Shopping for financial products at Marks & Spencer Money UK website is just as simple as shopping for fashion or furniture at the M&S online store. Here are just some of the financial products which can be purchased via the Marks & Spencer Money website:

• M&S Insurance: M&S Car Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spensers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencer Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencer Money website.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spenser once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Mark & Spensers, through its Marks & Spencer Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Buildings Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Marks & Spencer Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencer Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Metal Antlers Wall Art, at Marks & Spencers
Reindeer head Approx size: H37 x W32 x D17cm, Manufacturer: Marks & Spencer

Portfolio 2 Tone Wide Leg Trousers with Linen, at M&S
Part of Portfolio's Shades of Paradise trend, featuring the earthy tones of nature combined with rich, tropical highlights. Elegant and feminine styling makes this a chic summer look

Watercolour Floral Print Bikini Top, at Marks & Spencer
Stylish and elegant, this fashionable bikini top features a striking floral print. A fabulous fashionable look

The Floral Collection Magnolia Gift Set, at Marks & Spensers
Magnolia frangrance Presented in gift purse Moisturising Hand and Body Lotion 50ml Moisture Rich Foaming Bath Cream 50ml Moisture Rich Shower Cream 50ml

Mesh Trim Full Cup Non-Wired Sports Bra, at Marks & Spencer
Offering the superior support and control you need for those high impact workouts. This sports bra sets the pace for essential comfort thanks to an easycare fabric and the shape retaining qualities of added stretch

Older Boys' Pure Cotton Bart Simpson Football Shorties, at Marks and Spencer
A must for fans of The Simpsons, these pyjamas feature Bart playing football

La Source Chablis 2006 - Case of 6, at Marks and Spencers
Style: Dry Grape variety: Chardonnay Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Ceriso Mesh Frill Trim Padded Bra, at Mark's & Spencer
Fun and funky, this modern bra is beautifully detailed with a meah frill trim. It's underwired for extra support and the padded plunge style gives a fabulous enhanced cleavage. Designed for women who want the latest look.

Pink Holographic Butterfly Garden Birthday Card, at Mark & Spensers
Cover Text: Birthday Inside Message: Blank for your own message Approx size: 150 x 150mm

Per Una Asymmetric Hem Check Coat with Wool, at Marks and Spencer
A fashionable check design coat featuring asymmetric hem and large jewel brooch.

F100 Open Coil Memory Foam Coolmax° Mattress & Sprung Edge 1 Small & 1 Large Drawer Single Divan, at Marks and Spenser
No turn mattress Mattress and divan are anti-allergy Mattress: spring count 288, depth 23cm Divan height: 41.5cm Divan drawer sizes: 1 x small H15 x W40.5 x D53cm, 1 x large H15 x W78.4 x D53cm Single 3ft: W90 x L190cm This product is not available for international delivery. Find out more Cannot be used in conjunction with any other offer, Manufacturer: Marks & Spencer

2 Piece Multi Spot Dungaree Outfit, at Marks & Spenser
Practical and pretty, this cute dungaree and bodysuit 2 piece outfit is made from soft cotton to keep her feeling comfy and happy

Petite Pure Cotton Funnel Neck Coat with Belt, at MarksandSpencer
Modern and stylish, this funnel neck coat features flap pockets. A contemporary style in superior fabric, it will instantly update your wardrobe. Specially designed and perfectly proportioned for the petite frame.

Footglove™ Leather Widefit Shoes, at Mark's & Spencer
Square toe Contrast stitch detail Slip-on Heel height 78mm Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

Limited Collection Zebra Print Tunic, at Marks & Spencer
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

Matt Double Bridge Sunglasses, at M&S
Providing essential protection for the eyes, these stylish and wearable shades will flatter most face shapes

5 Pairs of Plain Sports Socks with Cool&Fresh, at Marks and Spencers
Soft and comfortable, these cotton rich sports socks are naturally breatheable and absorbent, keeping feet dry and comfy. A reinforced heel and toe gives extra durability

Half Frame Wrap Around Sunglasses, at Marks and Spenser
These wrap around sunglasses are the perfect accessory for summer. The tinted lenses and slim arms lend enhance their classic streamlined style

Handcrafted Westies Valentine Card, at Marks & Spensers
Cover Text: I Love You... Inside mesage: Be my Valentine This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 230 x 114mm

Limited Collection Pure Cotton Pintuck Blouse, at Marks and Spencer
Part of Limited Collection's LA Love trend. Feminine, soft and laid back, this is a fashionable LA look with a boho vibe. Beautiful fabrics and playful prints are key

Flock Heart Wedding Card, at M&S
Cover text: WEDDING Inside message: Blank for your own message Approx size: Unfolded: 178 x 126 mm

Girls' Limited Zip Cardigan, at Marks and Spencer
Part of Girls Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Light Up Mirror Compartment, at Marks & Spensers
Prop up compartment Internal double mirror Square shape

2 Pure Cotton Long Sleeve Tops, at M+S
Comfortable, fashionable and practical, these cotton top feature assorted design. A great value pack

Underwired Push-Up Multiway Bra, at M & S
This versatile bra can be worn 5 ways: conventionally, halterneck, cross back, strapless and one shoulder. Designed for a comfortable flattering fit, secure support and great flexibility

Bamboo Teapot Stand, at Marks & Spencers
Wooden lattice design H2.5 x W19 x D19cm, Manufacturer: Marks & Spencer

Wool Rich Single Breasted 2 Button Puptooth Jacket with Silk, at Marks and Spenser
Luxurious and stylish, this single breasted jacket is made from superior wool fabric with silk

3 Non-Iron Short Sleeve Blouses, at M+S
A great value 3-pack of school blouses, non-iron for convenience. Taped reinforced sleeves give a smooth neat look

Per Una Cotton Rich Cropped Ankle Jeans, at Marks & Spencers
A stylish cropped pair of jeans in stretch cotton featuring a slit side hem. Comes with a silver plaited belt, making it extra stylish

Autograph Pure Cashmere Knitted Scarf, at Marks & Spencers
Indulge in a touch of luxury with this pure cashmere knitted scarf. It looks and feels gorgeous and comes in a range of beautiful colours so you'll be able to accessorise every outfit

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencers are so useful. Marks & Spencer Money financial products are, of course, designed to make Marks and Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencer Money Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencer Money Buildings Insurance than you will anywhere else, and you may even pay less with M&S.