Marks and Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Motor Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money Direct website. With a simple, no-hassle service, you can compare features between a number of M&S Finance products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money Direct loans, credit cards or Buildings Insurance - besides a number of other insurance products, M&S Money Direct can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money Direct insurance products (Buildings Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencers insurance products in document format too.

M&S Money Direct offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Direct Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money Direct UK and European Breakdown Cover, since it covers you as a passenger too.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spenser, through its M&S Money Direct website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Buildings Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Cotton Rich Coolmax® Flat Sheet, at Marks & Spencer
Plain Easycare Perfect for use with our range of cool cotton duvets and protectors 220 thread count for a smooth crisp finish that requires minimal ironing Comes in single, double, kingsize and super-kingsize Depth 25cm, Manufacturer: Marks & Spencer

Per Una Pure Cotton Sleeveless Floral Camisole, at Mark & Spencers
A fashionable camisole featuring an floral print and frill trim

Classic Collection Short Sleeve Scallop Trim Nightdress, at Marks & Spencer
Fresh and feminine, this nightdress is comfortable to sleep in and features a pretty floral print

Classic Collection Floral Print Nightdress, at Marks & Spencer
Fresh and feminine, this nightdress is made from a soft cotton blend so it feels comfortable to sleep in. The floral print adds a pretty touch

Classic Straw Hat, at MarksandSpencer
Keep your cool in this straw sun hat, a summer and holiday essential

Cotton Rich Contrast Stitch Bootleg Jeans, at Marks & Spencers
Flattering and fabulous, bootcuts make legs look longer and are kind to curves. This pair sits on the waist and is designed to give a shapely feminine silhouette. Added stretch gives the perfect fit

Easter Letters Wrap Pack, at Marks and Spencer
2 sheets, 2 tags Approx size: each sheet: 495 x 695mm

T345623S, at Marks and Spencer
Manufacturer: Marks & Spencer

ARCHOS Battery Dock for Internet Media Tablet, at Marks & Spencers
DVR battery dock Download pictures directly from most digital cameras Charge your ARCHOS more quickly Charges your battery Dock and your ARCHOS at the same time Playback videos on your TV in high quality Transfer media files from your computer Ultra-fast charge time M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Ashbourne Recliner, at Mark's & Spencer
H99 x W112 x D105cm (Reclines to L173cm) Seat H49cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Manual recline model Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 08457 624 624 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Sprung-Edge Divan with 2 Small + 2 Large Drawers & F200 Mattress, at Marks and Spencer
Double Mattress (4ft 6in): W135 x L190 cm King Size Mattress (5ft): W150 x L200 cm Super King Size Mattress (6ft): W180 x L200 cm Double Divan (4ft 6in): W135 x L190cm King Size Divan (5ft): W150 x L200cm Super King Size Divan (6ft): W180 x L200cm Divan Height: 41cm Mattress depth: 24cm Small Drawer: H14 x W40 x D52cm Large Drawer: H14 x W78 x D52cm Smaller drawers at the head end are designed to open without moving your bedside table Spring count: 930 Sprung-Edge divan - can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and Divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item Individually pocketed springs Deep layer of memory foam Coolmax stretch knit cover helps regulate body temperature and adds a soft feel to the mattress Memory foam moulds to the shape of your body once warmed by body heat providing high levels of support Pocket sprung mattresses give a flexible feel This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Dyson Animal DC14 Upright Vacuum Cleaner, at Marks & Spencer
Suction power: 280 airwatts (constant) Root Cyclone™ technology: Dyson vacuum cleaners separate dirt from the air by centrifugal force. It spins the air incredibly fast and the dust and dirt is flung out into the clear bin™. Suction is maintained as there is no bag to become clogged Mini turbine head: Cleans pet hair and dirt from confined spaces such as upholstery, stairs and the car Hygienic and quick to empty: Dyson design minimises risk of contact with dirt Motorised brush bar: Powerful bristles remove dirt and pet hair from carpets Expels only clean air: Air expelled from a Dyson has 150 times less mould and bacteria than the air you breathe. Dyson technology captures particles as small as pollen, bacteria and mould spores Clear bin™: Tough polycarbonate bin lets you see when it needs emptying Bin capacity: 2.7 litres Fingertip brush control: Brush bar turns off to protect delicate rugs and hard floors Reversible wand: The wand reverses to reach awkward areas more easily and with a better grip Washable HEPA filter with Bactisafe™ screener: Ideal for allergy sufferers. Filters must be washed every 6 months All floors: This Dyson model is suitable for all floors Combination accessory tool: Nozzle converts to a mini turbine head for easy removal of pet hairs Cord length: 9.3 metres Maximum reach: 14.5 metres Dimensions: H110 x W33.5 x D34cm Weight: 8.4 kg Included in the box: Mini turbine head, brush tool, stair tool, crevice tool, operations manual, quick start guide, guarantee information and product registration card M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Nintendo Wii™ Console with Disney Sing It Game Bundle, at Marks & Spencers
Includes wireless Wii Remote, Wii Nunchuk and Sing It game with Microphone Sing it Game with Microphone: Disney Sing It is the new karaoke video game that allows fans to perform to 35 songs from Camp Rock, High School Musical, Hannah Montana, Miley Cyrus, Aly & AJ, Jesse McCartney and more Plays two disc formats in a single, self-loading media bay Features a processing chip from IBM and a graphics chip from ATI Completely backward compatible, all the way to the NES of the 1980s Built-in Wi-Fi access for easy connection to Nintendo Wi-Fi Connection gaming service Online Wii Channel for news, weather, photo viewing, message boards and more Supports up to 4 GameCube controllers SD card slot Fully compatible with GameCube games Comes with A/V cable and UK power adapter

Philips HP6306 Ladyshave, at Marks & Spensers
Protects your skin during shaving: The gentle small shaving head protects your skin leaving your skin to feel soft and smooth Prevents irritation and rashes: The hypoallergenic foil protects against nicks, cuts or irritation, for a safe and comfortable shave Fits comfortably in your hand: Slim ergonomic design Easy storage: Luxury storage pouch Shave in or out of the shower Replacable head Accessories: cleaning brush, protection cap

Pure Cotton Thomas & Friends© Top & Joggers Outfit, at Marks & Spencer
Fans of Thomas & Friends will love this 3 piece joggers outfit featuring the popular character Thomas the tank engine. Fun, practical and great value

Elasticated Check Belt, at M&S
Define your waistline with this fashionable check belt

Wool Blend Flat Front Trousers, at Marks and Spenser
Smart and stylish, these trousers are made from a hardwearing wool blend. An ideal choice for work or everyday wear

Limited Collection Large Bow Belt, at Marks and Spencer
Show off curves and cinch in your waist with this bow belt with stitch detailing for an on-trend look for day or night

Portfolio Mixed Chunky Bead Necklace, at Marks & Spencers
Button fastening Ribbon chain Mixed chunky bead design Necklace length 81cm

Heirloom Heart Drop Earrings, at Marks & Spencers
Hook fastening Drop style Heart design

Double Sided Body Tape, at Marks & Spencers
Body tape is ideal for securing low cut garments and holding your clothes in place just where you want them

Flat Front Eveningwear Trousers, at M&S
With a modern, flat front silhouette combining comfort and style, these dapper trousers add versatile appeal to your formal wardrobe, maintaining your smart look throughout the day

Classic Collection Pure Cotton Stripe Insert Top, at MarksandSpencer
Modern and stylish, this versatile top is made from soft easycare fabric and features a stripe design. A fashionable style with a comfortable, flattering fit

Autograph Pure Silk Spot Check Tie, at Marks and Spencer
Crafted from pure silk for a truly elegant look and feel, this stylish tie adds a dash of colour to your smart boardroom look

Clear Salt & Pepper Condiment Mills, at Marks and Spencer
Pack of 2 Salt and pepper mills Screw top design H14cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Tulsa Love Seat, at Marks & Spencer
H96 x W137 x D98cm Seat H50cm (all dimensions are approximate) Seat cushions filled with Quallofil ExtraLife filling, an advanced 3-dimensional polyester fibre that gives long-lasting performance and helps to maintain the cushions look and shape. Provides improved resilience without compromising on softness. Easy-care and springs back to its original shape after re-fluffing Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 08457 624 624 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Limited Collection Sleeveless Dart Detail Belted Dress, at MarksandSpencer
Sleek and chic, this knee length dress is tailored to fit and flatter. A stylish choice for work or smart occasions. It's machine washable for added convenience

Stormwear™ Pure Cotton Single Breasted Mac, at Marks and Spencer
Fashionable and practical, the mid length single breasted mac is a wardrobe essential this season. This version in a water resistant easycare fabric features a modern large button detail

Digital Photo Frame with Detachable Keychain, at Marks and Spencers
Digital photo frame with detachable keychain and stand. Keep your favourite photographs with you. View your photographs individually or create a slideshow, you can also rotate and edit your photographs using your computer

Pure New Wool Single Breasted 2 Button Twill Jacket, at Marks & Spencer
Beautifully tailored and finished with careful attention to detail, this luxurious jacket is made from pure new wool

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Mark & Spencers are so useful. M&S Money Direct financial products are, of course, designed to make Marks&Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Direct Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Direct Buildings Insurance than you will anywhere else, and you may even pay less with M&S.