Shopping for financial products at M&S Money Direct UK website is just as simple as shopping for fashion or furniture at the Mark & Spensers online store. Here are just some of the financial products which can be purchased via the M&S Money Direct website:

• M&S Insurance: M&S Motor Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from M+S, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money Direct in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money Direct website.

There are lots of ways to save money using M&S Money Direct. Not least of these is Marks and Spencer Standard Motor Insurance. With M&S Money Direct you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Money Direct, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from M&S, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Finance, you get more, and you pay less.

Besides Marks and Spencer Motor Insurance, M&S Money Direct Credit Cards and other financial products, M&S Money Direct Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Direct Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your M & S purchases are also protected while you take them home.

Also, on both M&S Money Direct Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Flat Front Straight Leg Plain Trousers, at Marks & Spencer
Stay smarter for longer with these innovative crease resistant trousers

Per Una Patent Finish Frame Bag, at Marks and Spencer
A patent finish makes this fashionable bag even more special. Give your look the Per Una twist!

Dinosaur Head Torch, at Marks and Spencers
Suitable for ages 3 - 6 years Wear it on your head, backpack, arm or leg Dinosaur design Adjustable strap Imaginative play 90 x 70 x 60mm This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

2" Longer Autograph Pure Cotton Rib Stripe Shirt, at Marks and Spencer
This luxurious shirt is part of our exclusive Autograph collection. Its fine quality and careful attention to detail make it a superior and stylish modern classic

4 Stripe Stacking Mugs, at Marks n Spencer
Pack of 4 mugs Stacking stand Hand painted stripe design Height: 23cm, Manufacturer: Marks & Spencer

Older Girls' Heart Print Tankini, at M & S
Fun and fabulous, this comfortable tankini is sure to make a splash!

Machine Washable Textured Diagonal Stripe Tie, at Marks & Spenser
Combining machine washable convenience with a contemporary design, this stunning tie will make a valuable and versatile addition to your smart wardrobe

Perfect Autograph Wool Rich Single Breasted 2 Button Jacket, at Mark & Spencers
Style is all in the detail. This suit has square shoulders and slanted pockets to slim the waistline and give a modern fit, while the bold contrast lining adds extra chic

Sun Formula Self Tan Body Applicator Mitt, at Marks and Spencer
Self-tan products will glide over your body with the smooth side of the mitt to give an even, streak free application Whether your choice is cream, lotion, mousse or spray, the mitt will produce great results time after time The mitt provides a water-resistant barrier to protect your hands from possible staining This product is not available for international delivery. Find out more

PlayStation®3 Quantum Of Solace Game, at Marks and Spenser
You must be 12 years of age or over to purchase this product You are the new Bond: Employ all of you Bond skills in high-octane combat, chaotic gun fights and precise stealth takedowns Take Cover: First-person shooting with third-person cover combat allows you to adjust your game play to meet each challenge Fight Worthy Adversaries: Advanced A.I. systems allow enemies to react to you in intelligent and tactical ways The New World of Bond: Immerse yourself in the world of Bond with characters from both films and missions that take you through exotic real-world locations Become the World's Premier MI6 Agent: Go online with standard 12-player multiplayer modes plus unique Bond modes 2007 Sony Computer Entertainment Europe M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information *Must be returned with the tamper seal intact for full refund, ESRB Rating: Teen

Autograph Wool Blend Funnel Neck Coat, at Marks & Spensers
Contemporary styling and superior finishing makes this Autograph funnel neck coat a fashionable choice for this season

Griffin 6293-ITWAVBG AeroSport for iPod Nano 4G, at Marks and Spenser
Griffin's AeroSport Armband is the ideal (quite possibly perfect) combination of wear-all-day comfort and features that runners, walkers and athletes of every stripe demand. We start with a light, silky, flexible armband of super-wicking stretch fabric, cut wide so it stays put comfortably. Adjust to fit your arm, then clip the iPod case itself on to the band. Full screen protection for your iPod also allows you complete control

Autograph Plain Tie, at Marks & Spensers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Supima® Ribbed Vest, at Marks & Spencers
Supima cotton known as the world's finest cotton. It's renowned for its superior strength, enhanced durability and sumptuous feel

Long Sleeve Funnel Neck Fleece Jacket, at Marks and Spenser
An essential part of any wardrobe, this great value fleece is warm and cosy. A fashionable and practical choice.

M&S Stick Blender with Accessories, at Mark's & Spencer
300 watt 2-speeds Stainless steel blade Includes: wall-mount bracket, mixing beaker, chopper, detachable plastic blending rod, whisk Dimensions: H38cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Non-Wired Embroidered Floral Stripe Bra, at Mark's & Spencer
Soft and comfortable, this embroidered detail bra is structured for secure support and an enhanced natural shape. Ideal for everyday wear

Sonoma Office Desk, Desk Tidy & Chair Set, at M&S
Desk: H77 x W131 x D65cm Desk tidy: H16 x W106 x D22.5cm Office chair: H116.5 x W63 x D71.5cm Adjustable seat: H36-42cm Made from White Oak solids and veneers Desk has 1 large pull-out drawer with fold-down front Desk tidy has 2 drawers and a fixed glass shelf Office chair has leather seat and metal base, adjustable height and gas-lift function Displays all the rich natural characteristics of wood, such as knots, figuring, and subtle colour variations Delivered flatpack due to size. Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Desk and tidy top panels are veneered with solid oak edging for strength Finished with 2 coats of durable, clear lacquer of low sheen Desk drawer boxes and fronts made from solid oak. Drawer bottoms made from white oak veneer Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Ceriso Embroidered Thong, at MarksandSpencer
Flirty and feminine, this modern thong features intricate embroidery. The low rise style gives a flattering, shapely fit, perfect for wearing with hipsters. Designed for women who want the latest look

Artificial Hydrangea in Copper Bowl, at Mark's & Spencer
Artificial hydrangea flowers Oval copper bowl No watering required therefore easy care Fresh looking throughout the year H28cm, Manufacturer: Marks & Spencer

Shell Scarf Jumble Necklace, at M&S
Faux shell beads Long length Multi strand design Button loop fastening Length: 62cm

Wooden Rolling Pin, at Mark & Spensers
Plain Cylindrical Smooth design L42cm, Manufacturer: Marks & Spencer

Knitted V-Neck Poncho, at Marks and Spenser
Wrap up warm in fashionable style with this v-neck poncho. It looks great over this season's fashions, or wear with jeans and boots

Per Una Dip Dye Cardigan with Scarf, at M+S
A feminine long sleeve cardigan featuring a dip dye design and matching scarf

Tapestry Pencil Pleat Curtains, at Marks n Spencer
Manufacturer: Marks & Spencer

Masquerade Stretch Bracelet, at Marks & Spensers
Wide style Marble stone effect Chunky design Stretch fit

Automatic Compact Design Umbrella, at Mark & Spencers
Smart and easy to carry, the practical design of this handy umbrella is the perfect solution for dealing with sudden downpours

JBL On Stage™ Micro - Portable Speaker for iPod®, at M&S
Compatibility: with most docking versions of iPod, including nano and 5G versions Stereo Mini Jack: Allows connection to a variety of other devices such as MP3 and CD players, desktop computers and laptops (audio input cable included) Touch Volume Control: Just a touch increases or decrease the volume Full-Navigation Remote: Provides full access to your iPod so you can easily change tracks, browse libraries, adjust settings, and scroll through extras Digital Amplifier Technology: The Class D digital amplifiers provide clean, powerful sound while extending battery life Odyssey™ Transducers: The two aluminum domed transducers are driven by powerful Neodymium magnets Computer Optimised Equalisation: The JBL On Stage Micro system equalization was computer optimized to provide a rich, complete sound stage Advanced Energy Management System: The JBL On Stage Micro system has an automatic battery saving shutoff Power: Powered via mains adaptor or 4 AAA batteries (not included) Dimensions: Diameter: 15.09 cm, Height: 3.96 cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information iPod sold separately This product is not available for international delivery. Find out more

3D Rosebud Cushion - Red, at Marks & Spencers
Square shape 3D rose appliqu design L43 x W43, Manufacturer: Marks & Spencer

Extending Floor Lamp & Shade, at Marks and Spencer
Antique brass finish steel Fabric shade 40 x 162cm, Manufacturer: Marks & Spencer

M&S Money Direct Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Property Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Property Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Direct Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.