Besides Marks and Spencer Car Insurance, M&S Finance Credit Cards and other financial products, M&S Finance Buildings & Contents Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Finance Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spenser purchases are also protected while you take them home.

Also, on both M&S Finance Premier Buildings & Contents Insurance and Standard Buildings & Contents Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

M&S Finance Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Finance Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

There are lots of ways to save money using M&S Finance. Not least of these is Marks&Spencer Standard Car Insurance. With M&S Finance you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Finance, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spenser, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Finance, you get more, and you pay less.

Girlie Dress Up Lunch Bag, at Marks and Spencer
Single handle Girlie dress up design Zip fastening H18cm x W24cm x 8cm

Maternity Camisole, at Marks & Spencers
Smart and stylish, this camisole is designed to flatter you and your bump. A clever cut gives a neat, comfortable fit with room for growth. An essential fashion favourite

Sonoma Dark Triple Wardrobe & Bedside Chest Set, at Marks & Spensers
3 piece set Wardrobe: H200 x W130 x D65cm 1 hanging rail and 1 shelf behind double doors 1 hanging rail and 4 shelves behind single door 3 drawers Chests: H60 x W45 x D45cm Elongated wooden handles Drawer boxes and fronts made from solid hardwood. Drawer bottoms made from White Oak veneer Made from solid oak and oak veneer Features natural wood characteristics - knots, figuring, colour variation and end-grain detail Finished with a rich dark stain, followed by 2 coats of durable, clear lacquer of low sheen Side panels and back panels made from White Oak veneer Top panels made from White Oak veneer with a solid Oak edging for strength Handles made from solid wood Legs made from solid hardwood Door frames made from solid wood. Door panels made from White Oak veneer All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Cotton Rich Block Stripe Mock Layer T-Shirt, at Marks and Spencers
Soft, snug and comfy, this cotton rich t-shirt is outstanding value. It features a mock layered sleeve and block stripe design. Fashionable and practical

Château Gasparets Corbières 2007 - Case of 12, at Marks and Spencer
Style: Full Bodied Grape variety: Carignan, Syrah, Grenache, Mourvedre Country of origin: France Closure: Natural cork Suitable for vegetarians and vegans Bottle: 12 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Ingredients Mandarin Lip Butter, at Marks and Spencer
To help soften and smooth your lips Mandarin flavoured balm

Viva Display Unit, at Marks & Spenser
H160 x W80 x D35cm Made from steel with a nickel finish Shelves are made from safety-tested toughened glass Delivered flatpack due to size. Delivered boxed to your door. No assembly required but you will need to unpack and position the item yourself This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Clear Glass Console Table, at Marks & Spencer
H71 x W105 x D35cm Contemporary clear glass design Made from clear glass Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Disney Fairies Pixie Hollow Activity Book, at Marks and Spenser
Join the Disney fairies and explore the magic of Pixie Hollow in this activity book. Enter the world of the Neverland Fairies. Play lots of fairy games and quizzies. Use yours stickers to decorate your things. This beautiful activity book is packed full of puzzles and fairy facts for hours of fairy fun !

Single Sprung-Edge Divan with 1 Small + 1 Large Drawers & M300 Mattress, at Marks & Spenser
Single Mattress (3ft): W90 x L190 cm Single Divan (3ft): W90 x L190cm Mattress depth: 24cm Divan Height: 41cm Large Drawer: H14 x W78 x D52cm Small Drawer: H14 x W40 x D52cm Smaller drawers at the head end are designed to open without moving your bedside table Mattress filling made from resilient foam and polyester fibre Mattress has reinforced side stitching giving greater edge support Individually pocketed springs Spring count: 896 Can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and Divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Clear Glass Lantern, at Marks & Spencers
Hanging feature Circular glass holder H 7.5 x Diam 7.5cm, Manufacturer: Marks & Spencer

Per Una Buckle Shoes, at Mark & Spensers
Buckle feature Slip-on Mid heel Comes in sizes 3-8, including half sizes Heel height 74mm

Non-Iron Stain Defence™ & Stormwear™ Zip Pocket Bootleg Trousers, at Marks & Spencer
Smart and modern, these easycare bootleg trousers are treated with our unique Stain Defence™ and Stormwear™ finishes, making them resistant to water and stains

Tramline Shoes, at Mark's & Spencer
Square flip toe Eyelets Lace up Stitch detail

Gold Plated Diamanté Cross Necklace, at Marks & Spensers
Diamant detail Thin chain Necklace length 41cm, extendable by 8cm

Pure Cotton Frill Scoop Neck Top, at Marks and Spencer
The striking frill scopp neck detail gives this pretty soft cotton long sleeve tee a stylish twist

Total Support Floral Embroidered Non-Wired Bra, at M+S
Soft and comfortable, this non-wired gives all-round support and uplift with good coverage, extra wide straps and 3 hook-and-eye fasteners. It's secure but gentle and lightweight, an ideal choice for everyday wear

Collezione Pure Wool 3 Button Jacket, at M & S
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Tonal Flower Padded Bra, at Marks and Spencer
Sleek and contemporary, this modern pinstriped bra gives a perfectly smooth outline under clothes. Light padding and underwiring give an enhanced natural shape. Designed for a streamlined silhouette

Per Una Pure Cotton Lily Print Pyjamas, at MarksandSpencer
Modern and feminine, these pretty pyjamas are made from soft cotton so you can relax in comfort and style. Part of Per Una's sleepwear collection

Large Tie Hanger, at Marks & Spencers
Keep your ties smartly stored with this large tie hanger. An essential part of any gentleman's wardrobe

5 Pairs of Newborn Cotton Rich Assorted Design Socks, at Mark's & Spencer
Brighten up his underwear drawer with these fashionable assorted design made from soft breathable cotton rich fabric

Corner Grps - N ABB CNR BRONCO, at Marks and Spenser
Manufacturer: Marks & Spencer

Autograph Mobile Office, at Marks & Spenser
Free 5 year guarantee Take the hassle out of commuting with this practical mobile office. With enough storage space for your laptop and other important office documents, this practical, durable rollercase is the answer for business travel Includes free i-trak luggage ID service see details below

Captains Hideaway Bed & 2 Mattresses, at MarksandSpencer
H99 x W201 x D102cm Main Single 3ft bed: L203 x W101.5cm Underbed: H48.1 x L192.5 x W95.3cm Headboard: H99cm Endboard: H99cm 2 single beds With 6 drawers Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Ribbon Sunglasses, at Marks and Spenser
A hot look for summer, these fabulous ribbon design sunglasses add instant style and glamour

6 Summer Garden Hand Finished Multipack of Cards, at Mark's & Spencer
Cover Text: Both designs blank Inside Message: Blank for your own message 6 cards, 2 designs Approx size: 200 x 80 mm

Younger Girls' Permair™ Widefit School Shoes, at Marks & Spensers
Round toe Bow feature Single ankle strap with rip tape fastening Flat sole Scallop trim Scuff resistant Widefit Permair™ micro porous coating makes the shoes scuff and water-resistant and easy to clean, while allowing feet to breathe

Portfolio Mosaic Bead Necklace, at M & S
Clasp fastening Adjustable length Mosaic bead design Necklace length 81cm

Performance °Climate Control Flat Cap, at Marks & Spencers
A traditional British classic, this is a versatile style that looks great worn smart or casual

Shopping for financial products at M&S Finance UK website is just as simple as shopping for fashion or furniture at the Marks and Spencers online store. Here are just some of the financial products which can be purchased via the M&S Finance website:

• M&S Insurance: M&S Car Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Mark & Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Finance in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Finance website.