M&S Money Direct Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Property Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Property Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Direct Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

There are lots of ways to save money using M&S Money Direct. Not least of these is Marks and Spencer Standard Car Insurance. With M&S Money Direct you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Money Direct, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Financial Services, you get more, and you pay less.

Marks and Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Car Insurance, but Marks and Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money Direct website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencer Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money Direct loans, credit cards or Property Insurance - besides a number of other insurance products, M&S Money Direct can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money Direct insurance products (Property Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Mark's & Spencer insurance products in document format too.

Sterling Silver Mother of Pearl Ring, at Marks & Spenser
Broad design Mother of Pearl feature

Collezione Pure Merino Wool Slipover, at M & S
Part of our exclusive Autograph collection, this luxurious slipover is made from pure merino wool so it feels soft and comfortable to wear. Practical as well as stylish, it's hardwearing and keeps its shape

Large Leather Tassel Purse, at Marks and Spencers
This stylish purse is made from real leather with reinforced stitching and a secure popper fastening. A high quality and chic essential

Lichfield Extending Dining Table & 6 Alton Antiqued-Leather Chairs Set, at Marks and Spencer
Dining table:H75 x W95.5 x L145cm (H29.3 x W37.2 x L56.6in ) Extends to seat 8 using the spare central leaf stored beneath the table top Chair:H99 x W46 x D56cm, Seat: H48cm Chairs crafted from solid European oak with antique leather Table made from White Oak solids and veneers Finished with 3 coats of durable, clear lacquer of mid sheen Top panel is veneered with solid oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Hooded Faux Fur Trim Jacket, at Marks & Spencer
Fashionable and practical, this hooded coat is outstanding value. An easycare style at a great price

Andante Rim Pasta Bowl, at Marks & Spencer
Ideal for everyday use, durable Plain Diameter 23cm, Manufacturer: Marks & Spencer

Multiway Underwired Embroidered Bra, at Marks and Spencer
Whether you wear it strapless, cross-over or conventional, this smart bra offers the best in versatile comfort thanks to a multiway design and non-padded padded cups. An essential addition to any wardrobe

Pure Cotton Butterfly Print Vest, at MarksandSpencer
A butterfly print makes this soft cotton vest fabulously fashionable

10 Denier Matt Ladder Resist Sheer Hold-Ups, at Marks & Spencer
Our new innovation in fabric technology incorporates stretch into every single stitch to create an even, lightweight design and comfortable fit that's ladder resistant and simply a dream to wear

Autograph Leather Lattice Mules, at Marks and Spencers
Open toe Lattice design Slip on High heel Heel height: 9cm Made with Insolia technology, an exclusive innovation that makes high heels more comfortable to wear and better for your body's alignment and balance. They work by taking the weight off your toes, so there's less pressure and more stability. Your legs, back and feet stay more comfy all day

Per Una 3/4 Sleeve Fluffy Cardigan, at Marks and Spencers
A fashionable 3/4 sleeve fluffy cardigan in textured fabric featuring a mixed style button fastening

2 Sequin Bow Hair Clips, at Mark's & Spencer
Dress up those tresses in fabulous style with these stylish bow design hair clips

2 Pure Cotton Napkins, at Marks and Spenser
L45 x W45cm Pack of 2 Plain, Manufacturer: Marks & Spencer

Heritage Collection - Chandelier, at Marks & Spencer
Candle effect shades 5 arms Interlinked ball design M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Pure Cashmere Fingerless Gloves, at Marks&Spencer
Fab and fashionable, these long fingerless gloves in supersoft cashmere will give any outfit a cool contemporary twist.

Baby Girls' Floral Print Pram Shoes, at Marks & Spencer
Round toe Twin riptape fastening Contrast lining Floral design Flat sole Lined

125 Years Limited Collection Cotton Rich Stripe Vest & Shorts Set, at MarksandSpencer
Part of the Commemorative Collection, celebrating 125 years of M&S. These exclusive garments have been inspired by some of the beautiful pieces in our archive and reference the iconic decades of the 20th century. Retro styling has been given a contemporary twist for the modern day

Pure Cotton Faux Fur Trim Hooded Parka, at Marks & Spencer
Relaxed and stylish, the parka has become a fashion essential. This easycare version is finished with a faux fur trim hood

St Véran les Monts 2007 - Case of 6, at Marks & Spensers
Style: Dry Grape variety: Chardonnay Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Linen Miracle™ Single Breast 2 Button Jacket, at Marks & Spensers
This lightweight single breasted jacket is the perfect choice for warmer weather. A revolutionary crease resistant linen blend means it doesn't crease like linen but has the same look and feel

Cotton Blend Multi Pocket Jacket with Drawstring Waist, at Marks and Spencers
This flattering short length jacket looks great worn over casualwear for a relaxed look. Finished with a contemporary stitch design, this warm, easycare jacket will see you through the season in style

Cotton Rich Plain Flat Sheet, at Marks and Spenser
Plain design, Manufacturer: Marks & Spencer

Centre Crease Slim Leg Trousers, at MarksandSpencer
Slim and stylish, these trousers are cut to fit and flatter for a sleek modern look. Added stretch gives the perfect fit

Per Una Scoop Neck Ruffle Front Top, at Marks and Spencers
An elegant fine stripe top featuring cap sleeve and rear keyhole detail. The tiered ruffle design gives it the Per Una touch

Double Pocket Lined Holdall Bag, at Marks & Spenser
Stylish and practical, this holdall is ideal for business or weekend travel

Blue Harbour Pure Cotton Stripe Shirt, at Marks and Spencer
Relaxed and stylish, this stripe shirt is made from pure cotton so it feels soft and comfortable to wear

FHM - Magazine Gift Subscription, at Marks & Spencer
Crammed with must read features, reviews, jokes, gadgets and celebrity interviews - not forgetting the sexiest women in the world! FHM is funny, sexy and useful. An essential read for every man!

Autograph Ascari Bedstead - Double (4ft 6in), at Marks & Spensers
H107 x L238 x W147cm Underbed: H12cm (all dimensions are approximate) Scroll bedhead Hand tied button detail Mattress sold separately All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Autograph Pure Cotton V-Neck Cardigan, at Marks n Spencer
Contemporary and stylish, this pure cotton cardigan is detailed with a contrast trim for a modern look. Ideal for sixth form wear

Limited Collection Darling Bow Necklace, at Mark & Spensers
Clasp fastening Adjustable length Snake design chain Bow feature Necklace length 40cm, extendable by 8cm

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks n Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencers, through its M&S Money Direct website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Property Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.