Shopping for financial products at M&S Money Direct UK website is just as simple as shopping for fashion or furniture at the Marks & Spencer online store. Here are just some of the financial products which can be purchased via the M&S Money Direct website:

• M&S Insurance: M&S Motor Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spenser, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money Direct in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money Direct website.

Besides Marks and Spencer Motor Insurance, M&S Money Direct Credit Cards and other financial products, M&S Money Direct Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Direct Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spenser purchases are also protected while you take them home.

Also, on both M&S Money Direct Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

M&S Money Direct offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Direct Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spenser 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco's:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money Direct UK and European Breakdown Cover, since it covers you as a passenger too.

24 Mini Hot Pies, at M&S
Contains 24 pieces Serves 6 Ready to cook Suitable for freezing 700g total weight As featured on page 12 of the Food to Order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Autograph Veneto Dining Table & 4 Bonded Leather Dining Chairs Set, at Mark's & Spencer
Glass dining table: H73 x D120cm Seats 4-6 people Toughened clear safety glass Chairs: H89 x W41 x D50cm Seat: H47cm 4 bonded leather chairs Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

4 Pairs of Autograph Cotton Rich Multi Stripe Socks, at Marks and Spencer
Modern and fashionable, these multi stripe socks are part of our exclusive Autograph collection

3 Pack Easycare Long Sleeve Shirts, at Marks & Spencer
Woven in a no-fuss easycare fabric, long sleeves and double button cuffs add a smart focus to your office look. A practical and convenient choice for everyday wear

V-Shaped Champagne Flute, at Marks and Spencers
H24cm 17.5cl capacity Coloured glass Dishwasher safe Handmade Wide base V-shaped, Manufacturer: Marks & Spencer

M&S 8 in 1 Accessories Pack for Nintendo™ Wii™, at Marks and Spencers
8 accessories compatible with Nintendo™ Wii™ Includes accessories for Wii™ tennis, Wii™ baseball, Wii™ golf and Wii™ Mario cart Also includes 2 padlock straps, protector cover and controller grip for Wii™ control panel Please note- this product is not made or endorsed by Nintendo™ M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Patch Jacquard Cushion, at Marks and Spenser
Rectangular Patch jacquard design L60 x W43cm, Manufacturer: Marks & Spencer

Angel Sleeve Tie Front Cardigan, at Marks & Spencers
Modern and stylish, this cardigan features a tie fastening. A great work-to-evening style

Sebo Automatic X1.1 Upright Vacuum Cleaner, at Marks & Spensers
Ideal for carpet, hard floors and pet hair 5.3 litre capacity dustbag with dustbag full indicator Computer control system Crevice and upholstery nozzle 1150 watt motor with cut-out protection S-CLASS filtration system - removes 100% of particles of 1 micron and above Anti-allergy design with British Allergy Foundation Approval 5 year parts and 2 year labour domestic use guarantee Can be used for carpet cleaning Vacuum weight: 7.3kg, width 31cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Pure Cotton Long Sleeve Shirt, at Marks and Spencers
Sophisticated and stylish, this plain dress shirt is perfect for elegant occasions

Short Sleeve 3 Button Jacket, at Marks & Spencer
Chic and stylish, this short sleeve jacket makes a great choice for work or smart occasions. It's machine washable for added convenience

White Ceramic Collection Soap Dish, at Marks & Spencers
Plain Oval shape L13 x W9cm, Manufacturer: Marks & Spencer

Crossover Mules, at Marks & Spenser
Round toe Flat

Bamboo Soap Dispenser, at M & S
Approx size: H7 x W7 x L16cm Pump action Bamboo design, Manufacturer: Marks & Spencer

Girls' Limited 3/4 Length Harem Jogging Bottoms, at Mark & Spencers
Part of Girls' Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Laser Cut Happy Birthday Text, at Mark's & Spencer
Cover text: Happy Birthday Inside message: Happy Birthday Approx size: 150 x 150mm

Autograph Pure Cotton Hooded Zip Fastening Top, at Marks and Spenser
Fashionable and contemporary, this hooded top is part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail makes it exceptionally stylish and comfortable

XBOX 360® LEGO® Indiana Jones™: The Original Adventures Game, at M+S
Be Indiana Jones: Re-live his epic adventures in a humorous LEGO world based on the original trilogy of movies Explore and discover: Journey from the jungles of South America to the snowy mountaintops of India, all in search of ancient and powerful artefacts that you will use to solve puzzles Whip it! Use Indy's signature weapon to capture and disarm enemies, swing across gaps, activate levers, and interact with a world of LEGO objects and puzzles Pick your character: Choose from over 60 playable characters, each with a variety of unique abilities that you will use to help solve puzzles and battle enemies. Plus, play the villains and supporting characters You must be 12 years of age or over to purchase this product M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Platforms: Xbox 360, ESRB Rating: Teen

Sterling Silver Organic Double Oval Necklace, at Marks & Spencers
Clasp fastening Double oval design Length: 41cm

Chunky Link Skinny Chain Belt, at Marks & Spencers
Dress up your fashionable outfits with this smart chunky link chain belt

Handbag with Keyring Charm Sister Birthday Card, at Marks & Spensers
Cover text: Sister Happy Birthday Inside message: Blank for your own message Safety warning: Not suitable for children under 36 months due to small parts which present a choking hazard. Approx size: 150 x 210mm

Woodphotoframes - MULTI APP DESK, at Marks and Spencer
Manufacturer: Marks & Spencer

Younger Girls' Stud Skinny Belt, at Marks & Spencer
Fun and fashionable, this multi stud belt adds a stylish finishing touch

Casablanca Valley Chardonnay 2007 - Case of 12, at MarksandSpencer
Style: Dry Grape variety: Chardonnay Country of origin: Chile Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol by volume: 14.5% vol. Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Classic Collection Floral Print Frill Trim Blouse, at Mark & Spensers
Feminine and pretty, this floral print blouse will give your look an instant lift. It looks lovely worn with plain skirts or trousers in coordinating colours from the Classic collection

Per Una Tencel® Zingy Trousers, at Marks & Spensers
A fashionable straight leg pair of trousers in pure tencel with an on the waist design and side pockets

Lightweight Check Design Tassel Scarf, at Marks & Spencer
This sophisticated check design scarf is the perfect accessory to this season's fashions. The tassel edges add a stylish finishing touch

Maxim Coffee Pot, at Marks and Spenser
Suitable for everyday use Versatile fine dining range Pure white porcelain Removable lid Oversized handle 1 litre capacity H22cm, Manufacturer: Marks & Spencer

Pure Cotton Long Sleeve Woven Top, at Marks and Spencers
The assorted floral print makes this top so cute. It's made from soft cotton fabric and feels comfy to wear

Ceriso French Maid Stripe Bikini Briefs, at Marks and Spencer
Fab and funky, these modern bikinis feature stripe print and a rose detail and lace trim. The low rise style gives a flattering, shapely fit, perfect for wearing with hipsters. Designed for women who want the latest look

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spencer are so useful. M&S Money Direct financial products are, of course, designed to make Marks and Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Home Insurance policies. Usually, UK Home Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Direct Home Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Direct Home Insurance than you will anywhere else, and you may even pay less with M&S.