There are lots of ways to save money using Marks & Spencer Money. Not least of these is Marks and Spencers Standard Car Insurance. With Marks & Spencer Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from Marks & Spencer Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Financial Services, you get more, and you pay less.

When you're shopping at Marks & Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencer Money. Offering everything from savings accounts and credit cards, to Buildings Insurance and Car Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencer Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencer Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencer Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Marks & Spencer Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencer Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with MarksandSpencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencer Money UK and European Breakdown Cover, since it covers you as a passenger too.

Portfolio Gold Button High Waist Trousers, at Marks & Spenser
Part of Portfolio's Parisienne trend. Feel bold and chic in this feminine look inspired by Parisian style. With a striking colour palette of cream, ruby, black and dove grey, this is a style-conscious trend for the new season

3/4 Sleeve Open Neck Collar Stripe Shirt, at Marks n Spencer
Smart and stylish, this 3/4 sleeve shirt features a stunning stripe design. A sophisticated new look, perfect for this season

Rib Ruffle Cardigan with Cashmere, at Marks & Spencer
A touch of cashmere adds luxurious softness to this modern ribbed cardigan. Wonderfully warm and cosy

4 Windsor Sherry Glasses, at Marks & Spencer
Set of 4 Dishwasher safe 9cl H13cm, Manufacturer: Marks & Spencer

Marlow 6-Drawer Chest, at Marks & Spencer
H118 x W46 x D43cm Crafted predominantly from solid pine and fibreboard Delivered fully assembled This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Top Hat and Tiara Wedding Card, at Mark's & Spencer
Cover message: Bride and Groom Inside message: Blank for your own message This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx. size: 230 x 114mm

Laser Cut Letters 40th Birthday Large Card, at Marks and Spencer
Approx. size: 220 x 220mm Cover text: Congratulations you're 40 Inside message: Blank for your own message

Secret Support™ Sports Mules, at Marks and Spencers
The ultimate in comfort, these sport slippers are made with hidden support that moulds to the natural contours of your feet. They are machine washable for added convenience

Panelled Lace-Up Trainers, at Marks & Spencers
Round toe Lace-up Chunky grip sole Panelled design

Per Una Floral Embroidered Lace Shorts, at Marks and Spencer
Elegant and feminine, these stylish shorts feature a floral embroidery and are finished with lace and a bow. The low rise, low leg style gives a shapely figure-flattering fit. Pretty everyday fashion

Elle - Magazine Gift Subscription, at Marks & Spencers
ELLE is the world's biggest selling fashion magazine. Sexy, stylish and spirited, ELLE inspires readers to celebrate their individual style and is the must-have fashion guide for every season. A subscription to ELLE makes the perfect gift for anyone with a passion for fashion

Long Sleeve Cowl Neck Fleece Top, at Marks and Spencer
Want style and comfort? This cowl neck fleece top looks fashionable and will keep you feeling warm, cosy and snug.

Radiance Gift Bag, at Marks and Spencer
This stylish gift bag, bursting with gerberas, will add a splash of colour to any room Available for delivery from 1st April to 30th September 2009

2 Pure Cotton Truck & Stripe T-Shirts, at Marks & Spenser
Stock up on essential t-shirts with this great value multipack in soft, comfortable cotton. Fashionable, practical and easycare

Cotton Rich Floral Print Shorts, at M & S
Low rise shorts are perfect for wearing with hipster styles and these pretty floral print shorts are shapely and modern. Added stretch gives a comfortable, flattering fit

3 Pure Cotton Assorted Briefs, at Marks & Spencer
Offering superior comfort at a great value price, these classic briefs are a fantastic choice for everyday wear thanks to fuss-free easycare cotton

Autograph Pure Cotton Jeans with Plaited Belt, at Marks & Spensers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Autograph Pure Cashmere Scoop Neck Cardigan, at Marks & Spensers
Sophisticated and modern, this scoop neck cardigan is made from pure cashmere for the ultimate in luxuriously soft knitwear

Autograph V-Neck Mock Shirt Jumper, at M&S
Fashionable and contemporary, this v-neck jumper is part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail makes it exceptionally stylish and comfortable

Blue Harbour Pure Cotton Short Sleeve Stripe Shirt, at Mark's & Spencer
Relaxed and stylish, this stripe shirt is made from pure cotton so it feels soft and comfortable to wear

Heritage Collection - Table Lamp, at M+S
Pleated shade design Glass ball stem Brass finish Round base This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Gemma Embroidered Linen Bedcover, at Marks & Spencers
Embroidered design L250 x W265cm, Manufacturer: Marks & Spencer

Per Una Square Neck Floral Top, at Marks & Spencers
A casual square neck top in a soft cotton blend, the floral neckline gives it the Per Una touch

Pure Cotton Check Shorts, at Marks & Spenser
Soft and comfortable, these cotton shorts can be worn alone or with a number of our pyjama tops and t-shirts to create your own style

Large Handmade Mum & Dad Anniversary Card, at Marks and Spencer
Cover text: Mum & Dad, Happy Anniversary Inside message: With lots of love Approx size: Unfolded: 220 x 220mm

Autograph Full Volume Mascara, at Marks and Spenser
Smooth, glossy mascara for full volume lashes Revolutionary brush shape gives up to 300% volume Non flaking Smudge proof Hypoallergenic Available in 5 shades

Ruby Side Plate - Black, at Marks & Spensers
Plain centre Stripe edge Diam 21.5cm, Manufacturer: Marks & Spencer

Per Una Spot Print Balcony Bra, at MarksandSpencer
Feminine and delicate, this stylish bra features lace detail and spot print. The padded balcony style gives maximum uplift and a fuller shape. Pretty everyday fashion

Autograph Linen Blend Tie Fastening Ruffle Trim Cardigan, at Marks & Spencer
Fashionable and contemporary, this linen blend cardigan features a ruffle trim. A pretty, practical and easycare style

Per Una Floral Sandals, at M&S
Floral detail Buckle fastening Thong style Flat sole Comes in sizes 3-8, including half sizes

Marks & Spencer Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencer Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.