Marks & Spencer Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencer Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Marks & Spencer Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencer Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencer Money UK and European Breakdown Cover, since it covers you as a passenger too.

When you're shopping at Marks and Spenser online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencer Money. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Car Insurance, there's a lot more going on at Marks & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencer Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencer Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencer Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Flat Front Stripe Trousers, at Mark & Spensers
Smart and stylish, these stripe trousers are made from a hardwearing wool blend. An ideal choice for work or everyday wear

Clarendon 2-Seater Sofa, at Marks and Spencer
H91 x W202 x D103cm Seat H52cm (all dimensions are approximate) Seat cushions filled with Quallofil ExtraLife filling, an advanced 3-dimensional polyester fibre that maintains the cushions' look and shape. Click here to Find out more Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Feet are castors All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 08457 624 624 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Zebra Print Shoes Birthday Card, at Mark's & Spencer
Cover text: Beautiful birthday Inside message: Blank for your own message Approx size: 174 x 126mm

Spin & Shout Game, at Marks and Spencer
Number of players: 2+ Suitable for ages 8+ Pack contains: letter wheel spinner, 100 question cards and instructions This product conforms to EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Younger Boys' Pure Cotton Thomas & Friends© Hooded Poncho, at Marks & Spencers
Fans of Thomas & Friends can dress like their favourite superhero in this fun hooded costume

2 Fairtrade Spotted Rich Cotton Vests, at Marks & Spencers
Look below to see a video clip about Fairtrade Fairtrade certification shows that suppliers have been paid a fair price for their products and their work. Buying Fairtrade helps support farmers in developing countries and their communities

Limited Edition Rio Pointed Bangle, at Marks & Spencer
Chunky style Rio pointed design This item has no metal components

Younger Boys' Cars Team McQueen Dressing Gown, at Marks and Spencers
A must for fans of Disney's Cars, this fluffy dressing gown features fun motifs of the popular character Lightning McQueen

Pure Cotton 3 Piece Long Sleeve check Outfit, at Marks and Spencer
Fun and practical, this cute 3 piece outfit features a check design. It's made from soft cotton to keep him comfy

Blue Harbour Mini Check Shirt, at Marks & Spenser
A fashionable look without the fuss. This mini check shirt is quick and easy to iron

5 Pure Cotton Briefs, at Mark & Spensers
Practical and fashionable, this 5 pack of cotton briefs feature a centre bow and scalloped trim

Girls' Limited Diagonal Stripe Dress, at MarksandSpencer
Part of Girls' Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Portfolio Petite Basket Weave Dress with Belt, at Marks and Spencer
Fashionable and modern, this dress features a basket weave print. A flattering, stylish look.

Ceriso Frill Trim Satin Padded Underwired Bra, at Marks and Spencers
Gorgeously feminine, this glossy bra is made from sleek satin with a frill trim. Soft padding and underwiring give great support and a fabulous flattering shape. Designed for women who want the latest look

Hand Finished Characters Easter Card, at Marks & Spencers
Cover text: Happy Easter Inside message: blank for your own message Approx size: Unfolded: 178 x 125mm

Single Pleat Stretch Trousers with Wool, at Marks and Spencers
A casual single pleat combines with a distinguished shade of grey, creating a versatile and elegant pair of formal trousers. Added stretch ensures a practical and timeless fit perfectly suited for the workplace

Winnie the Pooh Age 1 Birthday Card, at Marks & Spencer
Cover text: 1 today Inside message: Happy birthday Approx size: 174 x 126 mm

Handy Manny Repair Shop Sticker Book, at Marks & Spenser
Can you help Handy Manny and his trusty tools to fix-it right? Join all your favourite characters at Manny's Repair Shop for hours of fun activities - including spot-the-difference, sticker jigsaw puzzles and more! Handy Manny is the perfect guide to simple problem-solving activities

Sonoma 6-Drawer Tallboy, at Marks and Spencer
H127 x W50 x D50cm 6 drawers Made from solid oak and oak veneer This range features natural wood characteristics Finished with 2 coats of durable, clear lacquer of low sheen Drawer boxes and fronts made from solid Oak. Drawer bottoms made from White Oak veneer Handles made from solid wood Side and back made from White Oak veneer Top panel is veneered with solid Oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Flock Stripe Padded Bra, at Marks and Spenser
Luxurious and elegant, this underwired bra features flock stripe design. Gentle padding and underwiring give a flattering uplifted shape. Beautiful exclusive lingerie

Blue Harbour Pure Linen 3/4 Length Shorts, at Marks and Spencers
Relaxed and casual, these fashionable3/4 length shorts are made from cool soft linen and feature side pockets

Lambswool Rich Gem Detail Beret Hat, at Marks and Spencer
Add a chic contemporary twist to your look with this modern beret hat. Gem detail adds a subtle twinkle to the warm finished knit

Portfolio Olive Leaf Stamp Print Blouse, at Marks & Spencer
Part of Portfolio's Parisienne trend. Feel bold and chic in this feminine look inspired by Parisian style. With a striking colour palette of cream, ruby, black and dove grey, this is a style-conscious trend for the new season

M&S 2400W Steam Generator Iron, at MarksandSpencer
2020 - 2400 watt 1.5 litre boiler capacity 1 litre water reservoir Up to 70 minutes of continuous steam Variable steam feature Power on/off switch with indicator light Adjustable thermostatic control Boiler refill indicator light Steam lock button Steam ready indicator light Pressure safety release valve Dimensions: H34cm Stainless steel soleplate M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Handheld Parmesan Grater, at Marks & Spensers
Grip handle Wide plate, Manufacturer: Marks & Spencer

Mr & Mrs Mugs Set, at Marks n Spencer
Contains: 2 mugs - 1 'Mr' and 1 'Mrs' Approx size: H110 x D80mm

2 Angle Scallop Trim First Bras, at Marks and Spenser
These great value bras are ideal for everyday wear. They're made with stretchy cotton for a supportive and comfortable fit and the non-wired design is the best choice for first bras

Little Acorns Mini Record Book and CD Album with 4 CDs, at Mark's & Spencer
Pack contains: 1 record book, 4 pre-labelled CDs Approx size: Book dimensions: H140 x W140 x D32 mm

Pure Cotton Oxford Wide Stripe Shirt, at Mark's & Spencer
Stylish and innovative, this wide stripe easycare shirt is quick and easy to iron for a smart crisp look

Total Support Luxury Lace Bra, at Marks and Spencer
Soft and comfortable, this non-wired bra gives all-round support and uplift with good coverage, extra wide straps and 3 hook-and-eye fasteners. It's secure but gentle and lightweight, an ideal choice for everyday wear

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Mark's & Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Mark & Spencers, through its Marks & Spencer Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Buildings & Contents Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.