M&S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Property Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Property Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

M&S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spenser 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tescos:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Besides Marks & Spensers Car Insurance, M&S Money Credit Cards and other financial products, M&S Money Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Mark's & Spencer purchases are also protected while you take them home.

Also, on both M&S Money Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Little Miss Sunshine Swimsuit, at Mark & Spencers
Great for splashing around in, this comfortable swimsuit features Little Miss Sunshine

3/4 Sleeve Ruched Jumper, at M+S
Modern and stylish, this 3/4 sleeve jumper is a wardrobe essential

Ruched V-Neck Knitted Tank Jumper, at Marks & Spensers
Modern and stylish, this jumper features a v-neck. Ideal for layering

Portfolio Pure Cotton Animal Print Pleated Skirt, at Marks & Spencers
Part of Portfolio's Shades of Paradise trend, featuring the earthy tones of nature combined with rich, tropical highlights. Elegant and feminine styling makes this a chic summer look

Portfolio Floral Print Layered Short Sleeve Blouse, at M+S
Part of Portfolio's Mimosa trend. A beautifully elegant look featuring chic, muted tones such as cocoa, mink, saffron and purple. Striking prints are key to this feminine trend

Classic Collection Paisley Print Skirt, at Mark's & Spencer
Elegant, stylish and comfortable, this ankle length pull-on skirt is finished with a paisley print. The ideal match for blouses and fine knits in coordinating colours.

Cotton Rich Leaf Damask Cushion, at Marks and Spencer
Leaf jacquard design L43 x W43, Manufacturer: Marks & Spencer

Fairmont Table, at MarksandSpencer
Textaline and teak design Can seat up to 6 Teak source approved by the World Wildlife Fund Suitable for outdoor use 74 x 150 x 150cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una Circle Foil Bikini Bottoms, at Marks and Spencer
A fashionable high leg pair of bikini bottoms featuring a circle foil print design

Barrel Tumbler, at Mark's & Spencer
Barrel design Tumbler style Clear glass H8.5 cm Capacity: 300ml (30cl), Manufacturer: Marks & Spencer

Stainless Steel Avocado Slicer, at Marks and Spencers
Looped handle for hanging storage L21cm, Manufacturer: Marks & Spencer

Village Scene Multipack of Easter Card, at Marks and Spenser
Cover text: design 1: Easter Hope, design 2: Peace at Easter-time Inside message: Both designs: wishing you happiness at Easter 6 cards, 2 designs Approx size: 145 x 70mm

Autograph Leather Miami Scoop Bag, at Marks&Spencer
Stylish and luxurious, this chic leather handbag is designed in a classic shape that will never date. It's strong, practical and highly desirable

125 Years Limited Collection Cotton Rich Racer Back Bra, at Marks and Spencer
Fun and fabulous, this cotton rich bra is part of our Limited Collection lingerie. Its perfectly smooth so you wont get any visible lumps and bumps under your clothes. For a funky look, mix and match with coordinating lingerie from Limited. Casual, contemporary fashion

Royal Horticultural Society Pink Watercolour Roses Blank Card, at Marks & Spensers
Cover text: Pretty Pink Roses Inside message: Blank for your own message Approx. size: 150 x 150mm About the RHS: The RHS is dedicated to advancing horticulture and helping all gardeners. An interest in gardening is all you need to enjoy being a member of the RHS. For more information call 0845 130 464, or visit www.rhs.org.uk

Brass & Damask Collection - Floor Lamp, at Marks and Spencer
Antique brass effect Damask shade H175 X Diam 41cm Bulb: 60W GLS or 11W CFL This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Long Length Wavy Embellished Skirt, at Marks & Spencer
Long and lovely, this panelled skirt features embellishment detail. Stylish, practical and fashionable

Dallas Sunglasses, at Marks & Spensers
These elegantly understated sunglasses will never go out of style. A fabulously versatile summer essential

3 Pairs of Cotton Rich Heart Print Socks, at Marks and Spencers
These classic cotton rich socks are soft, breathable and comfortable. Added stretch gives a great fit

Handcrafted Bouquet Large Mother's Day Card, at Marks n Spencer
Cover text: For a Special Mum Inside message: Have a wonderful Mother's Day Approx size: Unfolded: 220 x 220mm

3 Pairs of Easy Grip Socks, at Mark's & Spencer
Soft and comfortable, these cotton blend socks are naturally breathable and absorbent, keeping feet dry and comfy. A reinforced heel and toe gives extra durability

Handbag Mug, Tray & Coaster Gift Set, at Marks & Spenser
Contains: 1 mug, 1 coaster, 1 tray Handbag design Mug height: 10.5cm Coaster dimensions: 10.5 x 10.5cm Tray dimensions: L21 x W14 x D1.5cm, Manufacturer: Marks & Spencer

Medium Wine Glass, at Marks & Spencers
32cl H21.5cm, Manufacturer: Marks & Spencer

Gold Plated Snail Bracelet, at Marks and Spencers
Clasp fastening Snail shell design Adjustable length Bracelet length 20cm, extendable by 5cm

Bonded Leather Collection - Oval Bin, at Marks and Spencer
Elegant waste bin Tubular shape Simple design suits most settings H30.8 x W31 x D23.5cm, Manufacturer: Marks & Spencer

Luxury Pure Cotton Long Sleeve Stripe Shirt, at Mark's & Spencer
The superior quality, cut and detailing on this luxurious pure cotton shirt are inspired by Jermyn Street tailors. A sophisticated style with a great fit

Velvet Soft Bronzing Powder, at Marks & Spencer
Clear lid Compact design

7 Pairs of Freshfeet Square Design Socks, at M & S
The innovative Aegis Active Freshness system will keep these socks smelling fresh and odour free and its permanently built into the sock to perform wash after wash. They're cotton rich for soft natural comfort and have a reinforced heel and toe for extra durability

Hamilton Armchair, at Marks and Spencer
H95 x W103 x D99cm Seat H49cm, arm H66cm, top back rail 73cm Seat cushions made from Quallofil Extralife filling. Click here for more information on Quallofil Extralife Cushions are reversible on fabric upholstery options Solid birch feet Free swatch samples: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una Patent Drawstring Bag, at Mark's & Spencer
A patent finish makes this fashionable bag even more special. Give your look the Per Una twist!

Marks and Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Car Insurance, but Marks and Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money loans, credit cards or Property Insurance - besides a number of other insurance products, M&S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money insurance products (Property Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Mark & Spensers insurance products in document format too.