There are lots of ways to save money using Marks & Spencers Money. Not least of these is Mark & Spensers Standard Motor Insurance. With Marks & Spencers Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencers Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money, you get more, and you pay less.

Marks & Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Motor Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the Marks & Spencers Money website. With a simple, no-hassle service, you can compare features between a number of M&S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or Marks & Spencers Money loans, credit cards or Buildings Insurance - besides a number of other insurance products, Marks & Spencers Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of Marks & Spencers Money insurance products (Buildings Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the M & S insurance products in document format too.

Shopping for financial products at Marks & Spencers Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the Marks & Spencers Money website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from M&S, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencers Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencers Money website.

7 Pairs of Big & Tall Freshfeet Stripe Heel & Toe Socks with Silver Technology, at Marks and Spencer
Our odour control Freshfeet socks are now better than ever with a new Sanitised Silver finish. Known for its natural antibacterial properties, silver helps reduce the presence of bacteria that causes smelly odours, so your feet stay fresh with every step and it keeps working for the lifetime of the socks

North Coast Pure Cotton Long Sleeve Shirt, at MarksandSpencer
Stylishly smart casual, this long sleeve shirt is made from pure cotton so it feels soft and comfortable to wear

Autograph Luxury Leather Despatch Bag, at Marks and Spencer
This Autograph despatch bag is smart and fashionable, this luxury leather design also features an adjustable strap and internal pocket for extra storage

Traditional Lace Pull-On Girdle, at Marks&Spencer
A traditional girdle with a high level of support to gently control tummies and shape hips. The perfect foundation for a smooth look

PlayStation®3 Quantum Of Solace Game, at Marks and Spencer
You must be 12 years of age or over to purchase this product You are the new Bond: Employ all of you Bond skills in high-octane combat, chaotic gun fights and precise stealth takedowns Take Cover: First-person shooting with third-person cover combat allows you to adjust your game play to meet each challenge Fight Worthy Adversaries: Advanced A.I. systems allow enemies to react to you in intelligent and tactical ways The New World of Bond: Immerse yourself in the world of Bond with characters from both films and missions that take you through exotic real-world locations Become the World's Premier MI6 Agent: Go online with standard 12-player multiplayer modes plus unique Bond modes 2007 Sony Computer Entertainment Europe M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information *Must be returned with the tamper seal intact for full refund, ESRB Rating: Teen

Autograph Occasions Animal Disc Headpiece, at Mark & Spencers
Sophisticated and glamorous, this bow and feather headpiece is sure to turn heads!

Pure Cotton Lightweight Spot Dressing Gown, at Marks and Spencer
Soft and comfortable, this cotton dressing gown makes the perfect lightweight cover up

Medium Square Jewellery Box, at M & S
4 drawers Square design

5 Cotton Rich Multi Spot Shorts, at Marks & Spencers
These 5 cotton rich shorts are perfect for everyday wear. Added stretch gives a comfortable fit and shape retention

Floral Great Grandma Birthday Card, at Marks & Spencers
Cover text: To a precious Great Grandma have a lovely day Inside message: With lots of love

Retractable Blusher Brush, at Marks & Spensers
Retractable brush Diamant detail

Per Una Wool Blend Single Breasted 3 Button Jacket, at Marks & Spencers
A fashionable single breasted jacket in soft wool blend fabric featuring three button fastening

Sennen Pasta Bowl - Blue, at Mark's & Spencer
Single stripe detail Diam 23cm, Manufacturer: Marks & Spencer

3 Mini Diamanté Photo Frames, at M&S
Set of 3 assorted shapes: circle, star and square Glittering design Star: 4 x 4cm (1.5 x 1.5") Circle: D4cm (1.5 x 1.5") Square: 4 x 4cm (1.5 x 1.5"), Manufacturer: Marks & Spencer

My First Activity Cube, at Marks & Spencers
Promotes hand eye coordination Suitable for ages 0-3 years This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Autograph Loretto 2 Left-Hand Chaise & Coffee Table/Footstool Set, at Marks & Spensers
3 piece set - 2 chaise longue and 1 combination Coffee Table/Footstoolfootstool Coffee Table/Footstool has a removeable top cushion. Can be used as a footstool or a coffee table All-weather synthetic rattan Silver-effect rattan Quick drying foam seat pad in 100% polyester Chaise dimensions: H62 x W200 x D97.5cm, seat H30.5cm Coffee Table/Footstool dimensions: H30.5 x W80.5 x L80.5cm Suitable for indoor or outdoor use *Save 30% when you buy this set. Individually 2047. Save 648. Cannot be used in conjunction with any other offer This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Cotton Tatty Teddy Flower Top, at Marks & Spencers
Fans of Tatty Teddy will love this pure cotton t-shirt featuring the popular character. A practical, easycare style

Sunny Town Shop, at M+S
With 2 realistic sounds Promotes imaginative play Sounds located in the till and the doorway Contains 3 x LR44 button cell batteries M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

PlayStation®3 Tomb Raider: Underworld, at Mark & Spencers
Master your surroundings: Reach new heights with the broadest range of acrobatic abilities and utilize objects within the environment to uncover new paths to explore Explore epic and unknown worlds: Discover ancient mysteries of the underworld hidden within the coast of Thailand, frozen islands of the Arctic Sea, the jungles of Mexico, and more What Can Lara Do?: Lara's skill-set has been drastically expanded to incorporate actions you would expect of a fearless, athletic adventurer. Lara now performs 1700 moves and is a far more intuitive character to controlWhat Can Lara Do?: Lara's skill-set has been drastically expanded to incorporate actions you would expect of a fearless, athletic adventurer. Lara now performs 1700 moves and is a far more intuitive character to control Treacherous and unpredictable challenges: Each level is an elaborate multi-stage puzzle masked within an interactive environmental playground offering more flexibility over how the area is solved New range of combat options: Choose to pacify or kill, target multiple enemies at once with the new dual-target system, and shoot with one hand while suspended with the other New state-of-the-art gear: Utilize the latest technology in Lara's upgraded inventory to navigate the world including: Sonar map: A revolutionary new tool that emits an active sonar ping to create a 3D image of Lara's surroundings, perfect for uncovering hidden items and locations Multi-purpose grapple: A claw-like device with a high-tension cable designed for climbing, rappelling, performing wall runs and manipulating objects within the environment All-terrain motorbike: Built to handle everything from the jungles of Mexico to the icy glaciers of the Arctic 2007 Sony Computer Entertainment Europe M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information You must be 16 years of age or over to purchase this product This product is not available for international delivery. Find out more *Must be returned with the tamper seal intact for full refund, ESRB Rating: Mature

Bodegas Age Rioja 2008 - Case of 12, at Marks and Spencers
Style: Medium bodied Grape variety: Tempranillo Country of origin: Spain Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Perfect Portfolio Cluster Trim Pumps, at Marks & Spencer
Square toe Cluster and bow feature Square heel Slip-on Comes in sizes 3-8, including half sizes

Real Cool Cotton™ Cropped Leggings, at Mark & Spencers
As worn by GB Olympic pentathletes. Made from Real Cool Cotton™ and with added stretch for essential ease of movement, these comfy and practical cropped leggings are great for active workouts or stylish relaxation

Quick Iron Short Sleeve Multi Stripe Shirt, at Marks & Spencer
Stylish and innovative, this multi stripe easycare shirt is quick and easy to iron for a smart crisp look

Snow White and The Seven Dwarfs Activity Sticker Book, at Marks & Spensers
First Reader sticker books are a fun way to help develop your child's early reading skills. With over 60 stickers, they provide interactive learning fun, promoting word prediction & joining in. The sticker books support the First Readers story books

Margaret River Cabernet Shiraz 2007 - Case of 6, at Mark's & Spencer
Style: Medium bodied Grape variety: Cabernet Sauvignon, Shiraz & Merlot Country of origin: Australia Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pure Cotton Spot Print Cardigan, at MarksandSpencer
This casual v-neck cotton cardigan makes the perfect light extra layer. It features a spot print for an extra stylish touch

For Him Gift Card, at Marks & Spenser
Can be redeemed in any of our UK stores and online Credit card-sized Gift Card with presentation greetings card Gift Cards can be topped up in stores to the maximum value of 500 Gift Cards are valid for 24 months after last use Frequently asked questions Click here to view frequently asked questions about our Gift Cards Click here for full Gift Card terms and conditions This product is not available for international delivery. Find out more

Rioja Campo Aldea Tempranillo 2008 - Case of 12, at Marks and Spencers
Style: Medium bodied Grape variety: Tempranillo Country of origin: Spain Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml:1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pure Cotton Long Sleeve Check Shirt, at Marks & Spencer
Smart, contemporary and comfortable, this pure cotton shirt can be worn long sleeved, or with the sleeves rolled up and fastened in place. A practical easycare style

Sketchy Bear Mum Birthday Card, at Mark & Spencers
Cover text: To a wonderful Mum Inside message: Blank for your own message Approx size: Unfolded: 178 x 126mm

Marks & Spencers Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencers Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.