When you're shopping at Marks and Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencer Money. Offering everything from savings accounts and credit cards, to Home Insurance and Motor Insurance, there's a lot more going on at Marks & Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencer Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencer Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencer Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spencer are so useful. Marks & Spencer Money financial products are, of course, designed to make Marks & Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Home Insurance policies. Usually, UK Home Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencer Money Home Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencer Money Home Insurance than you will anywhere else, and you may even pay less with M&S.

Besides Marks & Spenser Motor Insurance, Marks & Spencer Money Credit Cards and other financial products, Marks & Spencer Money Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencer Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Mark's & Spencer purchases are also protected while you take them home.

Also, on both Marks & Spencer Money Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Classic Collection Paisley Print Lightweight Scarf, at Marks and Spencer
Add a fashionable finishing touch to your look with this elegant paisley print scarf. The perfect accessory to this season's styles

Younger Girls' Dora The Explorer Lunch Box, at Marks & Spensers
Cute and fun, girls will love this Dora the explorer lunch box. An ideal gift

Andrew Lloyd Webber - 60 At 60 CD, at Marks&Spencer
Audio CD, Marks & Spencer

Autograph Pure Cotton Hooded Dressing Gown, at Marks and Spenser
Soft and comfortable, this cotton dressing gown makes the perfect lightweight cover up

Autograph Pure Marble Soap Dispenser, at Marks and Spencer
Pump action Textured finish Cuboid H18.5 x W6 x L6cm, Manufacturer: Marks & Spencer

Younger Boys' Wrap Around Sunglasses, at Marks and Spenser
Fashionable and fab, these wrap around sunglasses give 100% UV protection for safer style in the sun

Boycat Sauvignon Blanc 2008 - Case of 6, at Marks and Spencer
Style: Dry Grape variety: Sauvignon Blanc Country of origin: Australia Closure: Screw cap Suitable for vegetarians and vegans Bottle: 6 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Pure Cotton Long Sleeve Twill Stripe Shirt, at Marks and Spencer
This luxurious shirt is part of our exclusive Autograph collection. Its fine quality and careful attention to detail makes it a superior and stylish modern classic

Formula Revivial Cosmetox Eye Lift, at Marks and Spencer
Proven results after 4 weeks Collagen-boosting actives to improve your skin's structure Hyaluronic acid filling spheres to plump your skin Matrixyl™ , a natural peptide to rejuvenate skin and leave facial wrinkles diminished Argireline™, a protein that discourages muscle contraction to prevent formation of wrinkles Hypoallergenic 10ml

Pure Leather Patent Oval Buckle Belt, at Marks & Spensers
Add a smart finishing touch with this leather patent finish oval buckle belt

Limited Collection Cotton Rich Stripe Bra, at Marks and Spencers
Fun and fabulous, this cotton rich t-shirt bra is part of our Limited Collection lingerie. It's perfectly smooth so you won't get any visible lumps and bumps under your clothes. For a funky look, mix and match with coordinating lingerie from Limited. Casual, contemporary fashion

Patch Kitten Rug, at Marks and Spencers
Kitten design W50 x L84cm, Manufacturer: Marks & Spencer

Fuji FinePix F200EXR Digital Camera, at Marks&Spencer
Pixels: Super CCD EXR 12 Megapixel switchable sensor Zoom: 5x optical zoom, 4.4x digital zoom Screen: 3" TFT color LCD monitor ISO: Auto / Auto(3200) / Auto(1600) / Auto(800) / Auto(400) / Equivalent to ISO 100 / 200 / 400 / 800 / 1600 / 3200 / 6400 / 12800 (Standard Output Sensitivity) * Number of recorded pixels: ISO6400: "M" or "S", ISO12800: "S"only Dimensions: W97.7 x H58.9 x D23.4mm / W3.8 x H2.3 x D0.9" (excluding accessories and attachments) Weight: Approx. 175g (excluding accessories, batteries and memory card) Face Detection: Face Detection technology with automatic red-eye removal Movie recording: AVI (Motion JPEG ) with sound Self-timer: Approx. 10 sec./2 sec. delay Power source: Rechargeable NP-50 Li-ion battery (included) / CP-50 with AC power adapter AC-5VX (sold separately)

Antigua Large 2-Seater Sofa, at Marks and Spencers
H97 x W188 x D101cm Seat H50cm, arm H63cm, top back rail H79cm (all dimensions are approximate) Seat cushions made from Quallofil Extralife filling Other cushions made with polyester fibre Cushions are reversible Cushions covers are removable Frame made from solid hardwood wrapped with banana fibre. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Wooden feet wrapped with rattan All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Silver Plated Mix Pansy Y Necklace, at Mark & Spensers
Clasp fastening Adjustable length Y design Floral detail Drop feature Necklace length: 41cm, extendable by 8cm

Linen Blend Sleeveless Woven Dress, at Marks and Spencers
Fresh and cool, this linen blend dress is stylishly detailed with a black border and thin straps

5 Cotton Rich Bud Print Midi Knickers, at Marks and Spencer
These cotton rich midi knickers are perfect for everyday wear. Added stretch gives a comfortable fit and shape retention

5 Pairs of Knee Length Socks, at Marks and Spencer
Perfect for the school year ahead, these knee length socks are oh so smart. The elastane ribbed tops ensure they'll stay up all day

LED Light Collection Floating Waterlily with Dragonfly, at Marks n Spencer
Decoarative outdoor lighting For indoor or outdoor use Colour changing Floating feature for table top water display 14 x 14 x 11 cm, Manufacturer: Marks & Spencer

Athenian Column Floor Uplighter, at Marks and Spencers
Antique brass finish Square base Uplighter style Column detail stem H177 X Diam 23cm Bulb: 60W BC GLS 250cm electrical cables on all our floor lamps This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

2 Pairs of Assorted Spot Design Socks, at Marks and Spencers
Designed for essential comfort and breathability, these assorted spot design socks are outstanding value

Classic Collection Short Sleeve Check Blouse, at Mark's & Spencer
Feminine and pretty, this check print blouse will give your look an instant lift. It looks lovely worn with plain skirts or trousers in coordinating colours from the Classic collection

British Heritage Grain Lace Up Gibson Shoes, at Marks and Spencer
Lace up 4 eyelets Round toe Shallow block heel Inspired by traditional design Goodyear welted sole Full leather lining Crafted from premium calf leathers Made by hand in the UK

Karen Shoe Jewellery Holder, at Marks & Spensers
Shoe design Multiple hooks and hoops Corsage detail H9"

Windsor 8-Drawer Chest, at Mark & Spencers
H94 x W153 x D44cm 8 drawers Made from from solid pine Finished with low sheen lacquer for added durability Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning: Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Handmade Letters Son-in-Law Card, at Marks n Spencer
Cover text: To a fantastic Son in Law Inside message: Blank for your own message Approx size: Unfolded: 215 x 150mm

Sprung-Edge Divan on Legs & F300 Memory Foam Mattress, at Marks & Spensers
Single mattress (3ft): W90 x L190cm Double mattress (4ft 6in): W135 x L190cm King size mattress (5ft): W150 x L200cm Super king size mattress (6ft): W180 x L200cm Single divan (3ft): W90 x L190cm Double divan (4ft 6in): W135 x L190cm King size divan (5ft): W150 x L200cm Super king size divan (6ft): W180 x L200cm Mattress depth: 25cm Divan height: H31cm Soft knitted cover adds extra comfort to the mattress and works with the memory foam for optimum support Memory foam moulds to the shape of your body once warmed by body heat providing high levels of support Can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Collezione Mini Square Tie, at MarksandSpencer
Combining classic silk quality with a contemporary design, this stunning tie will make a valuable and versatile addition to your formal wardrobe. Made in Italy

Halterneck Spot Print Swimsuit, at Marks & Spencer
Fabulously fashionable, this flattering swimsuit features a striking spot print. Designed to fit and flatter

Maternity Ruched Hipster Bikini Bottoms, at Marks and Spencers
Smart and stylish, these ruched bikini bottoms are designed to flatter you and your bump. Added stretch and a clever cut gives a neat, comfortable fit with room for growth. A fashionable, functional choice

There are lots of ways to save money using Marks & Spencer Money. Not least of these is Marks and Spencers Standard Motor Insurance. With Marks & Spencer Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencer Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Financial Services, you get more, and you pay less.