There are lots of ways to save money using M&S Money. Not least of these is Marks & Spencers Standard Motor Insurance. With M&S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks n Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money, you get more, and you pay less.

Marks & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Motor Insurance, but Marks & Spensers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Money Direct products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money loans, credit cards or Buildings Insurance - besides a number of other insurance products, M&S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money insurance products (Buildings Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Mark & Spencers insurance products in document format too.

Besides Mark's & Spencer Motor Insurance, M&S Money Credit Cards and other financial products, M&S Money Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spensers purchases are also protected while you take them home.

Also, on both M&S Money Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Artificial Orchid Spray in Ceramic Bowl, at Marks & Spencers
Artificial orchid Ceramic bowl H75cm, Manufacturer: Marks & Spencer

North Coast Pure Cotton Long Sleeve T-Shirt, at Marks & Spencers
Fashionable and relaxed, this long sleeve t-shirt is made from pure cotton it's soft, breathable and comfortable to wear

Andante Square Cereal Bowl, at MarksandSpencer
Ideal for everyday use, durable Square edge design Diam 17cm, Manufacturer: Marks & Spencer

Extending Floor Lamp & Shade, at Marks & Spencer
Antique brass finish steel Fabric shade 40 x 162cm, Manufacturer: Marks & Spencer

Flat Front Crease Resistant Trousers, at Marks & Spensers
Stay smarter for longer with these innovative crease resistant trousers

Classic Collection Velour Wedge Slippers, at Mark's & Spencer
Treat your feet to the warm comfort of these velour wedge slippers. They're a terrific option for lounging around the home in cosy style

Cotton Rich Embroidered Rose Full Briefs, at Marks and Spencer
Pretty and feminine, these embroidered full briefs are extremely comfortable to wear and give good coverage at the front and back

Autograph Pure Cotton Wide Leg Jeans, at Marks & Spencers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in smart styles and high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look.

7 Piece Pure Cotton Eskimo Set, at MarksandSpencer
Ideal for new arrivals, this cute and practical set contains an all in one, a jacket, crawler, 2 bodysuits, t-shirt and bib. A great value pack in soft comfy cotton

Sunflower Race Kit, at Marks & Spencers
This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Classic Collection Quilt Button Embroidered Bed Jacket, at Marks & Spensers
Pretty and feminine, this embroidered bed jacket is made from soft fabric for a comfortable night's sleep

Older Boys' Leaf Print Swimming Shorts, at MarksandSpencer
A leaf print design gives these swimming shorts a contemporary twist. A fashionable and practical style

Per Una Body Spray, at Marks and Spencer
100ml This product is not available for international delivery. Find out more

All Whites - Case of 12, at Marks & Spencer
2 Mcon Millly-Lamartine Blanc 2007: It's so difficult to find good value white Burgundy these days, which is exactly why this wine is a real gem. With aromas of roasted peach and grilled nuts... 2 Trentino Chardonnay 2008: A scrumptious, lip-smackingly fresh style of Chardonnay from the mountain slopes of northern Italy... 4 Turn the Table Sauvignon Blanc 2008, Durbanville: A lively and invigorating Sauvignon Blanc with crisp acidity and a lovely touch of spice on the finish. Classic flavours of cut grass and freshly podded peas are complimented by a note of tangy lemon... 4 El Tidon Sauvignon Blanc 2008: Packed full of fresh, spicy flavour, this Spanish Sauvignon Blanc offers outstanding value for money... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Per Una Tinted Moisturiser 30ml, at Marks & Spencers
Illuminating tinted moisturiser Lightly covers whilst effectively moisturising Dermatologically tested 30ml SPF 15

Per Una Leather Notched Belt, at Marks and Spencers
A bold buckle makes this fashionable belt even more special. Add a stylish finishing touch from Per Una

Machine Washable Flat Front Trousers with Wool, at Marks and Spencer
Tailored from a soft wool blend fabric, these reliably smart trousers offer good crease recovery and a convenient easy to care for fabric. Ideal as a day to day workwear staple

Limited Collection Triple Seam Pump Shoes, at Marks & Spencers
Pointed toe Triple seam design Slip on Flat sole Comes in sizes 3-8, including half sizes

Reversible Leather Belt, at Marks & Spencer
Add a smart finishing touch with this leather buckle fastening belt

Pure Cotton Straight Leg Jeans with Belt, at Marks & Spenser
Jeans are a wardrobe essential and this straight leg pair make a fashionable and practical choice

Artificial Organic Orchid with Bowl, at Marks & Spensers
Artificial orchid Ribbed bowl No watering required therefore easy care Fresh looking throughout the year Diameter: 48cm, Manufacturer: Marks & Spencer

The Pleated Dart Flannel Mini Skirt, at Marks and Spencer
The mini skirt is a classic and a must for showing off great legs! Make a statement in this fabulous red version with fashionable pleats and darts. Keep it contemporary with boots and tights this season

Basket Weave Cufflinks, at M&S
Add a smart finishing touch with these basket weave cufflinks

Pure Cotton Check Baseball Cap, at Marks & Spencer
Whether you're keeping the sun out of your eyes during the big game or simply relaxing in casualwear, the baseball cap is a style essential

Supima® Satin Trim Vest, at Marks & Spencers
Supima cotton known as the world's finest cotton. It's renowned for its superior strength, enhanced durability and sumptuous feel

Milk & White Chocolate Three-Present Stack Cake, at Marks & Spencer
64 portions Chocolate cake: A rich chocolate cake filled with chocolate ganache. Chocolate sponge cakes can be eaten up to 5 days after collection 3 cakes: 19.5cm square/15cm square/11cm square 3.3kg total weight Not suitable for nut allergy sufferers Suitable for vegetarians As featured on page 67 of the Food to Order brochure Available for collection in the majority of our UK mainland stores

Autograph Exclusive Beaded Hipster Bikini Bottoms, at Marks and Spencer
Luxurious and exclusive, these glamorous bikini bottoms are beautifully designed in a flattering, fashionable silhouette for the ultimate in style. They're made from soft, comfortable fabric and finished with careful attention to detail

Essential Colours Nail Polish, at Marks & Spencers
High gloss Fast dry Chip resistant Formaldehyde and toluene free 8ml This product is not available for international delivery. Find out more

The Turn-Up Wide Leg Trousers, at M+S
Wide leg trousers skim your shape for a super flattering silhouette. Perfect with flats or heels, they're elegant and fashionable. This must have pair come with smart turn ups for a polished look

Fox Gordon Brothers and Sisters Shiraz 2005 - Case of 6, at Mark's & Spencer
Style: Dry, full bodied Grape Variety: Shiraz (Syrah) Country: Australia Closure: Screw cap Suitable for vegetarians and vegans Bottle: 6 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

M&S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.