Shopping for financial products at M&S Finance UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the M&S Finance website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Mark & Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Finance in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Finance website.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spensers are so useful. M&S Finance financial products are, of course, designed to make Marks & Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings & Contents Insurance policies. Usually, UK Buildings & Contents Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Finance Buildings & Contents Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Finance Buildings & Contents Insurance than you will anywhere else, and you may even pay less with M&S.

M&S may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings & Contents Insurance or Motor Insurance, but M+S do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Finance website. With a simple, no-hassle service, you can compare features between a number of M+S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Finance loans, credit cards or Buildings & Contents Insurance - besides a number of other insurance products, M&S Finance can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Finance insurance products (Buildings & Contents Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.

Watercolour Floral Print Bikini Bottoms, at Marks&Spencer
Feminine and fashionable, this stylish bikini bottoms feature a pretty watercolour floral print. Designed to fit and flatter

PSP™ Daxter Game, at Marks & Spensers
A bug-blitzing adventure, tying up many loose ends from the Jak series Quirky multiplayer action Compatible with Jak X: Combat Racing for PlayStation 2 M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information *Must be returned with the tamper seal intact for full refund, Platforms: Sony PSP, ESRB Rating: Kids to Adults

Autoritas Chardonnay 2007 - Case of 6, at Marks & Spencer
Style: Dry, crisp and fresh Grape variety: Chardonnay Country of origin: Chile Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Fresh Rose Scented Pillar Candle, at Marks and Spencer
Fresh rose fragrance Chunky design Ribbed detail Includes shallow holder, Manufacturer: Marks & Spencer

Portfolio Shadow Stripe Waterfall Cardigan, at Marks & Spensers
Part of Portfolio's Mimosa trend. A beautifully elegant look featuring chic, muted tones such as cocoa, mink, saffron and purple. Striking prints are key to this feminine trend

Ethnic Square Glass Bead Necklace, at Marks & Spencers
Collar style Square glass beads

Per Una Pure Cotton Embroidered Neck Top, at MarksandSpencer
A fashionable short sleeve top in pure soft cotton featuring an embroidered neck embellishment

Monaco Collection - Droplets Floor Lamp, at Marks and Spenser
Chrome plated steel Facetted glass droplets Organza ribbon shade D35 x H149cm, Manufacturer: Marks & Spencer

Girls' Limited Animal Print Vest Top & Shrug, at M & S
Part of Girls' Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

3 Pure Cotton Assorted Eskimo Bibs, at Marks and Spencers
Cute and practical, this handy pack of 3 cotton bibs is great value

Ceriso Styled Embroidered Non Padded DD-G Bra, at Marks and Spenser
Feminine and fashionable this modern bra features floral embroidery. It's underwired and structured for great support and uplift, and the plunge shape gives a fabulous enhanced cleavage. Designed for women who want the latest look

2 Per Una Essentials Clover Embroidered Thongs, at Marks and Spencers
Feminine and delicate, this pack of 2 stylish thongs feature a delicate front panel in soft stretch lace. The high leg style gives a close, figure-flattering fit. Pretty everyday fashion

Pure Cotton Hooded Beach Trekker T-Shirt, at Marks and Spenser
Relaxed and fun, this hooded t-shirt is made from soft cotton. A practical, easycare style

10 Evening Invitations, at M & S
Pack of 10 Cake design Inside message: .....Request the pleasure of the company of..... at the evening receptions to celebrate the marriage of..... at..... on..... R.S.V.P. Approx size: 120 x 120mm

Leopard Print Pointed Toe Court Shoes, at Marks & Spencers
Pointed toe Leopard print Slip on Mid heel Heel height: 67mm Comes in sizes 8 and 9, including half size

Travel Pill Holder, at Marks and Spencer
With seven individual compartments you can keep your essential tablets organised in this handy pill holder when travelling. The interlocking compartments are handy for any break and saves you having to carry all of your more bulky jars of tablets

Tag & Flowers Sister Birthday Card, at Marks & Spencer
Cover text: Sister, Hope your Birthday is as special as you are Inside mesage: With Love This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 215 x 150mm

Light Control Floral Lace Shorts, at M+S
Look slimmer in seconds! These light control shorts gently flatten tummies for a sleeker, slimmer silhouette

Sweet Bergamot Scented Spheres, at Marks & Spencer
Sweet scented assortment, Manufacturer: Marks & Spencer

Dyson DC16 Handheld Vacuum Cleaner, at M & S
Bin capacity: 0.8 litres Suction power: 36 airwatts (constant) Root Cyclone™ technology: Dyson vacuum cleaners separate dirt from the air by centrifugal force. It spins the air incredibly fast and the dust and dirt is flung out into the clear bin™. Suction is maintained as there is no bag to become clogged No bags or filters: No extra costs and your vacuum doesn't lose power as you clean Hygienic and quick to empty: Dyson design minimises risk of contact with dirt Expels only clean air: Air expelled from a Dyson has 150 times less mould and bacteria than the air you breathe. Dyson technology captures particles as small as pollen, bacteria and mould spores Up to 3 times faster recharging: 21.6 volt lithium ion battery technology re-charges up to 3 times faster than others Combination accessory tool: Debris nozzle converts to a brush tool for dusting Included in the box: Combination tool, crevice tool, battery, wall mounted battery charger, fixing screws, operations manual, quick start guide Dimensions: H225 x W115 x D360 mm Weight: 1.55 kg M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

The Cotton Collection Cotton Flower Handwash, at Marks & Spensers
Moisturising hand wash 250ml

Limited Stripe Hat Scarf and Glove Set, at Mark's & Spencer
Fashionable and colourful, this hat, scarf and glove set is perfect for chilly days

Portfolio Pure Linen Pleated Blouse, at Marks & Spencers
Part of Portfolio's C'est Chic trend, featuring a cosmopolitan palette of black, off white and neutral, this is a feminine and elegant look for the new season

Sonoma Dark 5 Drawer Chest & 2 Bedside Chests Set, at Marks & Spenser
3 piece set Chest: H88 x W90 x D50cm 3-drawer bedside Chest: H60 x W45 x D45cm Elongated wooden handles Drawer boxes and fronts made from solid hardwood. Drawer bottoms made from White Oak veneer Made from solid oak and oak veneer Features natural wood characteristics - knots, figuring, colour variation and end-grain detail Finished with a rich dark stain, followed by 2 coats of durable, clear lacquer of low sheen Handles made from solid wood Legs made from solid hardwood Side panels and back panels made from White Oak veneer Top panels made from White Oak veneer with a solid Oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

4 Neutral Dot Stacking Mugs, at Mark & Spensers
Pack of 4 mugs Includes stacker Dot design Contrast trim and handle, Manufacturer: Marks & Spencer

Portfolio Pure Linen Parisienne Skirt, at Marks and Spenser
Part of Portfolio's Parisienne trend. Feel bold and chic in this feminine look inspired by Parisian style. With a striking colour palette of cream, ruby, black and dove grey, this is a style-conscious trend for the new season

First Reader Cinderella Book, at Marks & Spensers
Cinderella, the well-loved fairytale, written with vocabulary following the National Literacy Strategy

Sony Bravia 40'' KDL-40S5500 HD Ready LCD TV, at Marks & Spenser
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: LCD Sony Bravia Engine 2 with a 40 inch viewable screen and a display resolution of 1920 x 1080 pixels Dynamic Contrast: 33000:1 Integrated Digital & Cable Tuner: Watch digital TV with the integrated standard definition digital terrestrial tuner (MPEG-2, also receives analogue) Dimensions: With table stand: W99.6 x H66.3 x D25.9cm, without table stand: W99.6 x H61.2 x D10.9cm Weight: weight inc. stand 19kg, weight without stand 17kg Sound: Nicam stereo Connectors: HDMI™ Inputs x 3, HDMI™ PC Signal Capability, PC Input (15pin D-Sub) + Audio In, Component Inputs x 1, Composite Video In x 1, USB 2.0 Input, MiniJack (Head/Earphone) 3.5mm, PCMCIA Card Slot, RCA Audio Out, RF In, Scart Inputs (RGB) x 2 BRAVIA Engine 2: Enjoy images with impressive depth and clarity, optimal contrast, vibrant colours and truer-to life tones with BRAVIA ENGINE 2 24p True Cinema: Shows images at 24 frames per second just like a real cinema screen Picture Mode: Share your favourite photos and music on the big screen with the easy-to-use USB Photo Viewer and Music Player M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Use wall mount T042104 to perfectly mount this TV This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Stainless Steel Pastry Wheel Cutter, at Marks & Spenser
Looped handle for hanging storage Cutting wheel L19 x W4 cms, Manufacturer: Marks & Spencer

Short Sleeve Pocket Detail Cropped Cardigan, at MarksandSpencer
Modern and stylish, this cropped cardigan is a versatile, easywear look

There are lots of ways to save money using M&S Finance. Not least of these is Marks&Spencer Standard Motor Insurance. With M&S Finance you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Finance, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money Direct, you get more, and you pay less.