When you're shopping at Marks and Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencers Money. Offering everything from savings accounts and credit cards, to Property Insurance and Motor Insurance, there's a lot more going on at MarksandSpencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencers Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencers Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencers Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

There are lots of ways to save money using Marks & Spencers Money. Not least of these is Mark's & Spencer Standard Motor Insurance. With Marks & Spencers Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencers Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from Marks & Spencers Money, you get more, and you pay less.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while MarksandSpencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days M+S, through its Marks & Spencers Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Property Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

4 Border Lined Place Mats, at Marks & Spencers
Pack of 4 Border lining detail Rounded corners, Manufacturer: Marks & Spencer

Stainless Steel Avocado Slicer, at Marks and Spencers
Looped handle for hanging storage L21cm, Manufacturer: Marks & Spencer

Clear Mantlepiece Clock, at Marks and Spencer
Clear body Brass effect finish Dimensions: L12 x W12cm, Manufacturer: Marks & Spencer

M400 Zip & Link Mattress - Combination Support, at Marks and Spencer
Super King Size (6ft): W180 x L200cm Mattress depth: 24cm Zip & Link allows you to combine different levels of firmness on the left and right sides of the mattress. The two sides of the mattress zip together, so you and your partner can choose between medium or firm support Mattress unzips into 2 easier to fit into your home Filling made from resilient foam and polyester fibre Further filling layers of cotton and lambs wool keeps you warm in summer and cool in winter Two rows of hand side-stitching give edge-to-edge support. This allows you full use of the sleeping surface Individually pocketed springs Spring Count: 1054 Anti-allergy protected for the life of the mattress Does not require turning Manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

3 Cool & Fresh Pure Cotton Assorted Trunks, at Marks and Spencers
Made from soft breathable cotton, these comfy trunks are ideal for everyday wear

125 Years Luxury Wool Rich Flat Front Trousers with Cashmere, at Marks and Spenser
Part of the Commemorative Collection, celebrating 125 years of M&S. Fabulous vintage style inspired by our archives

MoDA Carriages Bamboo Paper Blank Card, at Mark & Spensers
Cover text: Blank Inside message: Blank for your own message Dimensions: 150 x 150mm Our MoDA range has been screen printed onto paper made from bamboo. Bamboo is a truly sustainable and renewable resource as it's the fastest growing plant on the planet!

25 Lavender Room Scenters, at M&S
Pack of 25 Lavender scented Burns upto 4 hours each, Manufacturer: Marks & Spencer

2 Non-Wired Plain Nursing Bras with Larger Back Size, at M&S
With drop down cups perfectly designed to see you through the nursing period, this supportive bra offers lasting comfort thanks to the soft, breathable qualities of a cotton blend weave. Pack contains 1 black and 1 white bra

Blue Harbour Welt Pocket Straight Leg Chinos, at Mark's & Spencer
Soft, luxurious cotton makes these the smartest chinos around. Perfect with a polo shirt at weekends, or a jacket at work.

Layered Glass Mantle Clock, at Marks and Spencer
Roman numeral designed clock face Tiered glass frame 600 grams 15 x 12 x 3cm, Manufacturer: Marks & Spencer

Zebra Print Shoe Mannequin Jewellery Holder, at Marks and Spencer
Shoe design Zebra print Multiple hooks and hoops Pom pom feature

Castello d'Alba Red 2007 - Case of 12, at Marks and Spencer
Grape variety: Blend of traditional Douro varieties Country of origin: Portugal Closure: Natural cork Suitable for vegetarians and vegans Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Long Sleeve Ribbed Polo Neck Jumper, at Marks and Spencer
Modern and stylish, this polo neck jumper features a ribbed design. A versatile, easywear style

Firefinch Sauvignon Blanc 2008 - Case of 12, at Mark & Spencers
Style: Dry, crisp and fruity Grape variety: Sauvignon Blanc Country of origin: South Africa Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites This product is not available for international delivery. Find out more

Cotton Rich Low Rise Plain Shorts, at Marks & Spensers
Low rise shorts are perfect for wearing with hipster styles and these stylish cotton rich shorts are shapely and modern. Added stretch gives a comfortable, flattering fit

Sonoma Office Black Leather Swivel Chair, at Marks and Spencer
H117 x W63 x D72cm Adjustable seat height: 36-42cm Metal base Leather seat Adjustable height Gas lift function Delivered flatpack due to size. Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more SAVE ON SETS Save at least 25% when you buy this chair as part of a set. Click here to view the Sonoma Office Collection Set. , Manufacturer: Marks & Spencer

LED Light Collection Butterfly, at Marks & Spencers
Ideal use for garden lighting Butterfly design Batteries supplied H4 x W11cm This product is not available for international delivery. Find out more

Longline Knitted Waistcoat, at Marks and Spenser
Modern and stylish, this longline knitted waistcoat features 2 front pockets. Ideal for layering

Pure Cotton Long Sleeve Stripe Shirt, at Marks and Spencers
Smart and stylish, this bold stripe shirt is made from pure cotton

Autograph Pure Silk Swell Stripe Tie, at Marks n Spencer
Crafted from pure silk for a truly elegant look and feel, this stylish tie adds a dash of colour to your smart boardroom look

Silver Knot Stud Earrings, at Marks&Spencer
Knot design Butterfly stud fastening For hygiene reasons, refunds will only be given in accordance with your legal rights

3/4 Sleeve Abstract Print Tunic Top, at Marks and Spencers
Smart and stylish, this abstract print tunic top is made from softly draping stretch viscose for a fluid look. Pintuck front detail adds a fashionable finishing touch

Official ECB Pure Cotton Jersey Shorts, at Mark's & Spencer
Young cricket fans can show their support in these official shorts, featuring contrast trims and the England Cricket logo. A comfortable, easycare style in stretchy cotton jersey

Autograph Saddle Stitch Bootleg Trousers, at Marks and Spencers
Fashionable and fabulous, bootcuts flatter curves and make legs look longer. This pair sits on the waist and is designed to give a shapely feminine silhouette. Added stretch gives the perfect fit

Ribbon Trim Hat, at Marks & Spencer
Keep ahead of the trends with this contemporary ribbon sunhat, an essential look for style in the sun

Bright Spots and Stripes Duo Multipack of Cards, at Marks and Spenser
Cover text: Blank Inside message: blank for your own message Pack contains: 8 cards, 2 designs Approx size: 138 x 138mm

A Touch of Class, at Marks & Spencer
Veuve Hennerick Champagne (75cl, 12% alc vol) Belgian chocolates (155g) Presented in blue satin lined box with a pull-out tray for chocolates Price includes delivery Licensing Act 2003: it is an offence for any person under 18 years to buy or attempt to buy alcoholic liquor Looking to place a corporate bulk order? Please call 0845 6020602 This product is not available for international delivery. Find out more

Pure Cotton Spot Print Shortie Pyjamas, at Marks & Spencers
Pretty and feminine, these spot print shortie pyjamas are made from soft breathable cotton for a comfortable night's sleep

Blue Harbour Pure Linen 3/4 Length Shorts, at M&S
Relaxed and casual, these fashionable3/4 length shorts are made from cool soft linen and feature side pockets

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spencers are so useful. Marks & Spencers Money financial products are, of course, designed to make Marks & Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencers Money Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencers Money Property Insurance than you will anywhere else, and you may even pay less with M&S.