M&S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Besides M+S Car Insurance, M&S Money Credit Cards and other financial products, M&S Money Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spenser purchases are also protected while you take them home.

Also, on both M&S Money Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spencer, through its M&S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Home Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Sapporo Desk, at Marks and Spencer
H180 x W80 x D50cm Made from solid bamboo and bamboo veneer Finished with a matt lacquer that provides the pieces with extra protection and durability Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Inky Alliums Mum Birthday Card, at Marks and Spenser
Cover text: Mum, this brings lots of love and thanks for all that you do... Inside message: ...and wishes for a birthday that's wonderful like you Approx size: 150 x 150mm

3 Cool & Fresh Pure Cotton Boxers, at Marks & Spensers
Made from soft breathable cotton, these comfy boxers are ideal for everyday wear

Classic Collection Waterfall Jersey Top, at Marks&Spencer
Ideal for everyday wear, this smart top is made from soft easycare fabric and the fit is comfortable and flattering. A fashionable and practical style

Handcrafted Pink Glitter Mother's Day Card, at Marks and Spenser
Cover text: Mum in a million Inside message: You're the best! Approx size: Unfolded: 178 x 126mm

Pure Cotton Cord Duffle Hooded Coat, at Marks & Spencers
Comfy and cosy, this cord duffle coat feels soft and warm and is great value. A practical, easycare style

Recycled Compact Umbrella, at Marks n Spencer
A practical and eco friendly choice, this compact umbrella is made from polyester from recycled plastic waste instead of oil. Using recycled materials helps to conserve the earth's natural resources and protect the environment for future generations

Hard-Top Divan with 4 Large Drawers & M200 Mattress, at Marks & Spenser
Single (3ft): W90 x L190 Double (4ft 6): W135 x L190 King Size (5ft): W150 x L200 Super king size (6ft): W180 x L200 Mattress depth: 24cm Divan height: 41cm Anti-allergy - provides effective protection against dust mite allergies, so you'll have a trouble free sleep 4 large drawers Divan drawer size: H14 x W78 x D52cm This product is not available for international delivery. Find out more Cannot be used in conjunction with any other offer, Manufacturer: Marks & Spencer

Per Una Supersoft Embroidered Spot Mule Slippers, at Marks and Spencer
Mule style Round toe Flat sole Embroidered spots

7 Pairs of Big & Tall Freshfeet Days of the Week Socks with Silver Technology, at Marks and Spencer
Our odour control Freshfeet socks are now better than ever with a new Sanitised Silver finish. Known for its natural antibacterial properties, silver helps reduce the presence of bacteria that causes smelly odours, so your feet stay fresh with every step and it keeps working for the lifetime of the socks

Collezione Leather Lace Up Brogue Shoes, at Marks and Spencer
Pointed toe Punch feature Stitch detail Lace-up Block heel

Leather Weave Belt, at Marks & Spensers
Add a stylish finishing touch with this colourful weave belt

Blue Harbour Swimming Trunks, at Marks n Spencer
A great value pair of trunks offering a secure fit, while the classic look trunks are perfect for that relaxing walk on the beach

Gold Plated Mosaic Leaf necklace & Earrings Set, at Marks and Spenser
2 part set Hook fastening mosaic drop earrings Mosaic leaf pendant

North Coast Pure Cotton Washed Denim Shirt, at Marks & Spenser
This pure cotton shirt has been dyed using a special process to give an authentic washed down look which will fade fashionably with time and wear

Fudge the Dog Multipack of Mini Cards, at Marks and Spencer
Cover text: design 1 - thank you, design 2 - hello there, design 3 - thank you, design 4 - with love Inside message: blank for your own message 8 cards, 4 designs Approx size: 95 x 80mm

Double Contrast Strap Swimsuits, at Marks & Spencer
Smooth and sleek, this fashionable swimsuit features a contrast double strap and plain print. Make a splash!

Villa Peironte Barolo 2004 - Case of 6, at M & S
Style: Full bodied Grape variety: Nebbiolo Country of origin: Italy Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml:1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Medium Kangaroo Soft Toy, at M&S
Suitable for ages 0-3 years Sewn in baby joey This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Chunky Ribbed Knit Scarf, at M&S
Keep out the cold in style with this warm, soft scarf.

Hooded Contrast Stripe Padded Gilet, at Marks & Spensers
Comfortable and practical, this warmly padded gilet jacket features a contemporary hood. Great for keeping out the chills

Lightweight Floral Print Scarf, at Marks & Spencer
Add a fashionable finishing touch to your look with this elegant floral printed scarf. The perfect accessory to this season's styles

Pure Cotton Contrast Trim Pyjama Top, at Mark & Spencers
Pretty and feminine, this short sleeve pyjama top is made from soft breathable cotton for a comfortable night's sleep

First Readers Sleeping Beauty Sticker Book, at Mark & Spencers
First Reader sticker books are a fun way to help develop your child's early reading skills. With over 60 stickers, they provide interactive learning fun, promoting word prediction & joining in. The sticker books support the First Readers story books

Classic Collection Floral Embroidered Slippers, at Marks n Spencer
Round toe Floral embroidered design Ballet style Flat sole

Animal Print Padded Bra, at Marks and Spencers
Smooth and versatile, this animal print bra is ideal for everyday wear. Underwiring and padding give an uplifted and enhanced natural shape

Cotton Blend Pleated Ribbons Bedset, at Marks and Spencer
Pleat design Ribbon detail Single set includes single duvet cover (3ft) and 1 pillowcase Double set includes double duvet cover (4ft 6in) and 2 pillowcases King size includes king size duvet cover (5ft) and 2 pillowcases, Manufacturer: Marks & Spencer

Collezione Luxury Pure Cotton Flat Front Trousers, at Marks and Spencer
Italian style is renowned for its attention to detail. Each collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on these trousers to give you a feeling of luxury like no other

Autograph Sapporo® Lilies, at Marks & Spencer
Online Exclusive Especially chosen for their beautiful and impressive flowers, this stunning bouquet of white Sapporo lilies is from our new luxury Autograph flowers collection. Long lasting huge flowers and a beautiful scent make these lilies an impressive display and a stunning giftAll Autograph bouquets are beautifully presented, wrapped by hand and finished with Autograph branded cellophane & a black organza ribbon Available for delivery from 1st April to 30th September 2009

Pure Cotton Woven Sleeve Top, at M & S
Woven detailing makes this soft cotton top fabulously fashionable

Marks & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Car Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Financial Services products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money loans, credit cards or Home Insurance - besides a number of other insurance products, M&S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money insurance products (Home Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.