When you're shopping at M+S online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money. Offering everything from savings accounts and credit cards, to Buildings Insurance and Motor Insurance, there's a lot more going on at Mark & Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Besides Marks & Spensers Motor Insurance, M&S Money Credit Cards and other financial products, M&S Money Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencers purchases are also protected while you take them home.

Also, on both M&S Money Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

M&S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco's:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Pocket Core Stability, at Marks and Spencer
Train your body for better posture, strength and alignment with this pocket size guide to core stability. This book is jam packed with helpful tips, techniques & training routines that will help boost both your body's core strength and stamina

Per Una Short Sleeve Floral Burntout Shirt, at Marks & Spencer
A bright short sleeve shirt in a soft cotton blend. Featuring a floral print and frill placket

Platinum Plated Diamanté Detail Floral Earrings, at Marks and Spencer
Hook fastening Floral design Diamant detail For hygiene reasons, refunds will only be given in accordance with your legal rights

Easy Iron Pure Cotton Long Sleeve Plain Shirt, at Marks & Spencer
Made for your added convenience, this pure cotton shirt is a smart step in the right direction, thanks to a handsome design and double button cuffs

Spot Print Satin Chemise, at Marks and Spencer
Feminine and elegant, this sleek satin nightdress feels comfortable and gives a flattering fit. A gorgeous, glamorous look

Glacier Drop Earrings, at Marks & Spensers
Hook fastening Drop style Double bead design

Ultrafit Plain Cycle Shorts, at Mark's & Spencer
These innovative Ultra Fit Sport cycle undershorts keep you dry and fresh. The technology is built in so it will always work as effectively no matter how many times you wash them. Soft fabric with 8-way stretch gives maximum comfort and support

2 Pairs of Platinum-Plated Flower Stud Earrings, at Marks and Spenser
Set of 2 Floral design Butterfly fastening Platinum-plated For hygiene reasons, refunds will only be given in accordance with your legal rights

The Dangerous Book for Boys Paper Plane Birthday Card, at M+S
Cover text: The Dangerous Book for Boys...Dangerous birthday plan: Reach for the sky!...World's best paper plane - dangerous blueprints inside Inside message: Have a dangerous birthday! Approx size: 150 x 150mm

Oak & Metal Photo Frame 13 x 18cm (5 x 7"), at Mark's & Spencer
Wide border Rectangle shape Aperture: 12 x 18cm (5 x 7''), Manufacturer: Marks & Spencer

2 Autograph Plain Trunks, at Marks & Spencer
They're made from a cotton modal mix so you can enjoy the best in soft, lasting comfort

Blue Harbour Pure Cotton Picnic Check Shirt, at Mark's & Spencer
Relaxed casual style for less! This pure cotton shirt is outstanding value

Cotton Blend Bold Stripe Bedset, at Marks and Spencer
Bold stripe design Single set includes single duvet cover (3ft) and 1 pillowcase Double set includes double duvet cover (4ft6in) and 2 pillowcases King size includes king size duvet cover (5ft) and 2 pillowcases, Manufacturer: Marks & Spencer

Autograph Pure Cotton Short Sleeve Paisley Stripe Shirt, at M+S
Stylish and contemporary, this stripe shirt is part of our luxurious Autograph collection. The fabric has been created exclusively for us to tie in with this season's key looks, so you wont find it anywhere else

Yellow Classic Rose Cake, at Marks & Spensers
36 portions Fruit cake: Vine fruits, nuts and cherries laced with brandy. Cake weight: 2.7kg. Fruit cakes can be eaten up to 14 days after collection Sponge cake: all-butter sponge filled with buttercream and raspberry jam. Cake weight: 1.7kg. Sponge cakes can be eaten up to 5 days after collection Cake size: 20.5 x 20.5cm Not suitable for nut allergy sufferers Suitable for vegetarians As featured on page 68 in the food to order brochure Available for collection in the majority of our UK mainland stores

Autograph Pure Silk Pleated Cushion, at Marks & Spencer
Rectangular shape Pleat detail Lined, Manufacturer: Marks & Spencer

Pure Cotton Turn-Up Sleeve Number Shirt, at Marks & Spensers
Smart and modern, this shirt in soft cotton features turn-up sleeves and assorted numbers detail. A practical easycare style

Mitchelton Crescent Mourvèdre Shiraz Grenache 2005 - Case of 6, at Marks and Spencer
Style: Dry Grape variety: Mourvdre, Shiraz, Grenache Country of origin: Australia Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Limited Collection Skinny Jeans, at Mark's & Spencer
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

Per Una Faux Fur Lined Boot Slippers, at Marks and Spencer
Round toe Suede-effect Faux fur lining and trim Flat sole Side tie detail Knee length

Limited Collection Sleeveless Pintuck Top, at Marks & Spencer
Part of Limited Collection's LA Love trend. Feminine, soft and laid back, this is a fashionable LA look with a boho vibe. Beautiful fabrics and playful prints are key

5 Pairs of Long Ribbed School Socks, at Marks and Spenser
Why spend too much on school socks when you can get this great value pack right here? Durable and comfortable, they're just the ticket for school days

Helenka Lace Vest, at Marks and Spencers
Feel oh-so-pretty from the inside out. Lace is everywhere this season, so why not wear it next to your skin?

Pull-On Cashmilon™ Hat, at Marks & Spensers
Stay ahead of trends in this stylish hat made from supersoft cashmilon™. Warm and cosy, it's perfect with the matching scarf and gloves

Linen Blend Stripe Straight Leg Trousers, at Marks and Spencers
Simple and stylish, straight leg trousers are a modern classic. This pair sits on the waist and are cut to give a flattering shape that's always in style. Added stretch gives the perfect fit

Pretty Floral Pumps Birthday Card, at Marks & Spenser
Cover text: Birthday Wishes Fancy Feet Inside message: Blank for your own message This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 150 x 150mm

Glass Bead Long Necklace, at MarksandSpencer
Multi-coloured beads Long length

Classic Collection Short Sleeve Nightdress, at Marks & Spencer
Fresh and feminine, this nightdress is made from a soft cotton blend so it feels comfortable to sleep in. The bow detail adds a pretty touch

Yellow Classic Rose Cake, at M&S
36 portions Fruit cake: Vine fruits, nuts and cherries laced with brandy. Cake weight: 2.7kg. Fruit cakes can be eaten up to 14 days after collection Sponge cake: all-butter sponge filled with buttercream and raspberry jam. Cake weight: 1.7kg. Sponge cakes can be eaten up to 5 days after collection Cake size: 20.5 x 20.5cm Not suitable for nut allergy sufferers Suitable for vegetarians As featured on page 68 in the food to order brochure Available for collection in the majority of our UK mainland stores

North Coast Pure Cotton Washed Denim Shirt, at M+S
This pure cotton shirt has been dyed using a special process to give an authentic washed down look which will fade fashionably with time and wear

M&S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.