M+S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Mark's & Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco's:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spencer online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.

There are lots of ways to save money using M+S Money. Not least of these is Marks & Spencers Standard Motor Insurance. With M+S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from Marks & Spencers Money, you get more, and you pay less.

Bodegas Age Rioja 2008 - Case of 12, at Marks & Spencers
Style: Medium bodied Grape variety: Tempranillo Country of origin: Spain Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Linen Rich Single Breasted 1 Button Pinstripe Jacket, at Marks and Spencer
Chic and stylish, this pinstripe jacket is tailored to fit and flatter. A great choice for work or smart occasions

Sonoma Bookcase, at Marks and Spencer
H188 x W80 x D32cm 4 shelves 2 cupboards Made from solid oak and oak veneer Crafted predominantly from solid oak and oak veneer This range features natural wood characteristics Finished with 2 coats durable, clear lacquer of low sheen Side and back made from White Oak veneer Top panel is veneered with solid Oak edging for strength Shelves made from White Oak veneer Handles made from solid wood All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Single Pleat Straight Leg Trousers with Wool, at Marks & Spencers
Smart and stylish, these trousers are made from a hardwearing wool blend with stretch. An ideal choice for work or everyday wear

Cotton Rich Deep Lace Shorts, at Marks & Spencer
These pretty deep lace shorts are shapely and modern. Added stretch gives a comfortable, figure-flattering fit

Portfolio Bobble Necklace, at Marks and Spencers
Clasp fastening Adjustable length Mixed bobble design Necklace length 95cm, extendable by 8cm

M400 Mattress - Firm, at Marks & Spencer
Single (3ft): W90 x L190cm Double (4ft 6in): W135 x L190cm King Size (5ft): W150 x L200cm Super King Size (6ft): W180 x L200cm Mattress depth: 24cm Filling made from resilient foam and polyester fibre Further filling layers of cotton and lambs wool keeps you warm in summer and cool in winter Two rows of hand side-stitching give edge-to-edge support. This allows you full use of the sleeping surface Individually pocketed springs Spring Count: 1054 Anti-allergy protected for the life of the mattress Does not require turning Manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Portfolio Quilted Jacket, at M+S
Part of Portfolio's Parisienne trend. Feel bold and chic in this feminine look inspired by Parisian style. With a striking colour palette of cream, ruby, black and dove grey, this is a style-conscious trend for the new season

Stitched Waistband Straight Leg Trousers, at Marks & Spencer
Smart and stylish, these straight leg trousers are outstanding value. They're easycare and makes a great choice for work

Body Padded Plunge T-Shirt Bra, at Marks&Spencer
Smooth and versatile, this comfortable t-shirt bra is designed for a no-show look under your clothes

Autograph Cotton Blend Stripe V-Neck Jumper, at Marks & Spensers
Fashionable and contemporary, this stripe v-neck jumper is part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail makes it exceptionally stylish and comfortable

Bow & Floral Feather Fascinator Headband, at M & S
A glamorous bow fascinator headband detailed with soft feathers

Malabar Bookcase, at Marks & Spenser
H190 x W110 x D40cm 2 drawers 5 shelves Crafted predominantly from solid mango wood Protective low-sheen lacquer finish for added durability Antique-brass effect handles All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Rococo Mirror, at Marks & Spenser
Rococo style H45 x W40cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Classic Duckling New Baby Card, at Marks & Spenser
Covert text: New baby...These little friends went out one day, over the hills and far away... Inside message: Congratulations on your new bundle of joy Approx size: 150 x 150mm

Villa Dei Lecci Brunello Di Montalcino 2003 - Case of 6, at Mark & Spencers
Style: Medium-bodied Grape variety: Sangiovese Country of origin: Italy Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml:1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Classic Collection Funnel Neck Fur Trim Fleece Jacket, at Marks and Spencers
Perfect for relaxing at home as well as keeping warm outside, this cosy fleece features jacket-style detailing for a smart, fashionable look. So versatile and comfortable, you'll want to wear it all the time

Boycat Merlot 2008 - Case of 6, at Marks and Spenser
Style: Medium bodied Grape variety: Country of origin: Australia Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Griffin iClear for iPod Invisible Protection, at Marks & Spencer
iClear's transparent and unobtrusive design protects your iPod with a tough polycarbonate shell, strong enough to take the daily abuse of active lifestyles

The Floral Collection Magnolia Pomander Pack, at Marks & Spenser
Magnolia fragrance

Resort 3 Blade Travel Fan, at Marks & Spensers
Keep cool on the move with this handy travel fan

Autograph V-Neck Mock Shirt Jumper, at Marks & Spencers
Fashionable and contemporary, this v-neck jumper is part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail makes it exceptionally stylish and comfortable

Pure Cotton Stripe Mock Layer Jersey Top, at Marks and Spencers
Smart and stylish, this mock layer top is made from cool comfortable cotton and features a ruffle front detail and stripe print

Newborn Cotton Rich Reversible Bunny Jacket, at Marks&Spencer
She'll have two looks in one with this practical reversible jacket. It's warmly padded and made from soft comfortable cotton fabric

Dry Cured, Sugar Glazed Large Gammon Joint (Serves 14-16), at Marks & Spenser
Serves 14-16 Ready to cook Gluten free Suitable for freezing 3kg total weight As featured on page 37 of the Food to Order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Artemis Lightweight Soft Medium Rollercase, at Marks and Spencers
A smart option for travel, the wheeled design and retractable pull handle offer easy mobility no matter where you are in the world. A zip fastening helps keep your belongings secure

Mechanical Bathroom Scales, at Marks & Spencers
Mechanical Non-slip design H5.5 x W30.1 x D29.4cm Max weight: 19st, Manufacturer: Marks & Spencer

2 Pairs of Plain & Stripe Ankle High Socks, at Marks & Spensers
Designed for essential comfort and breathability, these ankle high socks are outstanding value

3 Pack Round Neck T-Shirts, at Marks and Spencers
Stock up on essential t-shirts with this great value multipack in soft, comfortable cotton. Practical and easycare, they're a great choice for casualwear and for PE

Autograph Belted Straight Leg Trousers with Wool, at Marks and Spenser
Simple and stylish, straight leg trousers are a modern classic. They are cut to skim the hips and thighs, giving a sleek flattering shape that's always in style

Mark & Spensers may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings & Contents Insurance or Motor Insurance, but Marks & Spensers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M+S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Financial Services products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M+S Money loans, credit cards or Buildings & Contents Insurance - besides a number of other insurance products, M+S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M+S Money insurance products (Buildings & Contents Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spenser insurance products in document format too.