Besides Mark's & Spencer Car Insurance, M&S Money Credit Cards and other financial products, M&S Money Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Mark's & Spencer purchases are also protected while you take them home.

Also, on both M&S Money Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

There are lots of ways to save money using M&S Money. Not least of these is M&S Standard Car Insurance. With M&S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks & Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Financial Services, you get more, and you pay less.

M&S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Property Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Property Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Gardening Female Cake, at M+S
Serves 36 Chocolate cake: a rich chocolate cake filled with milk chocolate ganache. Can be eaten up to 5 days after collection Cake size: 20.5cm square 1.95kg total weight Not suitable for nut allergy sufferers Suitable for vegetarians As featured on page 64 of the Food to Order brochure Order by 5pm to collect in 7 days Available for collection in the majority of our UK mainland stores

Autograph Puccini 5 Piece Set, at Marks & Spencers
Set includes 2 armchairs, sofa, coffee and side table 2-seater sofa: H66 x W166 x D80cm Armchairs: H66 x W80 x D80cm Coffee table: H46.5 x L74 x W64cm Side table: H46.5 x W38 x D38cm All-weather synthetic rattan Aluminium frame Plain cushions in 100% polyester Dining table has powder-coated steel frame and toughened safety glass top Suitable for indoor and all-weather outdoor use This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Isis Woman Eau de Toilette, at Marks & Spencer
Eau de toilette 90ml This product is not available for international delivery. Find out more

Stormwear™ Long Sleeve Hooded Anorak, at Mark & Spensers
The classic anorak has been given a contemporary twist with a button cuff detail. Designed in an easycare water resistant fabric with a hood, this practical and stylish jacket will keep you dry on rainy days

Firm Control Magic Low Leg Lace Panel Full Briefs, at Marks&Spencer
As if by magic, these knickers control and shape you where you need it most, flattening tummies and lifting bottoms. They're comfortable, breathable and easy to move in and a special finish keeps you cool and dry

Pinwheel Bedset, at Marks and Spenser
Embroidered pinwheel design Single set includes single duvet cover and 1 pillowcase Double set includes double duvet cover and 2 pillowcases King size includes king size duvet cover and 2 pillowcases Super king size includes super king size duvet cover and 2 pillowcases, Manufacturer: Marks & Spencer

Long Sleeve Embroidered Bib Top, at Marks&Spencer
This Nehru collar top makes a perfect way of getting the smart casual look this season. It has a bib detail and scallop trim for an extra touch of stylish chic

DeLonghi Espresso Icona ECO310BK Coffee Maker, at M & S
High performance 15 bar pump pressure Stylish onyx black high gloss finish Traditional stainless steel cappuccino milk frother Professional 2 in 1 filter holder suitable for ground coffee or ESE pods Includes free illy pods Built in tamper and incorporated crema device for perfect crema Removable 1 litre water tank Built to accommodate either 2 full sized cappuccino cups or 2 espresso cups Stainless steel removable drip tray Separate coffee and steam boiler for faster use and optimum temperature control Adjustable steam emission Cup warmer Easy to use - 3 button operation Measuring spoon Dimensions: H38 x W29 x D34cm Boxed-product Weight: 6 Kg, Manufacturer: Marks & Spencer

Per Una Cotton Rich Washed Bootleg Jeans, at Marks n Spencer
A smart pair of bootleg jeans in stretch cotton. Soft wash effect makes it extra stylish

Sterling Silver Open Heart Necklace & Earring Set, at Marks and Spencers
2 part set Butterfly stud fastening earrings Clasp fastening necklace with fine chain Open heart design Diamant detail

Pure Cotton Sweat Top, at Marks and Spencer
Relaxed and cosy, this pure cotton sweat top is extremely comfortable and can be worn layered for a contemporary look

Autograph Straight Leg Jeans, at Marks and Spencer
Aim for a must-have retro inspired look with the sandblasted wash and stylish whiskering of these contemporary five pocket jeans. Step out in style by teaming them with a slim cut blazer and pinstripe shirt

Dualit Vario 4-Slice Toaster - Cream, at Marks & Spensers
4 slice toaster Patented, award-winning ProHeat elements Mechanical timer to control toasting Manually operated eject lever to keep items warm until needed Selector switch - use only the slots required Designed for use in commercial kitchens Adjustable inner wire guard to grip toast All parts are repairable or replaceable Concealed crumb tray Extra wide 23mm slots to accommodate larger items and the optional sandwich cage Hand built in England 2200 watt Weight: 4.25 kg Dimensions: H22 x W46 x D21cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Boxed Mirror Photo Frame H29 x W24cm (4 x 6''), at Marks & Spencers
Boxed mirror glass design H29 x W24 x D3cm Aperature: 10 x 15cm (4x6'') 1.3kg, Manufacturer: Marks & Spencer

Autograph Pure Marble Soap Dish, at Marks and Spencers
Textured finish Rectangle Dipped centre H2 x W10 x 13cm, Manufacturer: Marks & Spencer

Black Dress on Pink Floral Birthday Card, at Mark's & Spencer
Cover text: Happy birthday Inside message: Blank for your own message Approx size: 230 x 114mm

Per Una 3/4 Sleeve V-Neck Top & Floral Scarf, at Marks & Spensers
A stylish relaxed 3/4 length sleeve soft knit top featuring a floral scarf

3 Crew Neck Short Sleeve Vests, at Marks & Spensers
Keep warm and cosy with these comfortable vests, made in cool and breathable cotton. A great value set that's essential in the colder months

Portfolio Mixed Chunky Bead Necklace, at Marks & Spencers
Button fastening Ribbon chain Mixed chunky bead design Necklace length 81cm

Younger Boys' Thomas & Friends© Trolley Bag, at Marks&Spencer
A must-have for fans of Thomas & Friends, this extendable grip handle trolley bag features Thomas, the tank engine

5 Cotton Rich Contrast Heel & Toe Socks, at Marks and Spencer
Soft and comfortable, these cotton rich socks are naturally breathable and absorbent, keeping feet dry and comfy. A reinforced heel and toe gives extra durability

Younger Boys' Holiday Shark Aqua Sock Shoes, at Marks and Spencer
Round toe Shark print Flat grip sole Slip on

Giant Playing Cards, at Mark & Spencers
Contains: 54 playing cards, including 2 jokers, instruction leaflet Each card: 187 x 135 mm

Multiway Padded Plunge Bra, at Mark's & Spencer
This multiway padded plunge bra is flattering, comfortable and can be worn in 5 ways: conventionally, halterneck, cross back, strapless and one shoulder for the ultimate in versatility

Ribbon Hat, at Marks & Spensers
Keep ahead of the trends with this contemporary ribbon sunhat, an essential look for style in the sun

Sterhuis Sauvignon Blanc 2007 - Case of 6, at Marks & Spencer
Style: Dry Grape variety: Sauvignon Blanc Country of origin: South Africa Closure: Screw cap Suitable for vegetarians and vegans Bottle: 6 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Limited Collection Spot Print Leggings, at Marks n Spencer
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

Pure Silk Geometric Print Lightweight Scarf, at Marks & Spenser
Add a luxurious finishing touch to your look with this elegant pure silk stripe design scarf. The perfect accessory to this season's styles

M&S 10m High Speed ADSL & Broadband Modem Cable, at Mark's & Spencer
10 metre cable Faster internet connection This product is not available for international delivery. Find out more M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Diamanté Thong Sandals, at Marks & Spencers
Thong style Open toe Diamant detail Flat sole

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spensers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencer, through its M&S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Property Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.