When you're shopping at Marks & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money Direct. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Motor Insurance, there's a lot more going on at Marks & Spensers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money Direct. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money Direct, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money Direct website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

M&S Money Direct Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Direct Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Marks & Spensers may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings & Contents Insurance or Motor Insurance, but Marks & Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money Direct website. With a simple, no-hassle service, you can compare features between a number of M+S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money Direct loans, credit cards or Buildings & Contents Insurance - besides a number of other insurance products, M&S Money Direct can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money Direct insurance products (Buildings & Contents Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencer insurance products in document format too.

Portfolio Bootleg Stab Stitch Trousers, at Marks and Spencers
Part of Portfolio's Mimosa trend. A beautifully elegant look featuring chic, muted tones such as cocoa, mink, saffron and purple. Striking prints are key to this feminine trend

Mini Travel Bottle Set, at Marks and Spenser
Leave your large or breakable toiletries at home. Simply fill these travel bottles and jars with your favourite toiletries and refill them whenever you need. Contained within a funky bag, this set is ideal for any overnight trip

Autograph Leather Hip Coin Wallet, at Marks & Spencers
Smart, stylish and practical, this leather wallet makes it easy to organise cards, notes and coins

Single Pleat Crease Resistant Trousers, at Marks & Spencer
Stay smarter for longer with these innovative crease resistant trousers

Valmont Rouge 2008 - Case of 12, at Marks and Spencer
Style: Medium Dry Grape variety: 60% Grenache, 20% Carignan and 20% Cinsault Country of origin: France Closure: Screw Cap Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Per Una Double Breasted Nancy Mac, at M&S
A fabulous double breasted mac in stretch cotton. Weave design button details give it the Per Una touch

Longline Knitted Waistcoat, at MarksandSpencer
Modern and stylish, this longline knitted waistcoat features 2 front pockets. Ideal for layering

4 Piece Stripe & Spot Cosmetic Bag Set, at M&S
Set of 4 Spot & stripe designs Zip fastening Assorted size Largest bag with handle Lined

Top Secret: For Your Ears Only CD, at Mark & Spensers
Audio CD, Marks & Spencer

Collezione Pure Wool Single Breasted 3 Button Jacket, at Marks & Spenser
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Pure Cotton Floral Cropped Pyjama Bottoms, at Marks&Spencer
Fashionable and practical, these cropped pyjama bottoms are made from soft breathable cotton for a comfortable night's sleep

Per Una Essentials Clover Embroidered DD-G Bra, at Marks & Spensers
Modern and elegant, this stylish bra features stretch lace fabric and a clover embroidered design. It's underwired and structured to give great support and a natural uplifted shape. Pretty everyday fashion

First Readers Jack and the Beanstalk, at Marks & Spenser
This popular story is part of the First Readers range. Jack thinks he's clever to sell their old cow for five magic beans. But Jack's in trouble as his mother thinks the beans are worthless and throws them away. Find out what happens next!

3 Cool & Fresh Cotton Rich Assorted Trunks, at Marks n Spencer
Made from soft breathable stretch cotton, these comfy trunks are ideal for everyday wear

Per Una Pure Cotton Check Design Pyjamas, at Mark's & Spencer
Modern and feminine, these pretty pyjamas are made from soft cotton so you can relax in comfort and style. Part of Per Una's sleepwear collection

Stormwear™ Cotton Rich Multi Pocket Parka, at MarksandSpencer
Fashionable and practical, this multi pocket parka is treated with Stormwear™ technology, an innovative finish that repels water and stains. Comfortable, breathable, easycare style whatever the weather

Pure Cotton DJ Monkey T-Shirt, at Marks and Spencer
Fun and fashionable, this mock layer top in soft pure cotton features a monkey motif. A practical easycare style

Blue Harbour Luxury Long Sleeve Shirt with Silk, at Mark & Spensers
Classically stylish, this long sleeve shirt is cut for a great fit. It's made from a luxurious blend of linen and silk

Tyrrell's Single Vineyard Belford Hunter Chardonnay 2005 - Case of 6, at Marks & Spencer
Style: Dry, oaked Grape variety: Chardonnay Country of origin: Australia Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Ingredients Coconut Shower Cream, at Marks & Spensers
200ml Coconut

Pure Cotton Floral Embroidered Jeans, at Marks and Spencer
Fashionable and practical, these cotton jeans are hardwearing and comfy. The pretty floral embroidery and tie waist gives it a cute look

Autograph Leather Shopping Bag, at Marks & Spensers
Fashionable and environmentally conscious, this Autograph shopping bag makes a great alternative to plastic carriers

Classic Collection Pull-On Jeans, at Marks & Spencer
Perfect for a host of formal occasions, achieve an elegant look in these smart trousers. Featuring a straight leg cut and belt detail, just add a sleek top and courts to create a simply stunning silhouette

Collezione Plain Straight Leg Trousers, at Marks and Spencer
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Limited Collection Cotton Rich Pindot Shorts, at Mark's & Spencer
Fabulous and modern, these shorts are part of our Limited Collection lingerie. They're made from a soft stretch cotton blend and designed to fit and flatter. For a funky look, mix and match with coordinating lingerie from Limited. Casual, contemporary fashion

Belle Tour Chardonnay 2007 - Case of 12, at Marks & Spenser
Style: Dry Grape Variety: Chardonnay Country: France Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

5 Pairs of Younger Girls' Assorted Socks, at Marks&Spencer
Stock up on stylish essentials with this pack of 5 pairs of assorted socks

24 Vol-Au-Vents, at Marks and Spencer
Contains 24 pieces Serves 6 Ready to cook Suitable for freezing 400g As featured on page 14 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Children of the World Puzzle, at Marks & Spenser
45 pieces, including 9 stand-up pieces Explore the globe and meet some friendly faces Suitable for ages 3+ This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Autograph Pure Cashmere Knitted Scarf, at Marks and Spencer
Indulge in a touch of luxury with this pure cashmere knitted scarf. It looks and feels gorgeous and comes in a range of beautiful colours so you'll be able to accessorise every outfit

M&S Money Direct offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Direct Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with MarksandSpencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money Direct UK and European Breakdown Cover, since it covers you as a passenger too.