When you're shopping at Marks and Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money Direct. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Motor Insurance, there's a lot more going on at Marks & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money Direct. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money Direct, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money Direct website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Marks and Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings & Contents Insurance or Motor Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money Direct website. With a simple, no-hassle service, you can compare features between a number of M&S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money Direct loans, credit cards or Buildings & Contents Insurance - besides a number of other insurance products, M&S Money Direct can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money Direct insurance products (Buildings & Contents Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Mark & Spensers, through its M&S Money Direct website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Floral Pendant Necklace, at Marks and Spencer
Clasp fastening 3 strand necklace Mixed bead design Floral pendant Necklace length: 41cm, extendable by 8cm

Blue Harbour Pure Linen Long Sleeve Shirt, at Mark's & Spencer
This pure cotton shirt has been dyed using a special process to give an authentic washed down look which will fade fashionably with time and wear. Colour variations make each garment unique

5 Younger Girls' Pure Cotton Dora The Explorer Shorts, at Mark & Spensers
A must for fans of Dora The Explorer, these pure cotton shorts feature cute motifs of the popular character

Pure Cotton Long Sleeve Stripe Shirt, at Marks n Spencer
Whether you're travelling the world or staying closer to home, our travel shirts are specially designed to keep you looking and feeling your best. Crease resistant to maintain a smart appearance, a special finish draws moisture away from the body to keep you cool while the incredibly breathable shirt fabric is woven to maximise the flow of air between the yarns

Short Pillar Candle, at Marks and Spencers
Pillar shape Single wick Plain Non fragranced, Manufacturer: Marks & Spencer

Pure Cotton Turn-Up Sleeve Drawstring Coat, at Mark's & Spencer
Modern and stylish, this turn-up sleeve coat is beautifully designed for a flattering, sophisticated look

Classic Collection Paisley Print Lightweight Scarf, at Mark & Spensers
Add a fashionable finishing touch to your look with this elegant paisley print scarf. The perfect accessory to this season's styles

2 Sequin Alice Bands, at Marks & Spencer
Dress up those tresses in fabulous style with these cute alice bands

Fraser 2-Seater Sofa, at Marks & Spensers
H99cm x W188cm x D102cm Seat: H48cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a medium finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Inky Alliums Mum Birthday Card, at M & S
Cover text: Mum, this brings lots of love and thanks for all that you do... Inside message: ...and wishes for a birthday that's wonderful like you Approx size: 150 x 150mm

Philips NT9110 Nose & Ear Trimmer, at Marks and Spencer
Guaranteed no pulling: Ultra sharp closed cutting system avoids pulling Prevents nicks and cuts: Guarded system protects against nicks and cuts Powerful precision micro trimmer Soft grip coating for maximum control Ideal angle for easy reach 100% waterproof for easy use and cleaning Accessories: AA battery, 2 trimming combs, protection cap

Filigree Collection - 3-Arm Chandelier, at Marks & Spensers
3 light chandelier Clear glass droplets Tiered H 75 x Diam 36cm Bulb: 5 x E14 Golf Ball 60W This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Playmobil Horse Trailer Toy, at Marks and Spencers
Suitable for ages 4+ Includes two horses Removable vehicle roof This product conforms to the EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Double Twisted Stick Drop Earrings, at Marks & Spensers
Hook fastening Twisted design For hygiene reasons, refunds will only be given in accordance with your legal rights

Girls' Limited Ruffle Trim Hooded Top, at Marks and Spencer
Part of Girls' Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Autograph New York Body Spray, at Marks and Spenser
100ml This product is not available for international delivery. Find out more

Per Una Stripe Bolero with Vest, at MarksandSpencer
A fashionable 3/4 length sleeve bolero with stripe design. It comes with a matching plain vest

Bingley Bear with Fabric Flowers Birthday Card, at Marks and Spenser
Cover text: Birthday Wishes... Inside message: ...With Love x Approx size: 175 x 125mm

Cut Swirl Champagne Flute, at Marks and Spencer
Wide base Swirl design Handmade Height: 27.5 cm Capacity: 17cl, Manufacturer: Marks & Spencer

Authentic Beach Trousers, at M+S
Loose fitting and lightweight, the functional design of these versatile beach trousers makes them a must-have for your summer wardrobe

Autograph Pure Wool Single Breasted 2 Button Stripe Jacket by Timothy Everest, at Marks & Spencer
Our Autograph suits are made from finer fabrics with superior attention to detail, giving you the ultimate in sharp, sophisticated style

Pure Cotton Stripe Mock Layer Polo Shirt with Socks, at M & S
A stylish smart-casual look, this long sleeve polo shirt in soft cotton features a mock layer design. Practical, comfortable and easycare

Autograph Wing Collar Shirt & Bow Tie, at Marks & Spenser
Stylish and sophisticated, this wing collar shirt looks elegant worn with a bow tie. Ideal for proms, balls and special occasions

Per Una Short Sleeve Gathered Jersey Top, at Marks & Spensers
An elegant short sleeve jersey top featuring gathered front design and underbust seam

Detroit 5 Drawer Chest, at M&S
H105 x W90 x D45cm Made from White Oak solids and veneers Finished with 2 coats of durable, clear lacquer of mid sheen Drawer boxes made from solid European hardwood. Draw fronts made with oak veneer Solid oak legs Side panels made with Oak veneer Top panels made from Oak veneer with a solid Oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning: Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Abstract Print Frill Top with Silk, at Marks and Spencers
Part of Autograph's Luxe Tradition trend. Luxurious and contemporary with a sense of British heritage, this trend features a soft colour palette, modern prints and beautiful fabrics. A sophisticated look for the new season

Pure Cotton Thomas & Friends© Short Sleeve Stripe Polo Shirt, at Marks & Spenser
Fans of Thomas & Friends will love this cotton polo shirt featuring Thomas. A practical, easycare style

Pure Cotton Long Sleeve Minnie Mouse Top, at Marks and Spencer
Fans of Disney will love this long sleeve cotton top featuring Minnie Mouse. A practical, easycare style

Memory Foam Pillow, at Marks and Spencer
Provides support and maximum comfort Plain, Manufacturer: Marks & Spencer

Bonded Jacquard Underwired DD-G Bra, at Marks & Spensers
Soft and comfortable, this jacquard bra is ideal for everyday wear. It's underwired and shaped for an uplifted natural look

There are lots of ways to save money using M&S Money Direct. Not least of these is Marks and Spenser Standard Motor Insurance. With M&S Money Direct you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Money Direct, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money Direct, you get more, and you pay less.