There are lots of ways to save money using M&S Money Direct. Not least of these is Marks n Spencer Standard Car Insurance. With M&S Money Direct you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Money Direct, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Money Direct, you get more, and you pay less.

Shopping for financial products at M&S Money Direct UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the M&S Money Direct website:

• M&S Insurance: M&S Car Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money Direct in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money Direct website.

Besides Marks & Spencer Car Insurance, M&S Money Direct Credit Cards and other financial products, M&S Money Direct Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Direct Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencer purchases are also protected while you take them home.

Also, on both M&S Money Direct Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Cotton Rich Check Dress & Leggings Outfit, at M+S
Cute and casual, these frill check dress and knit leggings look fabulously fashionable worn together or separately

M&S Quick Pitch Floral Pop Up Tent, at Marks & Spensers
Take some of the hassle out of camping with this handy pop-up tent. There's no assembly required, you simply twist and the tent pops open. It fits two people and packs flat into a carry case so it's easy to store and carry. With its unique single skin design camping has never been easier

Per Una Essentials Seersucker Shorts, at M&S
Feminine and delicate, these stylish shorts feature a lace trim. The low rise, low leg style gives a shapely figure-flattering fit. Pretty everyday fashion

Woven Pure Silk Bold Stripe Tie, at Marks and Spencer
Add a luxurious finishing touch with this smart bold stripe tie in pure silk

2 Machine Washable Mickey Ties, at M & S
Smart style at a great price! This pack of 2 ties is outstanding value. They're machine washable, so you save on cleaning too

Cotton Rich Heart Print Low Rise Shorts, at Marks and Spencers
Low rise shorts are perfect for wearing with hipster styles and these cute heart print shorts are shapely and modern. Added stretch gives a comfortable, flattering fit

Younger Boys' Gecko Sunglasses, at Marks and Spencer
Fashionable and fab, these gecko sunglasses give 100% UV protection for safer style in the sun

Cute Hedgehog Micromechanics Mother's Day Card, at Marks&Spencer
Cover text: Happy mother's day Inside message: Just for you Approx size: Unfolded: 150 x 150mm

Per Una Quilted Gilet, at Mark's & Spencer
A fashionable quilted gilet featuring a funnel neck and stitch detailing

In The Night Garden Wrap Pack, at Mark's & Spencer
2 sheets, 2 tags Each sheet: 495 x 695mm Tags: 80 x 55mm (folded)

Cream Butterflies Wedding Card, at Marks and Spencers
Cover message: Wedding Day Inside message: Wishing you much joy and happiness on your special day This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 127mm

Silver Plated Rameses Abalone Earrings, at Mark & Spencers
Hook fastening Drop style Abalone pendant For hygiene reasons, refunds will only be given in accordance with your legal rights

Sprung-Edge Non-Storage Divan & M400 Mattress, at Marks & Spenser
Single Mattress (3ft): W90 x L190cm Double Mattress (4ft 6in): W135 x L190cm King Size Mattress (5ft): W150 x L200cm Super King Size Mattress (6ft): W180 x L200cm Single Divan (3ft): W90 x L190cm Double Divan (4ft 6in): W135 x L190cm King Size Divan (5ft): W150 x L200cm Super King Size Divan (6ft): W180 x L200cm Mattress depth: 24cm Divan Height: 41cm Mattress filling made from resilient foam and polyester fibre Further filling layers of cotton and lambs wool keeps you warm in summer and cool in winter Two rows of hand side-stitching give the mattress edge-to-edge support. This allows you full use of the sleeping surface Individually pocketed springs Mattress Spring Count: 1054 Sprung-Edge divan - can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and Divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Bed & Mattress Disposal Service, at Mark's & Spencer
Service is only available when purchasing a new mattress, divan or bedstead You must add this service into your basket at the same time as you order your new mattress, divan or bedstead Collection is on a like-for-like basis only. For example: we will collect an old or unwanted mattress when a new mattress is ordered. We will collect a mattress and a divan when a new mattress and divan are ordered Collection from the same delivery address only Bedsteads must be disassembled before collection Our delivery crews will not collect heavily soiled, wet or infested items Once collected, each item becomes the property of M&S and cannot be returned once the delivery crew has left your address This is a non-refundable service. Should you change your mind about this service, your complete order must be cancelled and you will need to reorder your mattress, divan or bedstead. This may affect the time it takes to deliver your new items At this time we are unable to offer this disposal service to online customers who intend to use an M&S interest free loan to purchase their furniture. We apologise for any inconvenience caused This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Younger Boys' Pure Cotton Thomas The Tank Engine Pyjamas, at Marks and Spencer
A must for fans of Thomas the tank engine, these pure cotton pyjamas feature the popular character

Pure Cotton 'Check Me Out' Mock Layer T-Shirt, at Marks and Spencers
Soft and comfy, this pure cotton t-shirt is outstanding value. It features a mock layer design and 'Check Me Out' slogan. Fashionable and practical

Pure Cotton Oxford Wide Stripe Shirt, at Marks and Spencer
Stylish and innovative, this wide stripe easycare shirt is quick and easy to iron for a smart crisp look

Autograph Textured Bootleg Trousers, at Marks and Spencer
Part of Autograph's Luxe Tradition trend. Luxurious and contemporary with a sense of British heritage, this trend features a soft colour palette, modern prints and beautiful fabrics. A sophisticated look for the new season

Water Repellent Funnel Neck Mac, at Marks and Spencer
Fashionable and practical, the mid length mac is a wardrobe essential this season. This version in a water resistant easycare fabric features a modern tie waist belt

Autograph Cashmere Blend Pashmina Scarf, at Mark & Spencers
Vamp up any wardrobe basic with this on-trend pashmina

Fuzzy Teddy Hand Finished Birthday Card, at MarksandSpencer
Cover text: Happy Birthday xxx Inside message: To you! Approx size: 174 x 126mm

M&S Combo Corded & Cordless Phone with Answering Machine, at Marks and Spencer
Up to 9 hours talk time and 150 hours standby Large 3 line display on base 300 name and number phonebook (150 on corded, 150 on handset) 3 direct memory on corded base Up to 14 minutes digital recording time and remote access Handsfree speakerphone Caller display stores information on the last 20 calls 10 ringer melodies Last 10 number redial Adjustable earpiece, ringer and speakerphone volume Interference free M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Gold Text Golden Wedding Anniversary Card, at Marks and Spencers
Cover text: Golden Wedding, Fifty years of memories to treasure forever Inside message: Congratulations on your very special day Approx size: Unfolded: 220 x 220mm

Pure Wool Flat Front Straight Cut Trousers, at Marks & Spenser
Cut closer for a sharper silhouette, these straight cut trousers are designed in a contemporary style. The trend-conscious cut gives a longer, leaner appearance and a flattering fit

Pure Cotton Reversible Print Hooded Top, at M & S
Long sleeves and a hood make this practical top warm, cosy and snuggly. It's made from soft comfy cotton and features a reversible option

Pure Silk Geometric Print Lightweight Scarf, at Mark's & Spencer
Add a luxurious finishing touch to your look with this elegant pure silk stripe design scarf. The perfect accessory to this season's styles

Stormwear™ 3 in 1 Hooded Parka, at Mark & Spencers
Smart and modern, this 3 in 1 parka is treated with Stormwear™ technology, an innovative finish that repels water and stains. Comfortable, breathable, easycare style whatever the weather

Blue Harbour Cotton Blend Single Breasted Stitch Jacket, at Marks n Spencer
Casual and contemporary, this single breasted jacket makes a fashionable and practical choice

Auto Photoframes - SP TWIG 8X10, at Marks and Spencer
Manufacturer: Marks & Spencer

Summer Dress Card, at Marks & Spencer
Cover text: Wishing you a wonderful birthday Inside message: Blank for your own message Approx size: 230 x 114mm

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days M+S, through its M&S Money Direct website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Property Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.