15pin D-Sub) + Audio In, PCMCIA Card Slot, Digital Audio Output (optical), 3.5mm MiniJack (Head/Earphone), RCA Audio Out, USB 2.0 Input, Composite RCA AV Input, RF In (HDMI and Scart cables sold separately) BRAVIA Engine 2: Experience incredibly clear and defined images with BRAVIA ENGINE 2 picture enhancement technology and Advanced Contrast Enhancer Live Colour Creation with x.v.Colour: Uses a larger colour palette to produce vibrant colour like nature intended it to be seen 24p True Cinema: Shows films at 24 frames per second just like a real cinema Xross Media Bar: A new Sony interface that's easier to operate Picture Frame Mode: When you are not watching TV, display one of the 6 pre-installed masterpieces or show one of your own photos uploaded via the USB input BRAVIA Theatre Sync: Synchronises your Sony theatre system so it can be operated by the press of a single button M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial Use wall mount T042104 to perfectly mount this TV This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Perfect Single Breasted One Button Seam Detail Jacket, at Marks and Spencer
Power dressing for the Noughties...this seam detail jacket and belted dress will have you feeling razor sharp

White Rattan Laundry Sorter, at Marks & Spenser
Woven design Rectangular shape Removable lining W60 x D31 x H60cm, Manufacturer: Marks & Spencer

Per Una Short Sleeve Ditsy Print Tunic, at Marks and Spencer
A stunning short sleeve tunic in textured fabric featuring a ditsy print and side drawstring feature

Autograph Umbria Swivel Chair, at Marks and Spencer
H84 x W75 x D91cm Seat H47, arm H63cm Seat cushions filled with shape-retaining foam Other cushions filled with fixed foam Chrome swivel base Free swatch samples: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

2 DD-G Plain Padded T-shirt Bras, at Marks and Spencer
Providing great value and comfort for everyday wear, these plain and simple wired bras combine supportive full cups with convenient easy to care for fabric

Ingredients Pomegranate Shower Gel, at Marks & Spencer
Pomegranate scent This fruity shower gel will leave your skin feeling fresh and clean 200ml

Stripe Egg Cup, at Marks and Spencer
Stripe design Hand painted Height: 10cm, Manufacturer: Marks & Spencer

Embroidered Short Sleeve Kaftan, at Marks & Spensers
Fresh and feminine, this flattering kaftan is designed in the latest shape. The ultimate in poolside glamour

Per Una Roma Pure Cotton Straight Leg Jeans, at Marks & Spencers
A smart pair of straight leg jeans in pure soft cotton. Sheen finish gives it the Per Una touch

Long Sleeve Hood Padded Jacket, at Marks & Spencer
Fashionable and practical, this padded jacket is fully lined and features a tie waist belt. A comfortable, easycare style

Quick Iron Short Sleeve Multi Stripe Shirt, at Marks & Spencer
Stylish and innovative, this multi stripe easycare shirt is quick and easy to iron for a smart crisp look

Per Una Roma Bootleg Belted Jeans, at Marks & Spencers
A stylish bootleg pair of jeans in stretch cotton featuring an on the waist design. Comes with a silver plated belt, making it extra stylish

Pure Cotton Long Sleeve Stripe Shirt, at Marks and Spenser
This fab long sleeve shirt features a stunning tucked front and stripe design. A sophisticated new look, perfect for this season

Duck Feather & Down 10.5 Tog Duvet, at Marks and Spencers
All seasons 10.5 tog Ideal for Spring and Autumn use, or all round use in homes with central heating 230 thread count and 100% cotton downproof cover Excellent value for money, natural duck feather and down filling ensures a soft and comfy night's sleep Highest quality class 1 duck feather down Available in Single, Double and King size Which tog? Tog measures the warmth of a duvet based on its ability to trap warm air. The higher the tog rating, the warmer the duvet. The perfect tog is a personal choice which can depend upon you and your home, Manufacturer: Marks & Spencer

Pure Merino Wool Mock Layer Jumper, at M&S
Smart and stylish, this mock layer jumper is made from pure merino wool. It's luxuriously soft, warm, and fine but also hardwearing and easycare, making it a natural choice

M&S Corded Phone, at Marks and Spencers
13 number memory Wall mountable Last number redial Adjustable ringer volume Mute facility Recall facility Large buttons M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Little Acorn Artwork Masterpiece Clipboard, at Marks & Spensers
Contains: 1 masterpiece clipboard Approx size: 297 x 210mm

Château Domeyne 2001 - Case of 6, at Marks and Spencers
Style: Medium bodied Grape variety: Cabernet Sauvignon, Merlot, Cabernet Franc Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Per Una Pure Cotton Lily Print Kimono, at Mark's & Spencer
Modern and feminine, this pretty kimono is made from soft cotton so you can relax in comfort and style. Part of Per Una's sleepwear collection

Per Una Knitted Tassel Scarf, at Marks and Spencer
Keep out the chills in fashionable style with this warm soft scarf in a modern chunky multicoloured knit.

Cashmilon™ Tassel Scarf, at Marks and Spenser
Keep warm and cosy in this stylish tasselled scarf made from supersoft cashmilon™. Perfect with the matching hat and gloves

Cotton Rich Embroidered Corduroy Trousers, at Marks and Spencers
Stylish and versatile, these comfortable cotton rich cords can be worn smart or casual. A practical easycare choice

Autograph Essentials Embroidered Non Padded Balcony Bra, at Marks and Spencers
Sophisticated and feminine this balcony bra features a pretty embroidered design. Stretch fabric and underwiring give a great fit and flattering uplifted shape. Beautiful exclusive lingerie

Multiple Zip & Pocket Cross-Body Bag, at MarksandSpencer
Fashionable, comfortable and secure, this cross-body bag features an adjustable strap and multiple pockets. A practical and stylish accessory

Fuji FinePix J250 Digital Camera, at Marks and Spencer
Pixels: 10.0 megapixels Zoom: 5x optical zoom, 5.7x digital zoom Screen: 3.0" TFT LCD Display ISO: Auto / Equivalent to ISO 100 / 200 / 400 / 800 / 1600 / 3200 (Standard Output Sensitivity) Dimensions: W9.2 x H5.79 x D2.26cm (excluding accessories and attachments) Weight: Approx. 151g (excluding accessories, battery and memory card) Face Detection: Face Detection technology with automatic red-eye removal Movie recording: 640 x 480 pixels, 320 x 240 pixels, 30 frames/sec. With monaural sound Power source: Rechargeable NP-45 Li-ion battery (included) Self-timer: Approx. 10sec. / 2sec. delay

Seville Salt Mill, at Marks and Spencer
Acylic and brushed chrome design Fitted with a durable mechanism Fully adjustable mechanism from fine to coarse grinds just tighten or loosen the knob Lifetime guarantee Comes filled with Salt Approx size: L5.5 x W5.5 x H14cm, Manufacturer: Marks & Spencer

3 Pure Cotton Assorted Heart Print Sleepsuits, at Mark & Spensers
Soft and snuggly, this practical pack of sleepsuits is great value! The cotton fabric is comfy to sleep in and popper fastenings make quick changes easy

Cotton Rich Welt Pocket Bootleg Jeans, at Marks&Spencer
Flattering and fabulous, bootcuts make legs look longer and are kind to curves. This pair sits on the waist and is designed to give a shapely feminine silhouette. Added stretch gives the perfect fit

When you're shopping at M & S online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money Direct. Offering everything from savings accounts and credit cards, to Home Insurance and Motor Insurance, there's a lot more going on at Marks & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money Direct. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money Direct, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money Direct website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."