Marks and Spenser may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Car Insurance, but Mark & Spensers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money Direct website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencers Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money Direct loans, credit cards or Property Insurance - besides a number of other insurance products, M&S Money Direct can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money Direct insurance products (Property Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks&Spencer insurance products in document format too.

There are lots of ways to save money using M&S Money Direct. Not least of these is Marks and Spencer Standard Car Insurance. With M&S Money Direct you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Money Direct, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spenser, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Money Direct, you get more, and you pay less.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencer, through its M&S Money Direct website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Property Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Classic Collection Neck Tie Stripe Top, at Marks & Spensers
Modern and stylish, this versatile top is made from soft easycare fabric and features a pretty stripe design. A fashionable style with a comfortable, flattering fit

Sapporo Coffee Table Nest & Side Table Set, at Marks and Spencer
2 piece set Coffee table nest: H45 x L100 W52cm (largest) Side Table: H45 x W45 x D45cm Made from solid bamboo and bamboo veneer Finished with a matt lacquer that provides the pieces with extra protection and durability Legs made from solid wood All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Leather Contrast Stitch Purse, at Marks & Spensers
This stylish purse is made from real leather with reinforced stitching and a secure popper fastening. A high quality and chic essential

Autograph Straight Leg Trousers with Cashmere, at Marks & Spencer
Simple and stylish, straight leg trousers are a modern classic. They are cut to skim the hips and thighs, giving a sleek flattering shape that's always in style

Smart Recycled Stormwear™ Trousers, at Marks and Spencer
These smart trousers are made from polyester from 100% recycled sources. They are treated with our unique Stormwear™ finish which repels water and stains

Filigree Collection - Table Lamp, at Marks & Spencer
Organza fabric shade Metal base and frame Acrylic leaf droplets H53.5 x Diam 16.5cm 40W SES candle, Manufacturer: Marks & Spencer

Maternity Straight Leg Trousers, at Marks & Spencer
Fashionable and modern, these straight leg trousers are designed to flatter you and your bump. The stretch waist gives a neat, comfortable fit with room for growth. Enjoy your pregnancy in style!

Stain Defence™ & Stormwear™ Straight Leg Trousers with Belt, at Marks & Spencer
Comfortable and hardwearing, these stylish wool blend trousers are treated with Stain Defence™ and Stormwear™. These high performance finishes help resist stains and water. Zipped pockets keep lunch money safe and an adjustable waist gives a perfectly comfortable fit for longer

5 Pairs of Assorted Stripe & Block Socks, at Marks & Spencers
Comfortable, practical and fashionable, this 5 pack of socks makes a great way to stock up on style

Mix Bubble Tumbler Glass, at Marks n Spencer
Bubble design Chunky plain base H10cm 34cl, Manufacturer: Marks & Spencer

Limited Collection Tribal Hobo Bag with Charm, at Marks & Spencer
Fashionable and fabulous, this tribal hobo handbag is designed in one of this season's key shapes. It's a practical as well as trend-conscious accessory. Get the latest look!

Woven Silk Blackfriars Circle Tie with Stain Defence™, at Mark's & Spencer
This woven silk tie has been treated with our stain defence™ technology giving inbuilt resistance to everyday spills, this repellence benefit is maintained after dry cleaning

Cotton Rich Chunky Zip Fastening Cardigan, at Marks and Spencer
Contemporary and casual, this long sleeve cardigan is made with cool comfortable cotton and features a zip fastening for a fashionable look

T343348, at Mark & Spensers
Manufacturer: Marks & Spencer

Autograph Pure Cotton Damask Duvet Cover, at Marks & Spenser
Damask design Comes in single, double, kingsize and super-kingsize, Manufacturer: Marks & Spencer

Gardening Female Cake, at Marks and Spencer
Serves 36 Chocolate cake: a rich chocolate cake filled with milk chocolate ganache. Can be eaten up to 5 days after collection Cake size: 20.5cm square 1.95kg total weight Not suitable for nut allergy sufferers Suitable for vegetarians As featured on page 64 of the Food to Order brochure Order by 5pm to collect in 7 days Available for collection in the majority of our UK mainland stores

Linen Blend Wide Leg Sailor Trousers, at MarksandSpencer
Fluid and feminine, these wide leg trousers are cut to flatter, giving an elegant silhouette. A stylish, fashionable look

No VPL Low Rise Shorts, at M&S
These No VPL low rise shorts are laser cut to give a smooth, seam-free outline and stretch in all directions for the ultimate in comfort

Acrylic Collection Small Bowl, at Marks & Spenser
Dishwasher safe Diam 15 x H7cm, Manufacturer: Marks & Spencer

Collezione Pure Cotton Single Breasted 2 Button Jacket, at Marks and Spenser
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Long Sleeve Polo Neck Jersey Top, at Marks and Spencer
Smart and stylish, this polo neck jersey top is made from softly draping stretch viscose for a fluid look.

Sonoma Side Table, at Mark's & Spencer
H60 x W45 x D45cm 1 drawer Low sheen lacquer Elongated wooden handles Safety-tested toughened glass lower shelf Can be used as bedside table Made from solid oak and oak veneer This range features natural wood characteristics Finished with 2 coats durable, clear lacquer of low sheen Drawer boxes and fronts made from solid Oak. Drawer bottoms made from White Oak veneer Handle made from solid wood Side and back made from White Oak veneer Top panel is veneered with solid Oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Miele FJM Hyclean Dustbags, at Marks & Spencer
Replacement dustbags for Miele vacuum cleaners using FJM bags

Cotton Rich Velour Pull On Joggers, at Marks n Spencer
Relaxed and comfy, these casual joggers are made from cotton rich fabric and feature a ribbed waistband. A practical easycare choice

Humax PVR-9300T Personal Video Recorder with 320GB HDD & Twin Tuner, at Marks and Spencers
Digital terrestrial set-top box Simultaneous viewing of one channel and recording another channel Access to Freeview+ channels Simultaneous playback of previous recording and recording of 2 channels Up to 200 hours of recording on an integrated 320GB HDD MPEG-2 Digital & Fully DVB-T Compliant Picture In Picture (PIP) for viewing 2 programs on 1 screen Pause & Play live TV (Time Shift Recording) One touch record scheduling in EPG Common Interface for Pay TV Software Upgrade via OTA & serial connection (RS-232C) Dimensions: W36 x H5 x D24.5cm Weight: 2.9Kg

Per Una Sleeveless Faux Fur Gilet, at Marks and Spencer
A stylish gilet featuring a faux fur collar and finished with front and rear seam detail

Broad Brim Summer Hat, at Mark & Spencers
Express your stylish side with this wide brim hat

Autograph Leather Buckle Trim Slim Belt, at Marks and Spencer
Dress up your fashionable outfits with this smart leather hip belt

Autograph Round Face Link Strap Watch, at MarksandSpencer
Round face Analogue display Link strap

Official England FA Woven Lined Jogging Bottoms, at Marks & Spencers
A must for footie fans! These official FA England joggers feature a tie waist and the three lions crest. A modern easycare style in soft comfortable cotton

M&S Money Direct Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Property Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Property Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Direct Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.