Shopping for financial products at M&S Financial Services UK website is just as simple as shopping for fashion or furniture at the Marks and Spenser online store. Here are just some of the financial products which can be purchased via the M&S Financial Services website:

• M&S Insurance: M&S Car Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Financial Services in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Financial Services website.

M&S Financial Services offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Financial Services Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencers 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tescos:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Financial Services UK and European Breakdown Cover, since it covers you as a passenger too.

M&S Financial Services Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Financial Services Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Older Girls' Heart Print Tankini, at MarksandSpencer
Fun and fabulous, this comfortable tankini is sure to make a splash!

2 Pairs of Older Boys' Cotton Rich Bart Simpson Socks, at Marks and Spencers
A must for fans of The Simpsons, these socks feature Bart skateboarding

Sony 40'' KDL-40E5500 Full HD Ready Picture Frame LCD TV, at Marks&Spencer
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: LCD Sony Bravia Engine 3 with a 40 inch viewable screen and a display resolution of 1920 x 1080 pixels Integrated Digital & Cable Tuner: Provides access to all Freeview™ channels and radio stations (subject to coverage) and is cable TV ready (with supported providers only) Dolby Virtual Surround and BBE Digital: Experience the effect of digital surround sound from only two front speakers with our advanced S-Force Front Surround technology Dimensions: With table stand W101.6 x H68.0/66.3 x D30.3cm, Without table stand W101.6 x H64.3 x D9.8cm Weight: Weight including stand 20.5kg, Weight without stand 17.5kg Connectors: Digital Audio Output (optical) x 1, HDMI™ Inputs x 4, HDMI™ PC Signal Capability, PC Input (15pin D-Sub) + Audio In, Component Inputs x 1, Composite Video In x 1, 4 Pin (Y/C) In (S Video), USB 2.0 Input, MiniJack (Head/Earphone) 3.5mm, PCMCIA Card Slot, RCA AV Input x 2, Analogue Audio inputs x 2, RF In, Scart Inputs (RGB) x 2, DLNA Ethernet (Video/Music/Photo), AppliCast™ BRAVIA Engine 3: Enjoy images with impressive depth and clarity, optimal contrast, vibrant colours and truer-to life tones with BRAVIA ENGINE 3 24p True Cinema: Shows images at 24 frames per second just like a real cinema screen AppliCast™: View information from the internet on screen while watching TV with AppliCast™. Pre-installed services include a series of handy widgets such as an Analogue Clock and a Calendar Picture Frame Mode: Not watching TV? Turn it into a digital photo frame to display your own pictures or the 6 pre-installed images BRAVIA Theatre Sync: Synchronises your Sony theatre system so it can be operated by the press of a single button Use wall mount T042104 to perfectly mount this TV, Manufacturer: Marks & Spencer

Pure Cotton Lightweight Flap Pocket Chinos, at Marks & Spensers
A great smart casual look for summer, these flap pocket chinos are made from soft cotton and offer a comfortable, relaxed fit

Blue Harbour Pure Linen 3/4 Length Shorts, at M+S
Relaxed and casual, these fashionable3/4 length shorts are made from cool soft linen and feature side pockets

Zamora Zinfandel 2007 - Case of 12, at Marks and Spencer
Style: Full bodied Grape variety: Zinfandel Country of origin: USA Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Floral Necklace & Hair Clip Set, at Marks & Spenser
Set of 3 Necklace with adjustable clasp fastening 2 hair clips Floral design Necklace length: 40cm, extendable by 5cm

XBOX 360® Tom Clancy's Rainbow Six® Vegas 2, at Mark & Spencers
Full PEC Experience: A greatly improved PEC experience - your character evolves online and offline, in both single-player and multiplayer modes. Terrorist Leaders are now a strategic target for Rainbow - leaders control respawns, so when you take out the leaders, enemies can no longer respawn. Terrorists Enemies have a wider variety of reactions and use ballistic shields. Team Rainbow Can use the Leap-frogging technique for safely approaching an area defended by an opposing force. Teammates cover each other successively when they move forward. Up to 16 players (360) and 14 players (PS3) Two-player split-screen mode 13 maps for co-op and adversarial play Including three maps from R6 Vegas, revamped maps from R6 Raven Shield and all-new maps All-new co-op experience. Co-op story mode, Jump-in-jump-out mode and Co-op terrorist hunt. New adversarial modes: Demolition - Attackers plant an explosive device at one of two predetermined locations and protect the bomb until it explodes Team Leader - Teams must keep their leader alive while they escort him to the extraction point while preventing the enemy from extracting their own leader You must be 16 years of age or over to purchase this product M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Platforms: Xbox 360, ESRB Rating: Teen

Portfolio Waterfall Jersey Cardigan, at Mark's & Spencer
Part of Portfolio's Shades of Paradise trend, featuring the earthy tones of nature combined with rich, tropical highlights. Elegant and feminine styling makes this a chic summer look

Fish & Seafood Bible - From the Ocean to the Table, at Marks & Spensers
You will be surprised by the imaginative combinations of ingredients in seafood dishes, while flavours from around the world will take you on a culinary trip along the coasts of other countries and continents. A bible no kitchen should be without

Compaq Presario SR5707UK-M Desktop PC Bundle, at M&S
Operating system:Genuine Windows Vista Home Premium 32-bit Processor:Intel Celeron Dual Core processor E1400, Intel G31 express chipset Memory:2GB DDR2-SDRAM, 2 DIMM sockets Storage:320GB SATA 3G Hard Disk Drive (7200 rpm), Up to 13GB partition for system recovery DVD writer SATA DVD RAM and Double Layer supporting LightScribe technology, Create silkscreen-quality disc labels direct from your PC with LightScribe: Just burn, flip, burn 15 in 1 memory card reader Communication:Ethernet 10/100BT integrated network interface Video:Intel Graphic Media Accelerator 3100, Integrated Graphics (VGA port) 128 MB dedicated memory, up to 287 MB total available graphics memory as allocated by Windows Vista Sound:High Definition Audio 5.1 (2 front audio ports, 3 rear analog audio ports) Included accessories:PS/2 keyboard and optical mouse Optional accessories:LCD Monitors (buy separately): Compaq WF1907v 19-inch Wide Flat Panel Monitor, Compaq W220q 22-inch Wide Flat Panel Monitor Ports and Expandability: 2 external optical drive bays, 1 internal HDD bay, 1 PCI-Express 16x (free), 1 PCI (1 free) and 2 PCI-Express 1x (2 free), 6 USB 2.0 ports (2 in front) Software: Microsoft Works and Microsoft Office Home and Student 2007 60-Day Trial Version, Microsoft Internet Explorer 7.0, Windows Mail, Adobe Reader 8.0 HP MediaSmart Suite: Music, Video, DVD, Photo, HP Total Care Advisor, Photosmart Essential, Windows Photo Gallery, Windows Media Player, Windows Movie Maker, Windows DVD Maker, Cyberlink DVDSuite, Muvee AutoProducer, EasyBits Magic Desktop, HP Games Console with hours of free game play, featuring EA Spore Creature Creator, Windows Media Center Service and Support:Recovery partition (including possibility to recover system, applications and drivers separately) Optional re-allocation of recovery partition Recovery CD/DVD creation tool Symantec Norton Internet Security 2009 (60 days live update) Weight:9.53 kg, packed: 14 kg Dimensions:16.9 x 42.6 x 37.7cm Warranty: 1 year, pick-up and return, parts and labour You can expand the warranty coverage of your product up to 3 years

Sony VRD-P1 DVDirect® Express DVD Writer, at Marks and Spencer
Video transfer: Transfer home videos from select Sony Handycam camcorders to DVD - without a PC One-Touch recording: Simply connect the VRD-P1 to the compatible Sony Handycam camcorder, and then press the Record button on the VRD-P1 to transfer the latest video on the Handycam camcorder to DVD Control your recordings: One-Touch recording will automatically record the video captured since the last DVD recording. Additional recording modes are available using the connected Handycam camcorder's LCD screen, and allow the user to record either all the video from the Handycam camcorder to DVD1, or to be more specific based on dates or DVD scenes Simple connection: The VRD-P1 easily connects to the Sony Handycam camcorder via a built-in USB cable (mini A type). The same built-in USB cable also draws power from the connected Handycam camcorder, which means there is no need for an AC power adapter or electrical outlet DVD media: Records on DVD-R or DVD+R discs1, providing up to 6 hours of recording time (using LP mode) per DVD DVD playback: Recorded DVDs are playable on most home DVD players DVD player: The VRD-P1 can serve as more than just a DVD writer; it can be a DVD player as well, playing back the DVDs it creates. Simply connect the VRD-P1 to a compatible TV via the Handycam camcorder using the built-in USB cable and A/V cables supplied with the camcorder Compatibility: VRD-P1 is compatible with the following Sony Handycam camcorders only: DCR-SR47, DCR-SR67, DCR-SR87, DCR-SX40, DCR-SX41, DCR-SX60

Portfolio Cotton Rich Bootleg Joggers, at Marks & Spencers
Part of Portfolio's Parisienne trend. Feel bold and chic in this feminine look inspired by Parisian style. With a striking colour palette of cream, ruby, black and dove grey, this is a style-conscious trend for the new season

Zebra Print Shoe Mannequin Jewellery Holder, at Marks and Spencer
Shoe design Zebra print Multiple hooks and hoops Pom pom feature

Bingley Bear Horseshoe Wedding Card, at M&S
Cover message: Wedding! Inside message: A wish for the happy, New Husband and Wife, For a wonderful start, To a wonderful life! Approx. size: 230 x 114mm

Pure Cotton Pleated Floral Skirt, at Marks & Spencer
Casual and contemporary, this pure cotton skirt features a pleated front detail Stylish, practical and fashionable

Summer Straw Gambler Hat, at Marks and Spencer
The straw gambler hat is perfect for those hot days. The woven straw is gives this hat a unique look as well as being a lightweight summer hat, the wide brim will keep the sun from your eys while the stylish striped band adds a touch of class to this great looking hat

Feather Patch Lilac Bedset, at M+S
Single set includes single duvet cover (3ft) and 1 pillowcase Double set includes double duvet cover (4ft 6in) and 2 pillowcases King size includes king size duvet cover (5ft) and 2 pillowcases Embroidered feather patch design

Centre Crease Bootleg Trousers, at Marks and Spencer
Fashionable and fabulous, bootcuts flatter curves and make legs look longer. This pair sits on the waist and is designed to give a shapely feminine silhouette. Added stretch gives the perfect fit

Per Una 3/4 Sleeve Empire Line Knitted Top, at Marks & Spensers
An elegant 3/4 sleeve knitted top featuring button detail, the empire line makes it extra stylish.

2 Pairs of 60 Denier Opaque Diamond Tights, at Marks n Spencer
These essential 60 denier diamond tights are fantastic value. They're made with added stretch for a great fit and shape retention

Pure Cotton Pintuck Jersy Bedset, at Marks & Spencer
Pintuck detail Includes 1 duvet cover and 2 pillowcases, Manufacturer: Marks & Spencer

Luxury Pure Wool Pinstripe Trousers, at Marks n Spencer
Get 30% off price shown. Discount applies at checkout Hours of handcrafting have gone into this superior quality suit for authentic tailored style. Every detail has been carefully considered to give a luxurious look and feel

Big & Tall Single Breasted 2 Button Jacket, at Marks and Spencers
Specially proportioned for big and tall men, this single breasted jacket is designed to give a flattering, comfortable fit

Autograph Wide Leg Belted Trousers, at M & S
Fluid and feminine, these wide leg trousers are cut to flatter, giving an elegant silhouette. A stylish, fashionable look

Brass & Glass Mantle Clock, at Marks & Spencers
Brass & solid glass construction Inset movement Quartz accuracy A quartz clock keeps time by the vibrations of a quartz crystal. It is judged to be the most accurate timepiece now on the market, losing or gaining only a minute a year, compared with one or two minutes a week for most other watches H17.5cm x W16cm, Manufacturer: Marks & Spencer

Leather ID Hip Wallet, at Marks & Spencer
Smart, stylish and practical, this leather wallet makes it easy to organise cards, notes and coins features multiple comparments

23cm Springform Cake Tin, at Marks & Spencers
Ideal for baking cakes, and cheesecakes with easy release closure Heavy gauge easy to clean bakeware Premium non-stick coating Soft grip handle Diam: 23cm (9") Height: 7.5cm, Manufacturer: Marks & Spencer

North Coast Pure Cotton Flat Front Jeans, at Marks and Spencer
Stylish and comfortable, these straight leg jeans give a regular fit through the hip and thigh

Autograph Essentials Vintage Rose Embroidered E-G Bra, at Mark & Spensers
Elegant and feminine this rose design bra features bow detail. It's underwired and structured to give fuller busts great support and a flattering enhanced shape. Beautiful exclusive lingerie

There are lots of ways to save money using M&S Financial Services. Not least of these is Marks & Spenser Standard Car Insurance. With M&S Financial Services you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Financial Services, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks&Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Finance, you get more, and you pay less.