Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while MarksandSpencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencer, through its Marks & Spencers Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Property Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Marks & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Car Insurance, but Marks and Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the Marks & Spencers Money website. With a simple, no-hassle service, you can compare features between a number of M&S Finance products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or Marks & Spencers Money loans, credit cards or Property Insurance - besides a number of other insurance products, Marks & Spencers Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of Marks & Spencers Money insurance products (Property Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks n Spencer insurance products in document format too.

Marks & Spencers Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Property Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Property Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencers Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Fraser Large 2-Seater Sofa, at Marks and Spencer
H99 x W209 x D102cm Seat H48cm, arm H66cm, top back rail H77cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a medium finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Samsung 32'' LE32B550 HD Ready LCD TV, at Marks and Spenser
HD Ready 1080p: HD 1080p compatible to display High Definition signals in breathtaking quality, i.e. Playstation 3, Blu-ray, etc. HDMI (High-Definition Multimedia Interface) delivers crystal-clear, digital audio and video signals using a single cable. 1080p is the maximum resolution defined for HDTV use Display: 32 inch LCD with 1920 x 1080 pixels Dynamic contrast ratio: High contrast Integrated Digital Tuner: Provides access to all Freeview™ terrestrial digital channels and radio stations (subject to coverage in your area) Dimensions: W806 x D240 x H589.5 (with stand), W806 x D77.8 x H528.5 (without stand) Weight: 13.7kg (with stand), 10.5 (without stand) SRS TruSurround HD: For enhanced surround sound effect Connectors: 3 x HDMI , 2 x scart, 1 x RF Input, 1 x component, 1 x PC input, 1 x digital audio (Optical) (all inputs at back of TV) DNIe+ Technology: The Digital Natural Image Engine produces images with incredible depth and density. Advanced contrast and detail enhancers combine to produce deeper richer lifelike colours Wide Colour Enhancer 2: Primary colours are strengthened to increase depth and intensity to show pictures in all their natural beauty Clear Panel Prevents glare to keep images clean and clear M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial This product is not available for international delivery. Find out more Use wall mount T042104 to perfectly mount this TV, Manufacturer: Marks & Spencer

Ruby Cup & Saucer - Red, at Marks & Spencers
2 piece set Slim handle stripe cup All over stripe saucer Saucer diam 14.5cm Cup height 5cm, Manufacturer: Marks & Spencer

M&S Cordless Phone with Built-in Digital Photo Frame, at Marks and Spencer
Digital Photo Frame phone: 3.5'' high definition colour display on the base station Picture caller ID: link photo to the caller ID Talk time: up to 10 hours Standby time: up to 100 hours Phone book: 200 names and numbers Stunning blue backlit display Speakerphone: talk hands-free Caller display: identify your caller before answering Ringer melodies: 5 polyphonic ringer melodies Memory card slot: SD, MMC and MS memory. Review photos while you talk M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Dainty Handbag Large Gift Bag, at M+S
1 gift bag Approx size: H270 x W360 x D100 mm

Per Una 3/4 Sleeve Frill Neck Jersey Top, at Mark's & Spencer
A stylish 3/4 sleeve jersey top in textured fabric featuring frill neck detail

Maxim 12 Piece Dinner Set, at Marks & Spenser
12 piece set Includes 4 dinner plates, 4 side plates and 4 cereal bowls Versatile fine dining range Pure white porcelain Suitable for everyday use, Manufacturer: Marks & Spencer

Embroidered Cross-Over Non-Wired Full Cup Bra, at Marks and Spencer
A classic cross-over bra designed to give you a great level of support without any fuss. Full cups work together with adjustable straps to give you a good shape without wiring

Little Acorn Medium Gingham Gift Bag, at Marks and Spenser
Drawstring gingham Gingham and circle design Little nursery characters Cute bear character tag H260mm x W200mm x D90mm

Die Cut Duckling New Baby Girl Card, at Marks and Spencers
Cover Text: New baby Inside Message: Congratulations Approx size: 150 x 150mm

Ultimate Non Iron Pure Cotton Bold Stripe Shirt, at Marks and Spencer
An innovative shirt in pure cotton. A special fabric finish and clever construction mean there is no need to iron this smart easycare shirt

Silver Plated Merribel Necklace, at Marks & Spencer
Clasp fastening Diamant detail Length: 41cm Extender: 8cm

2 Fairtrade Spotted Rich Cotton Vests, at Mark's & Spencer
Look below to see a video clip about Fairtrade Fairtrade certification shows that suppliers have been paid a fair price for their products and their work. Buying Fairtrade helps support farmers in developing countries and their communities

Bees Thank You Teacher Multipack, at Marks & Spencer
Cover text: Design 1: thank you Design 2: thank you teacher Inside message: Both designs: you're the best 6 cards, 2 designs Approx size: 130 x 130mm

Older Girls' Pure Cotton Snoopy™ Stripe Pyjamas, at Marks & Spencers
A must for fans of Snoopy, these pyjamas feature a motif print and slogan

Firm Control Sheer Waist Cincher, at Marks and Spencer
This waist cincher gives total body definition shaping your tummy, waist and bottom with the flexibility of wearing your own bra - perfect under dresses for an hourglass silhouette. It's comfortable and easy to move around in and the special finish keeps you cool and dry

Velour Hooded Stripe Zip-Up Top, at Mark's & Spencer
Stylish and practical, this great looking hooded top is comfortable, easycare and easy to move around in

Pure Wool Single Breasted 2 Button Stripe Jacket, at Mark & Spensers
Smart and contemporary, this suit is made from a special pure wool fabric for extra strength, comfort and durability

Lone Range Heretaunga Chardonnay 2007 - Case of 6, at Marks & Spencer
Style: Dry Grape variety: Chardonnay Country of origin: New Zealand Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Inspire Eau de Toilette Purse Spray 25ml, at Marks and Spencers
25ml This product is not available for international delivery. Find out more

Floral Print Mug, at Marks and Spencer
Floral design Slim handle Diam: 20mm, Manufacturer: Marks & Spencer

Bandeau Style Textured Swimsuit, at Marks and Spencer
Modern and sassy, this strapless swimsuit is designed to stay securely in place while you work on your tan. A fabulous fashionable look

Cotton Rich Double Button Wide Leg Jeans, at Marks & Spencer
Fluid and feminine, these wide leg jeans sit comfortably on the waist and are cut to fit and flatter, giving an elegant silhouette. Added stretch gives the perfect fit

Red Balloon Seed Birthday Card, at M&S
Cover Text: Happy Birthday... Happy Birthday Inside Message: Blank for your own message Approx size: 174 x 126mm

Disney My Friends Tigger & Pooh Story Collection Book, at Marks & Spencer
When Pooh and the gang take a break from painting the scenery for a stage show, they return to find some new colours on the set. But where did they come from? Ready the story to find out if another mystery will soon be history! Then, complete the activity pages at the end of the book. Includes stickers of all your favourite friends

V-Neck Plain Knitted Jumper, at MarksandSpencer
Soft and comfy, this v-neck plain jumper is outstanding value. A fashionable easycare style

125 Years Frill Trim Halterneck Swimsuit, at Marks and Spencers
Part of the Commemorative Collection. These exclusive garments have been inspired by some of the beautiful pieces in our archive and reference the iconic decades of the 20th century. Retro styling has been given a contemporary twist for the modern day

2 Pairs of Cotton Rich Plain Tights, at M & S
Stock up on stylish essentials with this pack of 2 cotton rich plain tights

16-Piece Manjaro Cutlery Set, at Marks & Spencer
16-piece set 18/10 stainless steel - the highest grade of stainless steel Criminal Justice Act 1988 (as amended): please note we are not permitted to sell a knife or blade to any person under the age of 18 This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Fairy Activity Magic, at Marks n Spencer
She can read all about fairies and then create stories of her own with this bright and fun fairy activity pack

When you're shopping at Mark's & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencers Money. Offering everything from savings accounts and credit cards, to Property Insurance and Car Insurance, there's a lot more going on at Marks & Spensers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencers Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencers Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencers Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."