Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Car Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Mark's & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.

Besides Marks & Spencer Car Insurance, M+S Money Credit Cards and other financial products, M+S Money Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M+S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks&Spencer purchases are also protected while you take them home.

Also, on both M+S Money Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencers are so useful. M+S Money financial products are, of course, designed to make Marks & Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M+S Money Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M+S Money Buildings Insurance than you will anywhere else, and you may even pay less with M&S.

Silver Plated Catseye Teardrop Necklace, at Mark & Spensers
Catseye pendant Adjustable length Clasp fastening

Classic Plain Long Sleeve Pyjamas, at Marks and Spencer
Crisp and comfortable, these cotton blend pyjamas are outstanding value

Autograph Siberian Goose Down Pillow, at Marks and Spencers
W48cm x L76cm Soft to medium support Silk and cotton blend cover 450 thread count 50% silk / 50% cotton boxed wall outer edge cover Siberian new white goose feather and down filling Highest quality class 1 Siberian goose down Machine washable at 40C, Manufacturer: Marks & Spencer

Per Una Ruffle Front Heart Shirt, at Marks and Spencer
A fresh stripe and heart print shirt in stretch cotton, the ruffle front makes it extra stylish

5 Pairs of Cotton Rich Week Days Trainer Liner Socks, at Mark & Spensers
Comfy and practical, these soft cotton rich socks are designed to hide neatly inside trainers

Portfolio Linen Cross Hatch Skirt, at Marks & Spencers
Part of Portfolio's Set Sail trend. Fresh and breezy, this sophisticated look features classic styling with vibrant accents of summertime pinks and blues. Feminine and coordinated designs for the new season

Stain Defence™ Belted Bootleg Turn-Up Trousers, at Marks & Spencers
Smart and modern, these easycare bootleg trousers make a practical choice for school. They're treated with our unique Stain Defence™ finish which repels stains

Fun Die Cut Bag Daughter Birthday Card, at Marks and Spencers
Cover text: Happy Birthday Daughter Inside message: Have a wonderful day! Approx size: 150 x 150 mm

Limited Collection Border Studded Leggings, at Marks & Spenser
Part of Limited Collection's LA Love trend. Feminine, soft and laid back, this is a fashionable LA look with a boho vibe. Beautiful fabrics and playful prints are key

Leather Rectangle Plaque Buckle Belt, at Marks and Spencer
Add a smart finishing touch with this pure leather belt and plaque buckle

2 Embroidered Stripe Non-Wired Bras, at M&S
Soft and comfortable, these stripe bras are structured for secure support and an enhanced natural shape. Ideal for everyday wear

Supima® Pure Cotton Non-Iron Plain Flat Sheet, at Marks and Spencer
Internationally recognised as the world's finest cotton High performance non iron finish offering the ultimate in easy care Supima is renowned for its superior strength, enhanced durability and sumptuous feel 180 thread count Single: W178 x L260cm Double: W228x L260cm 5ft (Queen): W275cm x L275cm 6ft (King): W310 x L275cm Depth 25cm, Manufacturer: Marks & Spencer

Adored Comfort Floral Embroidered Shorts, at Mark's & Spencer
Soft and pretty, these embroidered shorts are made from the softest fabric and trims, so they feel blissfully comfortable to wear. The low leg style gives a modern shapely fit. Feminine everyday lingerie

Autograph Pure Silk Multi Diagonal Stripe Tie, at M+S
Fashionable and contemporary, this pure silk tie is part of our exclusive Autograph collection. Designer style and luxury at high street prices

Le Clos du Pioch - Montpeyroux 2006 - Case of 6, at Marks n Spencer
Style: Dry, medium bodied Grape variety: Syrah, Grenache, Carignan Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

4 Pairs of Autograph Bold Stripe Socks, at Marks&Spencer
Modern and fashionable, these stripe socks are part of our exclusive Autograph collection

Hepworth Extending Dining Table, at Marks and Spencer
H75.5 x L175 x D90cm Extends to L215cm Seats 6-8 Comes with extension leaf to seat 8 Extension leaf is stored beneath the table top Made from European Birch solids and veneers Treated with a rich stain and aged with dark patina known as a 'housemaid's rub' Finished with 2 coats of durable, clear lacquer of mid sheen Solid European Birch legs Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. SAVE ON SETS Save at least 25% when you buy this table with antiqued-leather chairs as part of a set. Click here to view the Hepworth Collection Set. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Cotton Button Detail Bootleg Trousers, at Marks & Spencers
Designed to give a shapely silhouette, these on-the-waist bootcuts are feminine and flattering. A look that's always in style

Pearlescent & Flock Flowers Large Gift Bag, at Mark's & Spencer
1 gift bag with tag Floral design Approx size: H:360 x W:270 x D:100mm

Tribeca Large 2-Seater Sofa, at Marks n Spencer
H90 x W213 x D99cm Seat H46cm, arm H58cm, top back rail H69cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a medium finish All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Pure Cotton Short Sleeve Floral Embroidered Dress, at Mark & Spensers
Pretty and feminine, this short sleeve dress is made from cool, comfortable cotton. Floral embroidery adds a stylish twist

2 Lichfield Dining Chairs, at Mark & Spencers
Set of 2 Solid oak H103 x W47 x D54cm Seat: H52cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Die Cut Butterfly Birthday Card, at Marks & Spencer
Cover text: Happy birthday Inside message: Blank for your own message Approx size: Unfolded: 150 x 150mm

Microsoft Wireless Keyboard 1000 Set, at Marks & Spenser
Optical sensor Spill-resistant design 6 month battery life Windows Vista, Windows XP and Windows 2000 compatible Includes mouse, keyboard and receiver M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

The Peg Trousers, at Mark's & Spencer
This catwalk-favourite shape is back again this season and set to stay. The peg is tapered through the leg and sits at the ankle for a modern silhouette. Great for showing off fabulous heels

Pure Cotton Long Sleeve Monster Top, at Marks and Spenser
Fun and fashionable this long sleeve top in soft cotton is outstanding value!

Disney Fairies Pixie Hollow Activity Book, at Marks n Spencer
Join the Disney fairies and explore the magic of Pixie Hollow in this activity book. Enter the world of the Neverland Fairies. Play lots of fairy games and quizzies. Use yours stickers to decorate your things. This beautiful activity book is packed full of puzzles and fairy facts for hours of fairy fun !

Droplets Silver Wedding Anniversary Card, at Marks and Spencer
Cover text: Congratulations on your Silver Wedding Anniversary Inside message: Blank for your own message Approx size: Unfolded: 176 x 126mm

Pink Heart Thank You Card, at Mark & Spencers
Cover text: Thank you Inside message: blank for your own message

Valletta Table, at M+S
Stainless steel and teak frame Suitable for outdoor use H80 x W150 x W90cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spenser, through its M+S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Buildings Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.