M&S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencers 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spencer, through its M&S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Home Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Marks & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Car Insurance, but Marks and Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Financial Services products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money loans, credit cards or Home Insurance - besides a number of other insurance products, M&S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money insurance products (Home Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spenser insurance products in document format too.

Blue Harbour Pure Cotton Highlight Stripe Polo shirt, at Marks and Spencers
Stylishly smart casual, this polo shirt is made from pure cotton so it's soft, breathable and comfortable to wear

Elephant Comforter Soft Toy, at Marks & Spencer
Suitable for ages 0-3yrs Comes with the napkin shown This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Kitchen Corner Base Unit, at M & S
H87.5 x W87 x D87cm Delivered flatpack due to size, some self-assembly required. Delivered boxed to your door. You will need to unpack, assemble and position the item yourself This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Easy Iron Pure Cotton Short Sleeve Satin Stripe Shirt, at Marks and Spencer
Stylish and innovative, this long sleeve stripe easycare shirt is quick and easy to iron for a smart crisp look

Autograph Pure Silk Multi Diagonal Stripe Tie, at MarksandSpencer
Fashionable and contemporary, this pure silk tie is part of our exclusive Autograph collection. Designer style and luxury at high street prices

The Cotton Collection Cotton Stripe Bath Foam & Body Cream, at Marks and Spencer
PH balanced bath foam: 150ml Body cream: 75ml Moisturising body cream

Formula Revival Daily Thermal Exfoliating Face Cleanser, at M&S
Deep cleansing Soothes and conditions skin Improves skin complexion and tone Daily use Dramatic results Suitable for all skin types Hypoallergenic 125ml

Tribeca 2 Seater Sofa AU09 Newness, at Marks and Spencer
Manufacturer: Marks & Spencer

Pure Cotton Pintuck Bib Jersey Top, at Marks & Spensers
Smart and stylish, this pintuck bib top is made from cool comfortable cotton, and features a contrast sleeve trim and button placket

Per Una Eye Pencil, at Marks and Spencers
Eye definer pencil Hypo-allergenic Double ended Comes in 7 shades

Pure Cotton Long Sleeve Stripe Top, at Marks and Spencer
This fashionable top features a stylish button detail cuff for a fab contemporary look

Per Una Essentials Seersucker High Leg Knickers, at Marks and Spenser
Fresh and feminine, these stylish knickers are made from soft stretch lace. The high leg style gives a flattering long-legged look. Pretty everyday fashion

Secret Support™ Floral Print Ballet Slippers, at M & S
The ultimate in comfort, these floral print ballet slippers are made with hidden support that moulds to the natural contours of your feet. They are machine washable for added convenience

Detroit Triple Wardrobe & 2 Bedside Chests Set, at Marks and Spencer
3 piece set Triple Wardrobe: H195 x W129 x D59cm Bedside Chest: H64 x W46 x D40cm Made from White Oak solids and veneers Finished with 2 coats of durable, clear lacquer of mid sheen Solid oak legs Solid oak doors Shelves made with oak veneer Side panels made with oak veneer Top panels made from oak veneer with a solid oak edging for strength Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning: Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Panelled Lace-Up Trainers, at Marks & Spencers
Round toe Lace-up Chunky grip sole Panelled design

Cotton Rich Stripe Low Rise Shorts, at Marks & Spenser
Low rise shorts are perfect for wearing with hipster styles and these cute stripe design shorts are shapely and modern. Added stretch gives a comfortable, flattering fit

Per Una Pleated Spot Print Dress, at Marks and Spenser
A sophisticated cap sleeve dress, featuring pleated bustline detail and a contrast hem

Hungarian Sauvignon Blanc 2008 - Case of 12, at Marks & Spensers
Style: Dry Grape variety: Sauvignon Blanc Country of origin: Hungary Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 11.5% vol. Alcohol units per bottle:8.6 Alcohol units per 125ml:1.4 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Per Una 3/4 Sleeve Knitted Top with Scarf, at Mark & Spensers
A relaxed 3/4 sleeve knitted top featuring a thin frill neckline detail and matching scarf

Trailing Hearts Cushion, at Marks and Spenser
L50 x W50cm Square

Limited Collection Pure Ramie Ruffle Skirt, at M+S
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

Oak & Metal Photo Frame 13 x 18cm (5 x 7"), at Marks and Spencer
Wide border Rectangle shape Aperture: 12 x 18cm (5 x 7''), Manufacturer: Marks & Spencer

Flowers by Post - 15 Sunflowers, at Marks and Spencers
Internet Exclusive Give the simple joy of sunflowers to your loved one and bring a huge smile to their face. These 15 beautiful sunflowers radiate the essence of summer. Flowers by Post is a great value way to spoil someone you know - or yourself

Knitted Speckled Waterfall Wrap, at Marks & Spencers
Keep warm without compromising on style! This fashionable waterfall style wrap feels soft and cosy and makes a great way to add an extra layer

Autograph Luxury Long Sleeve Variegated Cuff Shirt, at Marks & Spenser
Smart and refined, this shirt is part of an exclusive range of beautiful garments, available only in our top stores and online. It's made from superfine yarn so it feels luxuriously smooth. Designed for a stylish contemporary look and great fit

Autograph V-Neck Long Sleeve Plain Cardigan, at Marks & Spencers
Fashionable and contemporary, this v-neck cardigan is part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail makes it exceptionally stylish and comfortable

Autograph Pure Cotton Corduroy Trousers with Belt, at Marks & Spencer
Fashionable and practical, these cotton corduroy trousers are hardwearing and comfy. The additional stripe belt gives a trendy look. With luxury in every detail, this is part of our exclusive Autograph collection

Autograph Weekend Cotton Blend Trench Coat, at Marks & Spenser
Part of Autograph Weekend's Sloane trend. Casual yet sophisticated, this is weekend dressing at its most stylish. Featuring a cool colour palette of crisp navy, neutrals and red, this is an effortlessly chic look for the new season

Contrast Stitch Suede Trainers, at Marks&Spencer
Round toe Contrast stitch detail Lace-up Eyelets Contrast flat sole

English Bloom Chrysanths, at Marks and Spencer
This beautiful bouquet of award winning British bloom chrysanthemums, will make someone's day. Chrysanthemums Direct, our British grower based in Cheshire, was a gold medallist at this year's RHS Chelsea Flower Show for their display of Chrysanthemums Available for delivery until 30th September 2009

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from M & S are so useful. M&S Money financial products are, of course, designed to make M+S a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Home Insurance policies. Usually, UK Home Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Home Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Home Insurance than you will anywhere else, and you may even pay less with M&S.