Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spencer, through its M&S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Home Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Shopping for financial products at M&S Money UK website is just as simple as shopping for fashion or furniture at the Mark's & Spencer online store. Here are just some of the financial products which can be purchased via the M&S Money website:

• M&S Insurance: M&S Car Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money website.

Marks and Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Car Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Finance products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money loans, credit cards or Home Insurance - besides a number of other insurance products, M&S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money insurance products (Home Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencer insurance products in document format too.

5 Pairs of Younger Boys' Monkey Socks, at Marks and Spencer
Brighten up his underwear drawer with these fashionable assorted socks

Ceriso Spot Print Frill Trim Shorts, at Marks and Spencers
Glamorous and flirty, these modern shorts feature a spot print and a frill trim. The low rise, low leg style gives a flattering, shapely fit. Designed for women who want the latest look

Autograph Bronzer Brush, at M+S
Handmade Enables you to achieve a controlled light and even coverage

Medium Wine Glass, at Marks & Spencers
32cl H21.5cm, Manufacturer: Marks & Spencer

3 Cool & Fresh Cotton Rich Assorted Trunks, at Marks and Spenser
Made from soft breathable stretch cotton, these comfy trunks are ideal for everyday wear

Long Beach Sweetie Necklace, at Marks and Spenser
Assorted beads Long length Clasp fastening Necklace length: 101cm

Collezione Pure Silk Multi Stripe Tie, at Marks & Spencers
Stylish and luxurious, this pure silk tie is part of Collezione, a sophisticated menswear collection inspired by Italian tailoring

Autograph Pure Silk Contrast Edge Tie, at Marks and Spenser
Fashionable and contemporary, this pure silk tie is part of our exclusive Autograph collection. Designer style and luxury at high street prices

Glitter Stripe Bedset, at Marks and Spenser
Glitter stripe design Single set includes single duvet cover (3ft) and 1 pillowcase Double set includes double duvet cover (4ft 6in) and 2 pillowcases King size includes king size duvet cover (5ft) and 2 pillowcases Super King Size includes super king size duvet cover (6ft) and 2 pillowcases, Manufacturer: Marks & Spencer

Faux Pearl Clip-On Earrings, at Marks & Spencers
Pearl effect Clip-on fastening Diameter 12mm

Grandson Star Birthday Card, at Marks n Spencer
Cover text: Brilliant, Grandson, Smashing, Fabulous, Splendid Inside message: Happy Birthday Approx size: 150 x 150mm

Pure Cotton Quick Iron Button Down Stripe Shirt, at Marks and Spencer
Stylish and innovative, this pure cotton easycare shirt is quick and easy to iron for a smart crisp look

Autograph Luxury Leather Despatch Bag, at Mark's & Spencer
This Autograph despatch bag is smart and fashionable, this luxury leather design also features an adjustable strap and internal pocket for extra storage

125 Years Luxury Pure Wool Single Breasted 3 Button Jacket, at Marks & Spenser
Part of the Commemorative Collection, celebrating 125 years of M&S. Featuring smart styles inspired by our archives

Artemis Lightweight Soft Large Rollercase, at Marks & Spenser
A smart option for travel, the wheeled design and retractable pull handle offer easy mobility no matter where you are in the world. A zip fastening helps keep your belongings secure

Stainless Steel Meat Prong, at Marks and Spencers
Loop in the handle for hanging Stainless steel This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Mixed Bead Maui Rope Necklace, at Mark & Spencers
Rope necklace Mixed bead design Necklace length 107cm

Almond Toe Gusset Feature Shoe Boots, at Marks and Spenser
Almond toe Centre stitch detail Gusset feature Slip on Mid heel Heel height: 66mm

Special Friend Text Birthday Card, at M+S
Cover text: Special Friend Inside message: Blank for your own message Approx. size: 150 x 150mm

Linen Blend Tie Waist Crop Trousers, at Marks & Spenser
Fresh and fashionable, these linen blend cropped trousers look chic with wedges, sandals or flat pumps

Pure Cotton Floral Print Jersey Top, at Marks & Spencers
This short sleeved top will make a useful addition to your wardrobe. It features pretty floral print for a stylish casual look

3 Wooden Photo Frames 20 x 25cm (8 x 10"), at M&S
Set of 3 Rectangular frame Option to hang or stand H17 x W12cm Aperture: 20 x 25cm (8 x 10''), Manufacturer: Marks & Spencer

Perfect Single Breasted Stitch Detail Jacket, at MarksandSpencer
This lightweight jacket, in autumn's key shade of red, is versatile enough to dress up or down

Linen Miracle™ Single Breast 2 Button Jacket, at Marks and Spenser
This lightweight single breasted jacket is the perfect choice for warmer weather. A revolutionary crease resistant linen blend means it doesn't crease like linen but has the same look and feel

Girls' Limited Diamanté Button Cropped Cargo Trousers, at Marks and Spenser
Part of Girls' Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

White Rattan Laundry Basket, at M & S
Lid with handle Removable lining H58cm, Manufacturer: Marks & Spencer

Autograph Parisian Damask Bedcover, at Marks & Spencer
Floral embroidered design, Manufacturer: Marks & Spencer

Sony Bravia 37'' KDL-37V5500 HD Ready LCD TV, at Marks & Spencer
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: LCD Sony Bravia Engine 3 with a 37 inch viewable screen and a display resolution of 1920 x 1080 pixels Dynamic Contrast: 50000:1 Integrated Digital & Cable Tuner: Provides access to all Freeview™ channels and radio stations (subject to coverage) and is cable TV ready (with supported providers only) Dimensions: With table stand: W91.7 x H64.8 x D30.3cm, without table stand: W91.7 x H60.0 x D9.1cm Weight: weight inc. stand 18kg, weight without stand 15kg Dolby Virtual Surround and BBE Digital: Experience the effect of digital surround sound from only two front speakers with our advanced S-Force Front Surround technology Connectors: Digital Audio Output (optical) x 1, HDMI™ Inputs x 4, HDMI™ PC Signal Capability, PC Input (15pin D-Sub) + Audio In, Component Inputs x 1, Composite Video In x 1, 4 Pin (Y/C) In (S Video), USB 2.0 Input, MiniJack (Head/Earphone) 3.5mm, PCMCIA Card Slot, RCA Audio Out, Analogue Audio Inputs x 2, RF In, Scart Inputs (RGB) x 2, BRAVIA Sync, DLNA Ethernet (Video/Music/Photo), AppliCast™ BRAVIA Engine 3: Enjoy images with impressive depth and clarity, optimal contrast, vibrant colours and truer-to life tones with BRAVIA ENGINE 3 24p True Cinema: Shows images at 24 frames per second just like a real cinema screen Xross Media Bar: New Sony interface to enhance the operability and ease of use Picture Frame Mode: Not watching TV? Turn it into a digital photo frame to display your own pictures or the 6 pre-installed images BRAVIA Theatre Sync: Synchronises your Sony theatre system so it can be operated by the press of a single button M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Use wall mount T042104 to perfectly mount this TV This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pecorino 2007 - Case of 6, at Marks & Spenser
Style: Full bodied Grape variety: Pecorino Country of origin: Italy Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Full Brief Lace Shorts, at Marks & Spenser
Smart, snug and easy to care for, these cosy shorts combine a flattering fit with a lace design and stretchy fabric to create the perfect knickers for day to day wear

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencers are so useful. M&S Money financial products are, of course, designed to make M+S a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Home Insurance policies. Usually, UK Home Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Home Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Home Insurance than you will anywhere else, and you may even pay less with M&S.