M&S Financial Services Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Financial Services Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Marks & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings & Contents Insurance or Motor Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Financial Services website. With a simple, no-hassle service, you can compare features between a number of M&S Finance products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Financial Services loans, credit cards or Buildings & Contents Insurance - besides a number of other insurance products, M&S Financial Services can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Financial Services insurance products (Buildings & Contents Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencers insurance products in document format too.

Shopping for financial products at M&S Financial Services UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the M&S Financial Services website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Financial Services in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Financial Services website.

Autograph Older Girls' Wool Blend Coat, at Marks & Spencers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in smart styles and high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Short Sleeve Satin Box Pleat Belted Shirt, at Mark & Spensers
Make a stylish statement with this shimmery short sleeve shirt. A great way to get a sophisticated new look

Autograph Post Surgery 2 Tone Embroidered Bra, at Marks & Spencer
Pretty and feminine, this padded modal bra is made from soft microfibre fabric and gives a gently supportive fit and a flattering shape. It features 2 secure prosthesis pockets

Dahlia Shade, at Mark's & Spencer
Cylinder shade Floral design Contrast trim Dimensions: H25 x D35.5cm Bulb: Max 60W compatible with energy saving bulbs M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Cartoon Dog Vroom, Vroom Birthday Card, at Marks & Spenser
Cover text: Vroom, vroom Inside message: King of the road This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 178 x 126mm

Pure Cotton Sleeveless Heart Print Vest, at Marks and Spenser
A heart print adds a fashionable touch to this soft cotton sleeveless vest

Sherwood Estate Marlborough Pinot Noir 2007 - Case of 6, at Mark & Spensers
Style: Dry Grape variety: Pinot Noir Country of origin: New Zealand Closure: Screw cap Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

ARCHOS 7 Internet Media Tablet 160GB, at Marks n Spencer
Internet: Full web browsing, full email application, web TV, web radio, widgets application Plays: Videos, music, photos, games and stream content from your PC TV: Record from TV (with optional dock), play content and surf the web on your TV through the ARCHOS 5 Display: 7" TFT LCD high resolution screen, 800x480 pixels, 16 million colors Touch Screen: Direct by touch screen, ON/OFF, vol+ and vol- buttons Video playback: MPEG-4 (ASP@L5 AVI, up to DVD resolution), WMV (MP@ML, up to DVD resolution) including WMV protected files and M-JPEG (Motion JPEG Video) in QVGA resolution Video recording: Via the optional DVR Station/ DVR Snap-on: Records NTSC/PAL/SECAM in MPEG-4 AVI format with ADPCM stereo sound, VGA resolution (640 x 480) @ 30 or 25 f/s Audio playback: Stereo MP3 decoding @ 30-320 Kbits/s CBR & VBR, WMA, Protected WMA, WMA pro 5.1, WAV (PCM/ADPCM), AC3 stereo audio and 5.1 sound files (via SPDIF output of DVR Station) and Flac and OGG Vorbis audio files Audio recording: Via the optional DVR Station or DVR Snap-on: Stereo line-in, WAV (IMA ADPCM or PCM) format and Voice recording via the optional FM remote and its built-in microphone in WAV format (IMA ADPCM) Photo viewer: JPEG, BMP, PNG, GIF Memory: 160 GB (stores up to 200 Movies, 1.6 million photos or 95,000 songs) PC accessories: Possible attachment of numerous standard USB PC accessories (keyboard, mouse, memory key, memory cards reader, camera) Connectivity: On board WiFi (802.11 b/g), USB 2.0 host with optional accessories Interfaces: USB 2.0 High-Speed Device (compatible USB 1.1 at a lower speed): Mass Storage Class (MSC) and Media Transport Protocol (MTP) and USB 2.0 Host: Mass Storage Class (MSC) and Picture Transfer Protocol (PTP) with optional Mini Dock, Battery Dock and DVR station Connections: WiFi, free web browser, 3.5 mm mini jack for headphones and audio output, DC-in for power adapter and Docking connectors to connect DVR Station and other ARCHOS accessories Battery life: Music playback 39 hours, Video playback 10 hours Dimensions: Approx: 19 x 11 x 1.6cm Weight: 640g Package includes: ARCHOS 7, headphones, ARCHOS USB cable, DVR Station adapter, power adapter/charger, screen cleaning cloth, Quick Start Guide (QSG), legal and safety notice M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Maternity Bump Band Leggings, at Marks and Spencer
Smart and stylish, these full length leggings are designed to flatter you and your bump. The stretch waist gives a neat, comfortable fit with room for growth. Enjoy your pregnancy in style!

Mini Limited Long Sleeve Animal Print Cardigan, at Marks and Spencer
Mini Limited is a collection of cute fun styles designed in the latest looks. The casual, contemporary pieces are comfortable, easy to wear and perfect for layering.

Oliveira Lecestre Vieilles Vignes Chablis 2008 - Case of 6, at Marks and Spencers
Style: Dry Grape variety: Chardonnay Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

2 Classic Underwired Plain Bras, at Marks and Spenser
Soft and comfortable, this plain trim bra is ideal for everyday wear. Underwiring and padding give an uplifted and enhanced natural shape

Per Una 3/4 Sleeve Stripe Zip Cardigan, at Marks & Spenser
A colourful 3/4 sleeve cardigan featuring stripe design and zip fastening

Clever Baby Touch & Learn Words Book, at Marks and Spenser
Touch and Learn Words encourages 1 to 2 year olds to build on their learning skills. Its lots of fun too with chunky tabs to choose from and different textures to touch and explore

Fruit Cutting Cake, at Marks and Spencers
22 portions Fruit cake: Vine fruits, nuts and cherries laced with brandy. Fruit cakes can be eaten up to 14 days after collection Choose from white or ivory soft icing 1.36kg Not suitable for nut allergy sufferers Suitable for vegetarians As featured on page 61 of the Food to Order brochure Order by 5pm to collect in 7 days Available for collection in participating M&S UK stores Click here for a list of stores

Contemporary Text 60th Birthday Card, at Marks and Spencer
Approx. size: 215 x 150mm Cover text: 60 years young! Inside message: Happy birthday

Earth Spa Mineral Enriched Exfoliating Body Polish, at M & S
With extracts of mineral enriched seaweed, olive stone granules to gently exfoliate & shea butter to hydrate & smooth 200ml

Short Sleeve Diamond Pointelle Top, at Marks&Spencer
Indulge in soft, warm comfort with this thermal easy to wear knitted top. Perfect for adding a snug extra layer to your outfits during the winter months

Pure Cotton Flap Pocket Casual Cargo Trousers, at Marks & Spenser
Casual, relaxed cargos in pure soft cotton featuring multiple pockets

Earth Sign Bracelet, at Marks & Spensers
Stretch style Beaded design Earth charms Diamant detail

Longline Bra, at M&S
A traditional long line bra which offers more support. Ideal worn with control panties or panty girdles

Autograph Tie Waist Sequin Prom Dress, at Marks & Spensers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in smart styles and high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Autograph Tramline Thong Lace-Up Shoes by Jeffery-West, at Mark & Spensers
Thanks to Jeffery-West's use of luxurious leather and fine attention to detail, these smart shoes are a sartorial step in the right direction. The signature square toe provides a thoroughly modern formal finish

Pure Cotton Short Sleeve T-Shirt, at Marks n Spencer
Smart and stylish, this short sleeve t-shirt is made from cool comfortable cotton and features a front zip detail

Ceriso Spot Print Frill Trim Bikini Knickers, at Marks & Spencers
Fab and funky, these modern bikinis featurespot print and a bow detail and lace trim. The low rise style gives a flattering, shapely fit, perfect for wearing with hipsters. Designed for women who want the latest look

Autograph Wool Blend Straight Leg Trousers, at Marks and Spencers
Luxurious and elegant, these smartly tailored style/fabric trousers are part of our exclusive Autograph range

Pure Cotton Bow Bib Top, at Marks & Spencers
Chic and modern, this short sleeve top is made from cool comfortable cotton and features a bow bib detail

The Mail Trivia Quiz Book, at Marks & Spensers
The Daily Mail Trivia Quiz Book - hundreds of stimulating Q&As on every conceivable subject

3/4 Sleeve Longline Jumper with Angora, at Mark's & Spencer
A touch of angora adds fluffy softness to this flattering jumper. A fabulous fashionable look

Autograph Sateen - SATEEN STRIPE DC, at Marks&Spencer
Manufacturer: Marks & Spencer

M&S Financial Services offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Financial Services Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Financial Services UK and European Breakdown Cover, since it covers you as a passenger too.