When you're shopping at Marks and Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M+S Money. Offering everything from savings accounts and credit cards, to Buildings Insurance and Motor Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M+S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M+S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M+S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

There are lots of ways to save money using M+S Money. Not least of these is Mark's & Spencer Standard Motor Insurance. With M+S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Finance, you get more, and you pay less.

M+S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spensers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco's:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Petite Cotton Rich Straight Leg Jeans, at Marks and Spencer
A wardrobe essential at a great price, these straight leg denim jeans are outstanding value. Stock up on style!

Little Acorns Plush & Flip Photograph Album, at Marks and Spencers
1 photo album and 1 soft toy bear Bear: H 150mm Album: H152 x W175 x D40mm Photo sleeves: 120 x 160 (for 4.5 in x 6 in photos) This product conforms to the EN71 and the Toy Safety Directive

Embroidered Hippo Booties, at Mark & Spensers
Embroidered hippo design Turn-over cuff Added stretch

Single Breasted Long Sleeve Mid Length Belted Mac, at Mark & Spencers
A smart, fitted mac is a versatile piece every woman should own. This modern belted style is a flattering update of a fashion classic

Cream Aluminium Frying Pan, at Mark & Spencers
Diam: 24cm Non-stick coating, Manufacturer: Marks & Spencer

Perfect Autograph Long Sleeve Bold Stripe Shirt, at Marks and Spencer
Earn your fashion stripes this season with this bold shirt, which is right on trend for both pattern and colour

Kodak Zx1 Pocket Video Camera, at Marks & Spencer
Sensor type: 1 / 4.5type 1.6 MP CMOS Lens: 4.1 mm, f/2.8, fixed focus Zoom: 2X digital Display: 2.0 in. LCD Storage: 128 MB internal memory*, SD/SDHC card expansion slot Focus system: fixed Focus modes: normal Focus range: 27.6 in. (70 cm)infinity White balance: auto Video capture: H.264 (MOV), AAC LC Video quality: HD60: 720p at 60 fps16:9; HD: 720p at 30 fps16:9 (default); VGA: 640 4804:3 Still format: JPEG Picture quality: 3 MP (stills, interpolated) Playback mode: FF & REW: 2X, 4X, 8X, 16X; slow motion FF & REW: 1/2X, 1/4X, 1/8X, 1/16X Microphone: mono Speaker: yes I/O interface: USB 2.0 (high speed); HDMI output; AV output; DC in; SD/SDHC card slot Tripod mount: 1/4 in. standard Power: KODAK Li-Ion Rechargeable Digital Camera Battery KLIC-8000; KODAK Lithium Digital Camera Battery CRV3; (2) Ni-MH Rechargeable Batteries; (2) Alkaline Batteries; DC-in for 5 V AC Adapter Dimensions: 5 11 2cm Weight: 90g (without batteries) Package contents: KODAK Zx1 Pocket Video Camera; (2) AA Pre-Charged Ni-MH Rechargeable Batteries; Battery charger; HDMI, AV, and USB cables; Wrist strap; Camera pouch; Designer cover; User Guide; On-camera software: ARCSOFT MEDIA IMPRESSION Software for Kodak (PC only) M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Manicure Kit with Travel Wallet, at M+S
Kit contains: Stainless steel nail scissors Nail clippers Nail file Straight tipped tweezers Presented in a travel wallet with press stud fastening

Handcrafted Ralph the Hedgehog Valentine Card, at Marks and Spencer
Cover text: You're... Special lovely wonderful and mine... Inside message: Lucky me! This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: Unfolded: 178 x 127mm

7 Pure Cotton Plain Sleeveless Bodysuits, at M & S
Soft, pretty and machine washable, these bodysuits are a perfect buy for your newborn

Lichfield Extending Dining Table & 6 Alton Antiqued-Leather Chairs Set, at M+S
Dining table:H75 x W95.5 x L145cm (H29.3 x W37.2 x L56.6in ) Extends to seat 8 using the spare central leaf stored beneath the table top Chair:H99 x W46 x D56cm, Seat: H48cm Chairs crafted from solid European oak with antique leather Table made from White Oak solids and veneers Finished with 3 coats of durable, clear lacquer of mid sheen Top panel is veneered with solid oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Congratulations Bar Cake, at Mark & Spencers
36 portions Sponge Cake: All-butter sponge filled with buttercream and raspberry jam. Can be eaten up to 5 days after collection Cake size: 16 x 33cm 2.4kg total weight Not suitable for nut allergy sufferers As featured on page 67 of the Food to Order brochure Order by 5pm to collect in 7 days Available for collection in the majority of our UK mainland stores

Cotton Rich Chunky Knit Stripe Hooded Cardigan, at Marks & Spencer
Casual and modern, this stripe cardigan is made with cool comfortable cotton and features 3/4 sleeves for a fashionable look

2 Pure Cotton Leaf Print Napkins, at M&S
Pack of 2 Leaf print design Dimension: 50 x 50cm, Manufacturer: Marks & Spencer

Compton Console Table, at Mark & Spencers
H73 x W120 x D40 2 drawers 1 fixed shelf Made from White Oak solids and veneers Hand distressed, with the distressing aged with dark patina Mid-brown stained finish, followed by 2 coats of durable, clear lacquer of low sheen Drawer fronts and boxes made with solid hardwood. Draw bottoms made with oak veneer Solid hardwood legs Solid hardwood doors Handles made of solid antiqued brass Side panels, door panels, back panels made from oak veneer. Top panels made from oak veneer with a solid oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Rainbow Stretch Bracelet, at Marks & Spenser
Mixed bead design Stretch style

4 Maxim Wine Glasses, at Marks & Spencer
Pack of 4 Height 21.5cm 36cl, Manufacturer: Marks & Spencer

Antigua Loveseat AU09 Newness, at Marks and Spencer
Manufacturer: Marks & Spencer

Autograph Pure Silk Check Sketch Scarf, at Marks and Spencer
Add a luxurious finishing touch to your look with this elegant pure silk check sketch scarf. The perfect accessory to this season's styles

Photo Hands Scrapbook Wedding Card, at Mark & Spencers
Cover message: Wedding Day Inside message: Wishing you a wonderful day This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx. size: 150 x 150mm

Casablanca Valley Chardonnay 2007 - Case of 12, at Mark & Spencers
Style: Dry Grape variety: Chardonnay Country of origin: Chile Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol by volume: 14.5% vol. Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Ceriso Embroidered Thong, at Marks and Spencer
Flirty and feminine, this modern thong features intricate embroidery. The low rise style gives a flattering, shapely fit, perfect for wearing with hipsters. Designed for women who want the latest look

Panasonic SD-255WXC Breadmaker, at Marks & Spencer
9 bread modes - Basic, whole wheat, French, Italian, Sandwich, 100% rye, pizza, bake only Raisin and nut dispenser - automatically adds additional ingredients to your recipe Choice of crust colour - light, medium or dark Keep warm function 3 loaf sizes - XL (approx. 1.2kg), L (approx. 1.0kg), M (approx.450g) Digital Timer (up to 13 hrs) Super Rapid option to produce a white or brown loaf in only 1 hour 55 minutes Sandwich option to bake softer bread with a thinner crust - ideal for making perfect sandwiches Dough option to make dough from white, brown or wholemeal flour for rolls, buns, croissants etc French Dough option for crusty French sticks Rye Bread program with unique mixing blade can create a range of tasty loaves using Rye and Spelt flours Bake only option for cakes and tea breads Cool touch housing Non-stick coating Accessories - Measuring cup (240ml) and measuring spoon Dimensions: H37 x W28 x D33cm Weight: 6.4kg Power Consumption: Maximum 505-550W, Manufacturer: Marks & Spencer

Sprung-Edge Suede Divan with 2 Large + 2 Small Drawers & M400 Mattress - Medium, at Marks and Spencers
Double mattress (4ft 6in): W135 x L190 cm King size mattress (5ft): W150 x L200cm Super king size mattress (6ft): W180 x L200cm Single divan (3ft): W90 x L190cm Double divan (4ft 6in): W135 x L190cm King size divan (5ft): W150 x L200cm Super king size divan (6ft): W180 x L200cm Mattress depth: 24cm Divan height: 41cm Large drawer: H14 x W78 x D52cm Small drawer: H14 x W40 x D52cm Mattress filling made from resilient foam and polyester fibre Further filling layers of cotton and lambs wool keeps you warm in summer and cool in winter Two rows of hand side-stitching give the mattress edge-to-edge support. This allows you full use of the sleeping surface Individually pocketed springs Pocket sprung mattresses give a flexible feel Mattress spring count: 1054 Can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Older Boys' Pure Cotton Embroidered 84 Polo Shirt, at Marks and Spencer
A stylish smart-casual look, this short sleeve polo shirt in soft cotton features a stylish badge motif. Practical, comfortable and easycare

Pure Cotton Turn-Up Sleeve Drawstring Coat, at Marks and Spencers
Modern and stylish, this turn-up sleeve coat is beautifully designed for a flattering, sophisticated look

Oval Mirror, at Mark's & Spencer
H61 x W41.5cm Oval shape Black frame Art deco style, Manufacturer: Marks & Spencer

Younger Boys' Tramline School Shoes, at Marks & Spensers
Square toe Plain Tramline detail Slip on Flat sole Scuff Resistant Easy clean Slip resistant sole

4 Windsor Red Wine Glasses, at Marks and Spencer
Set of 4 Dishwasher safe 47cl H24cm, Manufacturer: Marks & Spencer

Autograph Pure Cotton Slim Fit Jeans, at Marks & Spensers
Ideal for sixth form, these slim cut jeans give a long lean look. They're made form pure cotton and feature fashionable crease detailing

M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.