Marks & Spencer Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencer Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with M&S 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco's:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencer Money UK and European Breakdown Cover, since it covers you as a passenger too.

Marks and Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings & Contents Insurance or Car Insurance, but Marks & Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the Marks & Spencer Money website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencer Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or Marks & Spencer Money loans, credit cards or Buildings & Contents Insurance - besides a number of other insurance products, Marks & Spencer Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of Marks & Spencer Money insurance products (Buildings & Contents Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spenser insurance products in document format too.

When you're shopping at Marks and Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencer Money. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Car Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencer Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencer Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencer Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Personalised Calendar, at MarksandSpencer
Dimensions: 225 x 390mm

Sweet Pea Y Shape Necklace & Earring Set, at M+S
2 part set Y-shape necklace Hook fastening drop earrings Sweet pea design

Blue Floral With Love Mum Birthday Card, at Marks and Spencer
Cover Text: With love Mum Inside Message: Have a fantastic day Approx Size: 220 mm x 220 mm

Los Nucos Chardonnay 2008 - Case of 12, at Marks and Spencer
Style: Dry Grape variety: Chardonnay Country of origin: Chile Closure: Synthetic closure Bottle: 12 x 75cl. Alcohol volume: 13.3% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Footglove™ Widefit Small Bow Pumps, at Mark's & Spencer
Round toe Bow feature Slip on Flat sole Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

School Riptape Plimsolls, at Marks & Spencers
Made with breathable cotton, these plimsolls are a practical choice for PE or play. Riptape fastening gives a good fit and makes it easy to put them on quickly

1GB Apple iPod Shuffle, at Mark's & Spencer
Holds up to 240 songs Shuffle switch - mix up your music with the flip of the shuffle switch. Flip it again to play handpicked lists and albums Durable anodized aluminium enclosure Built-in clip Up to 12 hours of skip-free audio playback Automatic syncing with iTunes Battery indicator Dimensions: H2.7 x W4.1 x D1cm (including clip) Weight: 15.6 grams In the box: iPod shuffle, Earphones, USB dock For Mac and Windows. Requires Windows Vista or Windows XP Home or Professional or Mac OS X v10.4.11 or later M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information TM and 2008 Apple Inc. All rights reserved This product is not available for international delivery. Find out more

Travel Essentials Cosmetic Cool Bag, at MarksandSpencer
Zip fastening Plain Contrast piping Rectangular Insulated lining

Elasticated Check Belt, at Marks and Spencers
Define your waistline with this fashionable check belt

3 Pairs of Newborn Cotton Rich Assorted Design Socks, at M+S
Fun and fashionable, these soft cotton rich socks feature assorted design

Limited Collection Bond Bowler Bag, at M+S
Fashionable and fabulous, this bowler handbag is designed in one of this season's key shapes. It's strong and practical as well as a trend-conscious accessory. Get the latest look!

Short Sleeve Satin Pintuck Bib Shirt, at Marks and Spencer
This short sleeve shirt is beautifully finished with a pintuck bib feature for a stylish modern look

Single Breasted 2 Button Plain Jacket, at Marks and Spencer
Boasting a sophisticated cut and quality fabrics at everyday prices, impeccable styling needn't cost the earth, with our impressive Outstanding Value suits range

Autograph Ascari Bedstead - King Size (5ft), at Marks and Spenser
H107 x W248 x D162cm Underbed: H12cm (all dimensions are approximate) Scroll bedhead Hand tied button detail Mattress sold separately All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

DeLonghi EC710 Espresso Coffee Maker, at Marks & Spencers
Exclusive stainless steel body pumped espresso machine High performance 15 bar pump pressure ensures best tasting espresso / cappuccino with no limit to the number of cups produced 1.3 litre removable water reservoir with water level indicator Stainless steel espresso boiler for longer life ''Cappuccino System'' mixes steam, air and milk, producing a rich, creamy froth for a great cappuccino Comes with two filter holders, a new 'never fail' crema filter holder for normal ground coffee, the other for the 'easy serving espresso' pods and free Illy pods Self-priming system means the machine is always ready for use Separate steam and espresso thermostats Active cup warmer Accessories storage for a tidier kitchen Incorporated coffee tamper On/off switch with indicator light M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Two Tone Oblong Face Watch, at Marks and Spencers
Oblong face Analogue Roman numerals Two tone Wind up mechanism Link strap Clasp fastening

Dualit Espressivo Coffee Machine - Chrome, at Mark & Spencers
Self priming 15 BAR pressure pump Ready to go in less than 40 seconds Thermobloc (water-heating on demand) Instant hot water and constant steam 1.5L removable water tank Easy froth nozzle makes perfect foam Dualit quality stainless steel and cast aluminium body Extra cup height clearance - fits mug size Large cup warming plate Pop-up drip tray full indicator Three coffee options: single serve, dual serve and ESE pod Accessory holder keeps pods and froth nozzle to hand Dimensions: 20.5 x 28.5 x 32.5cm Weight: 5.81kg This product is not available for international delivery. Find out more

Per Una Define & Separate Mascara, at M & S
This special mascara is designed to accentuate each and every lash Special flexible brush that separates your lashes without clumping Innovative brush evenly coats all your lashes including those that are hard to reach Special formula is enriched with pantenol pro VIT B5 to help condition and protect your lashes Superb lash definition for beautiful lashes framing your eyes making them stand out Suitable for contact lens wearers Smudgeproof Hypoallergenic 6ml

Pure Cotton Long Sleeve Hooded Sweat Top, at Marks and Spencers
Relaxed and casual, this comfortable hooded top is made from pure cotton and features stitch detail. A great value easycare style

Sonoma 3-Drawer Sideboard, at M & S
H88 x W179 x D50cm 3 drawers 3 cupboards, each with 1 adjustable shelf Made from solid oak and oak veneer Solid oak end grain detail This range features natural wood characteristics Finished with 2 coats durable, clear lacquer of low sheen Drawer boxes and fronts made from solid Oak. Drawer bottoms made from White Oak veneer Top panel is veneered with solid Oak edging for strength Shelves made from White Oak veneer All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

5 Luxury Pure Cotton Check Handkerchiefs, at Marks and Spencers
Luxuriously soft handkerchiefs in pure cotton

Autograph Pure Cashmere Crew Neck Jumper, at M+S
Sophisticated and modern, this crew neck jumper is made from pure cashmere for the ultimate in luxurious softness. Exclusive, luxurious and beautiful

Soft Vanilla Diffuser Plug-In Refill, at MarksandSpencer
Plug-in design 15ml of fragranced liquid Lasts up to 75 days This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Gaston de Veau Chardonnay 2008 - Case of 12, at Marks & Spencers
Style: Dry Grape variety: Chardonnay Country of origin: France Closure: Synthetic closure Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml:1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Seville Antique Brass Wall Mirror, at M+S
Oval Shape, Manufacturer: Marks & Spencer

Caesar Salad, at Marks & Spencers
Serves 8 Ready to eat 800g As featured on page 26 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Autograph Flat Front Plain Trousers, at Marks&Spencer
Smart and stylish, these flat front trousers are made from fine quality pure wool. A practical, hardwearing and fashionable choice

Autograph Pure Cotton Long Sleeve Pleated Shirt, at Mark & Spensers
Feminine and elegant, this sophisticated long sleeve shirt is beautifully designed and cut for a flattering shape and features a striking pleated front

Chunky Sparkle Bead Necklace, at Marks and Spencer
Mixed bead feature Chunky style Sparkle detail Intermittent design Necklace length 45cm, extendable by 8cm

ISIS Eau De Toilette, at Marks & Spencer
100ml This product is not available for international delivery. Find out more

Marks & Spencer Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencer Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.