When you're shopping at M+S online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money. Offering everything from savings accounts and credit cards, to Home Insurance and Motor Insurance, there's a lot more going on at Marks & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Besides Marks & Spencer Motor Insurance, M&S Money Credit Cards and other financial products, M&S Money Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencer purchases are also protected while you take them home.

Also, on both M&S Money Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

M&S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Limited Collection Grosgrain Chain Bag, at Marks & Spenser
Fashionable and fabulous, this grosgrain chain handbag is designed in one of this season's key shapes. It's a practical as well as trend-conscious accessory. Get the latest look!

Pure Silk Floral Stitch Tie, at Marks and Spencer
Add a luxurious finishing touch with this contemporary floral stitch tie in pure silk

Nifty at 50 Dotty Dave Card, at Marks & Spenser
Cover text: Nifty at 50 Inside message: Happy Birthday This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 178 x 125mm

Gothic 5 Arm Chandelier, at Marks and Spencers
Candle effect shades 5 arm Hand finished H50 x D54cm Bulbs: 5 x 60W SES This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Leather Jeans Belt, at Marks & Spencer
Add a fashionable finishing touch to your casual trousers and jeans with this stylish leather belt

Jacquard Check Double Zip Cosmetic Purse, at Marks and Spenser
Jacquard check design 2 separate compartments Zip fastening

Pure Cotton Long Sleeve Stripe Hooded Cardigan, at Marks & Spencer
Knitted in pure cotton, this cute long sleeve stripe hooded cardigan will keep him warm and comfy. It looks cuddly too!

Per Una Cotton Rich Belted Jeans, at MarksandSpencer
A fashionable pair of bootleg jeans in stretch cotton featuring a curved buckle belt

Classic Chocolate Rose Cake, at Marks and Spencers
Serves 144 Sponge cake: all-butter sponge filled with buttercream and raspberry jam. Cake weight 5.45kg. Can be eaten up to 5 days after collection Chocolate cake: A rich chocolate cake filled with milk chocolate ganache. Cake weight 5.45kg. Can be eaten up to 5 days after collection Choose from milk chocolate or white chocolate icing Set of three cakes: Small diam 15cm, Medium diam 20cm, Large diam 25cm Total cake height: 26.5cm (each tier H6.5cm) Not suitable for nut allergy sufferers Suitable for vegetarians Comes in a box suitable for storing the cake before serving As featured on page 59 of the Food to Order brochure Order by 5pm to collect in 21 days Available for collection in the majority of our UK mainland stores

Stainless Steel Apple Corer, at Marks and Spencers
Hanging loop This product is not available for international delivery. Find out more Criminal Justice Act 1988 (as amended): please note we are not permitted to sell a knife or blade to any person under the age of 18, Manufacturer: Marks & Spencer

Autograph Wool Blend Multi Pocket Hooded Jacket, at Marks and Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

21 DVD, at Marks & Spencer
Rating Suitable for 12 years and over,

Pure Woven Silk Stripe Tie, at Marks & Spenser
Add a luxurious finishing touch with this contemporary stripe tie in pure silk

Post Surgery Criss Cross Swimsuit, at Marks and Spencer
Feminine and flattering, this swimsuit has been especially designed for a perfect fit and great support after surgery. Every element has been considered for maximum comfort against delicate scar tissue and it's been extensively tested so every part stays in place

Detroit Extending Dining Table & 6 Alton Damask Chairs Set, at Marks & Spensers
7 piece set Table: H75 x W90 x L160cm (extends to L205cm) Chair: H99 x W46 x D55cm Table seats 6-8 Made from White Oak solids and veneers Finished with 2 coats of durable, clear lacquer of mid sheen Solid oak legs Table top panel made from oak veneer with a solid oak edging for strength Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning: Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Single Sprung-Edge Divan with 4 Large Drawers & M300 Mattress, at Mark's & Spencer
Single mattress (3ft): W90 x L190cm Double mattress (4ft 6in): W135 x L190cm King size mattress (5ft): W150 x L200cm Super king size mattress (6ft): W180 x L200cm Single divan (3ft): W90 x L190cm Double divan (4ft 6in): W135 x L190cm King size divan (5ft): W150 x L200cm Super king size divan (6ft): W180 x L200cm Mattress depth: 24cm Divan height: 41cm Large drawer: H14 x W78 x D52cm Mattress filling made from resilient foam and polyester fibre Mattress has reinforced side stitching giving greater edge support Individually pocketed springs Pocket sprung mattresses give a flexible feel Mattress spring count: 896 Sprung-edge divan can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Ultimate Short Sleeve Narrow Stripe Shirt, at Marks and Spenser
An innovative shirt in pure cotton. A special fabric finish and clever construction mean there is no need to iron this smart easycare shirt

Link Sunglasses, at M&S
With full UV protection and a flattering modern design, these smart sunglasses will see you through the summer in style

Cotton Rich Flat Front Corduroy Trousers, at M&S
A relaxed formal look, these comfortable stretch cotton corduroy trousers make a stylish and practical choice for everyday wear

Cotton Rich Printed Motif Joggers, at Marks & Spensers
Relaxed and comfortable, these casual joggers are made from soft cotton rich fabric and feature a motif. A practical easycare choice

Marqués del Romeral Reserva Rioja 2004 - Case of 6, at M+S
Style: Dry, medium bodied Grape variety: Tempranillo, Graciano & Mazuelo Country of origin: Spain Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Château Haut-Carmaillet 2004 - Case of 6, at M+S
Style: Full bodied Grape variety: Cabernet Sauvignon, Merlot Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pure Cotton Stripe Thomas The Tank Engine Polo Shirt, at Mark & Spensers
Fans of Thomas the tank engine will love this cotton polo shirt featuring the popular character. A practical, easycare style

Altos del Condor Chardonnay 2008 - Case of 12, at Marks & Spencers
Style: Dry Grape variety: Chardonnay Country of origin: Argentina Closure: Natural cork Suitable for vegans Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Hello Kitty Velour Joggers, at Mark & Spensers
Fans of Hello Kitty will love these cotton blend joggers featuring the popular character. A practical, easycare style

Flock Leaf Taffeta Pencil Pleat Curtains, at Marks & Spenser
Leaf print Pencil pleat Lined Comes in standard 168cm/66in (STD) and wider 219cm/86in (WDR) widths Also comes in three drop lengths: short (137cm/54in), medium (183cm/72in), long (229cm/90in) How to measure for window dressings: Click here for a guide to measuring for curtains, pelmets and roman blinds., Manufacturer: Marks & Spencer

Sparkly Cake Birthday Card, at Marks & Spenser
Cover text reads: Have a birthday full of surprises! Inside message: Blank for your own message Approx size: 230 x 114mm This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future

Funnel Neck Fleece Gilet, at Marks n Spencer
Soft and comfy, this fleece gilet makes a stylish way to add a warm extra layer

Silicone & Steel Masher, at Marks and Spencer
Loop in the handle for hanging L27 x W9.5 cm, Manufacturer: Marks & Spencer

Collezione Pure Wool Flat Front Woven Trousers, at Marks and Spencer
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

M&S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco's:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.