Shopping for financial products at M&S Money Direct UK website is just as simple as shopping for fashion or furniture at the M&S online store. Here are just some of the financial products which can be purchased via the M&S Money Direct website:

• M&S Insurance: M&S Car Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money Direct in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money Direct website.

M&S Money Direct Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Direct Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

When you're shopping at Mark's & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money Direct. Offering everything from savings accounts and credit cards, to Buildings Insurance and Car Insurance, there's a lot more going on at Marks and Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money Direct. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money Direct, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money Direct website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Ethnic Bead Drop Earrings, at Marks & Spencers
Hook fastening Drop style Mixed bead design For hygiene reasons, refunds will only be given in accordance with your legal rights

Aluminium 24cm Frying Pan, at Mark's & Spencer
Grey aluminium design Triple layer non-stick finish Even heat distribution Diam 24cm, Manufacturer: Marks & Spencer

Gold Bag Birthday Card, at Marks & Spencer
Cover text: Have a Fabulous Birthday Inside message: With love Approx. size: 150 x 150mm

3 Older Girls' Cotton Rich Frill Trim Bikini Briefs, at Marks and Spencers
Cute and trendy, this 3 pack of cotton rich bikini briefs feature frill trim and assorted designs

Autograph Weekend Single Breasted Stripe Blazer, at Marks & Spensers
Part of Autograph Weekend's Sloane trend. Casual yet sophisticated, this is weekend dressing at its most stylish. Featuring a cool colour palette of crisp navy, neutrals and red, this is an effortlessly chic look for the new season

Lightweight Slash End Stripe Print Scarf, at Marks & Spencers
Add a fashionable finishing touch to your look with this elegant slash end stripe print scarf. The perfect accessory to this season's styles

The Golden Compass DVD, at Marks and Spencers
Rating Parental Guidance,

2 Older Boys' Pure Cotton Assorted Design Shorties, at Marks and Spenser
Soft and comfy, this 3-pack of pure cotton shorties features a stripe and check design

Adored Half Lace Underwired Bra, at Marks and Spencer
Delicate and pretty, this non-padded bra is made from the softest fabric, embroidery and lace, so it's blissfully comfortable to wear. It's underwired and shaped for an uplifted natural look

Sony Bravia 32'' KDL-32S5500 HD Ready LCD TV, at Marks and Spencers
HD Ready 1080i: This TV is able to display sharper, clearer and more vibrant High Definition images when connected to an HD compatible device Display: LCD Sony Bravia Engine 2 with a 32 inch viewable screen and a display resolution of 1920 x 1080 pixels Dynamic Contrast: 25000:1 Integrated Digital & Cable Tuner: Watch digital TV with the integrated standard definition digital terrestrial tuner (MPEG-2, also receives analogue) Dimensions: With table stand: W80.7 x H55.7 x D22.2cm, without table stand: W80.7 x H50.8 x D94cm Weight: inc. stand 12.7kg, without stand 11.4kg Sound: Nicam stereo Connectors: HDMI™ Inputs x 3, HDMI™ PC Signal Capability, PC Input (15pin D-Sub) + Audio In, Component Inputs x 1, Composite Video In x 1, USB 2.0 Input, MiniJack (Head/Earphone) 3.5mm, PCMCIA Card Slot, RCA Audio Out, RF In, Scart Inputs (RGB) x 2 BRAVIA Engine 2: Enjoy images with impressive depth and clarity, optimal contrast, vibrant colours and truer-to life tones with BRAVIA ENGINE 2 24p True Cinema: Shows images at 24 frames per second just like a real cinema screen Picture Mode: Share your favourite photos and music on the big screen with the easy-to-use USB Photo Viewer and Music Player Use wall mount T042104 to perfectly mount this TV, Manufacturer: Marks & Spencer

Autograph Leather Leopard Print High Heel Shoes, at Mark's & Spencer
Almond toe Leopard print design Strap fastening High heel Heel height: 85mm Comes in sizes 3-8, including half sizes

Older Girls' Diamanté Tortoiseshell Sunglasses, at Marks and Spencer
Fun and fashionable, these diamant tortoiseshell sunglasses give 100% UV protection for safer style in the sun

Limited Collection Sparkle Skinny Belt, at M & S
Show off curves and cinch in your waist with this skinny belt with bead detailing for an on-trend look for day or night

2 Pairs of Older Girls' Cotton Rich Plain Long Socks, at Marks and Spencer
Ideal for school, these soft cotton rich socks make a comfortable, practical choice

Leon De Oro Cabernet Merlot 2006 - Case of 6, at Marks & Spencer
Style: Full bodied Country of origin: Chile Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Round Chopping Board, at Marks & Spencer
Recessed handles D3 x H3.5cm, Manufacturer: Marks & Spencer

Younger Girls' Pure Cotton Charlie & Lola™ Pyjamas, at Marks & Spencer
Fans of Charlie and Lola™ will love these pyjamas featuring the popular character Lola

Drawstring Waist Wales Joggers, at Marks & Spencers
Sports fans will love these cosy joggers featuring the Wales motif. A practical, easycare style

Sleeveless A Line Panel Dress, at Marks and Spencer
Chic and stylish, this A line panel dress features a fashionable knee length design. A great choice for work or smart occasions and it's machine washable for added convenience

5 Pairs of 10 Denier Matt Look Tights, at Marks & Spensers
Complete with added stretch for shape retention and essential comfort. These simply outstanding tights are a terrific option for ensuring your legs look and feel their everyday best

Double Hinged Photo Frame with Mount 10.2 x 15.2cm (4 x 6''), at Marks and Spenser
Simple and with classic lines, this contemporary photo frame features a narrow border for a smart and stylish finish

Philips HS8460 Nivea for Men Electric Shaver, at Marks and Spenser
Advanced skin protection system: Nivea for Men conditioner is dispensed through the shaving heads directly onto your skin, moisturising it while shaving. The conditioner contains Natural Microtec, which protects your skin against irritation Shave in and out of the shower: Hot water opens your pores, resulting in a close shave Soft touch contour following: Gently follows the contours of your face for a close shave, even in hard-to-reach areas Precision tube trimmer: Perfect for contouring and trimming moustache and sideburns Stretch and lift rings: The shaving heads have unique rings with a stretch and lift pattern that contributes to a great shave Refill and charge stand: After you shave, place your shaver in the refill & charge stand. Your shaver will automatically be charged and refilled with 'Nivea for Men' conditioner, preparing you for a smooth shave every day Battery status indicator Travel lock feature Anti-slip grip panel Flex tracker system

Brokenwood Verona Vineyard Shiraz 2006 - Case of 6, at Marks & Spensers
Style: Dry, full bodied Grape Variety: Shiraz (Syrah) Country: Australia Closure: Screwcap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Cotton Rich Lace Trim Brazilian Knickers, at Marks and Spencer
Brazilian briefs are the newest trend in knicker shapes with their flirty cutaway styling at the front and back. These flattering lace trim knickers are designed to make the most of your figure

Bees Thank You Teacher Multipack, at Marks & Spencers
Cover text: Design 1: thank you Design 2: thank you teacher Inside message: Both designs: you're the best 6 cards, 2 designs Approx size: 130 x 130mm

Machine Washable & Tumble Dry Single Breasted 2 Button Stripe Jacket, at Marks & Spensers
Put an end to tiresome trips to the dry cleaners. Our range of machine washable and tumble dry suits combine the best in convenience and contemporary style

Long Sleeve Stripe Fleece, at Marks and Spencer
Soft and comfy, this fashionable stripe fleece is outstanding value. A practical easycare style

Black & Decker® WD6015N Dustbuster® Wet & Dry Extreme Hand Vac, at Marks & Spencers
6.0V for powerful and effective pick-up Combined benefits of wet and dry cleaning in one Transparent bowl to see when it is full Special wet pick up accessory stored on board for increased wet vacuum capabilities Double action filtration means product performs better and lasts longer Extra large dustbowl for minimal emptying Efficient and easy to use and remove dustbowl 6V power is ideal for general cleaning tasks around the home Multi-surface charging base, so it can be wall mounted or kept on the worktop Accessories are stored on board, always at hand for your cleaning jobs On board indicator light for peace of mind that the Dustbuster is charging Ergonomic design for comfortable use

5 Cool & Fresh Cotton Rich Assorted Briefs, at Marks and Spencers
Made from soft breathable cotton, these comfy briefs are ideal for everyday wear

Vantage Point Blu-ray DVD, at Marks n Spencer
Rating Suitable for 12 years and over,

Besides Marks and Spencers Car Insurance, M&S Money Direct Credit Cards and other financial products, M&S Money Direct Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Direct Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencer purchases are also protected while you take them home.

Also, on both M&S Money Direct Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.