Besides M+S Motor Insurance, M&S Financial Services Credit Cards and other financial products, M&S Financial Services Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Financial Services Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencer purchases are also protected while you take them home.

Also, on both M&S Financial Services Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

When you're shopping at Marks & Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Financial Services. Offering everything from savings accounts and credit cards, to Buildings Insurance and Motor Insurance, there's a lot more going on at M & S than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Financial Services. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Financial Services, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Financial Services website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

M&S Financial Services offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Financial Services Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tescos:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Financial Services UK and European Breakdown Cover, since it covers you as a passenger too.

Petite Knee Length Pencil Skirt, at Marks and Spencer
Sleek and stylish, this skirt makes a fashionable, flattering choice. Specially designed and perfectly proportioned for the petite frame

Collezione Lambswool Rich Shawl Collar Cardigan, at Marks n Spencer
Fashionable and contemporary, this shawl collar cardigan is part of Collezione, a sophisticated menswear collection inspired by Italian style https://www.marksandspencerextra.com/video.php?d=162&v=xe353" target="_blank" onclick="s.linkTrackVars='prop9,eVar9,events'; s.linkTrackEvents='event5'; s.prop9='Video: T303925C : Collezione Shawl collar Cardigan with Lambswool'; s.eVar9='Video: T303925C : Collezione Shawl collar Cardigan with Lambswool'; s.events='event5'; s.tl(this,'o','View Video'); if (window.open) {Console=window.open(this.href,this.target,'toolbar =no,location =no,directories =no, status=no, menubar =no, scrollbars =no, resizable =yes, width =725,height =600'); return false;} else { return true;}">

5 Older Boys' Graphic Camouflage Socks, at Marks&Spencer
The graphic camouflaged design adds a stylish touch to these comfortable socks

Pure Linen High Waist Belted Trousers, at Mark's & Spencer
Designed to give a shapely silhouette, these on-the-waist bootcuts are feminine and flattering. The belt feature adds a stylish finishing touch

Collezione Cotton Rich Single Breasted 3 Button Jacket, at M+S
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Foot Survival Pack, at Mark & Spencers
For instantly comfier feet, whatever shoes you're wearing

Thelema Sutherland Chardonnay 2008 - Case of 6, at Marks & Spensers
Style: Dry Grape variety: 100% Chardonnay Country of origin: South Africa Closure: Screw cap Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites This product is not available for international delivery. Find out more

Clos de Reynard 2006 - Case of 6, at Marks & Spencers
Style: Full bodied Grape variety: Mixed Red Country of origin: USA Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml:1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Collections - VAN PLUG IN, at MarksandSpencer
Manufacturer: Marks & Spencer

Clos de Reynard 2006 - Case of 6, at Marks and Spencers
Style: Full bodied Grape variety: Mixed Red Country of origin: USA Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml:1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

3 Authentic Woven Pure Cotton Boxers, at Mark's & Spencer
Add colour to your underwear drawer with these comfy assorted check and stripe design boxers

Per Una Roma Linen Blend Wide Leg Trousers, at Marks and Spencers
A beautiful pair of wide leg trousers in a linen blend with belt loops and sundial button feature

Zebra Print Border Crook Umbrella, at Marks & Spencer
Brighten up rainy days with this stylish lightweight umbrella

Blue Photographic Hands Engagement Card, at Marks and Spencer
Cover text: On your Engagement Inside message: With lots of love Approx size: 150 x 150mm

Stud Detail Ankle Leggings, at Marks & Spencer
Complete with a cropped stud detail length these great leggings are the perfect partner for this season's trendy tunics and denim minis

Gold Plated Mosaic Leaf necklace & Earrings Set, at M+S
2 part set Hook fastening mosaic drop earrings Mosaic leaf pendant

Die Cute Sneakers Nephew Birthday Card, at M & S
Cover text: Nephew, Happy birthday! Inside Message: Blank for your own message This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future. 175 x 127 mm

Autograph Essentials Embroidered Non Padded Balcony Bra, at Marks and Spencers
Sophisticated and feminine this balcony bra features a pretty embroidered design. Stretch fabric and underwiring give a great fit and flattering uplifted shape. Beautiful exclusive lingerie

Pure Cotton Varied Stripe Cardigan, at Marks and Spencer
Soft and comfy, this long sleeve cardgian is made from pure cotton and features a varied stripe design. A fashionable easycare style

Chintz Tea Party Hand Finished Multipack of Cards, at Mark & Spensers
Pack contains: 6 cards, 2 designs Cover text: Both designs blank Inside message: Blank for your own message Approx. size: 200 x 80 mm

Sony Bravia 46" KDL-46W5500 HD 1080p LCD TV, at Marks and Spencer
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: LCD Sony Bravia Engine 3 with a 46 inch viewable screen and a display resolution of 1920 x 1080 pixels Dynamic Contrast: 100000:1 Integrated Digital & Cable Tuner: Provides access to all Freeview™ channels and radio stations (subject to coverage) and is cable TV ready (with supported providers only) Dimensions: With table stand: W112.3 x H77.2 x D33cm, without table stand: W112.3 x H72.5 x D9.6cm Weight: weight inc. stand 27.5kg, weight without stand 24kg Dolby Virtual Surround and BBE Digital: Experience the effect of digital surround sound from only two front speakers with our advanced S-Force Front Surround technology Connectors: Digital Audio Output (optical) x 1, HDMI™ Inputs x 4, HDMI™ PC Signal Capability, PC Input (15pin D-Sub) + Audio In, Component Inputs x 1, Composite Video In x 1, 4 Pin (Y/C) In (S Video), USB 2.0 Input, MiniJack (Head/Earphone) 3.5mm, PCMCIA Card Slot, RCA Audio Out, Analogue Audio Inputs x 2, RF In, Scart Inputs (RGB) x 2, BRAVIA Sync, DLNA Ethernet (Video/Music/Photo), AppliCast™ BRAVIA Engine 3: Enjoy images with impressive depth and clarity, optimal contrast, vibrant colours and truer-to life tones with BRAVIA ENGINE 3 24p True Cinema: Shows images at 24 frames per second just like a real cinema screen Xross Media Bar: New Sony interface to enhance the operability and ease of use Picture Frame Mode: Not watching TV? Turn it into a digital photo frame to display your own pictures or the 6 pre-installed images BRAVIA Theatre Sync: Synchronises your Sony theatre system so it can be operated by the press of a single button M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Use wall mount T042104 to perfectly mount this TV This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Stainless Steel Long Handle Colander, at Mark & Spencers
Long handle design L42 x Diam 22cm, Manufacturer: Marks & Spencer

Freshfeet Two Tone Cord Mule Slippers, at Mark & Spencers
Slip-on Two tone cord design Flat sole With built in Freshtech™ technology for fresh, odour-free slippers Freshtech™ technology combats the bacteria that causes bad smells and odours Freshtech™ technology is permanently built in to the slipper and still performs after many washes

Pure Cotton 3/4 Sleeve Floral Print Top, at Marks and Spencers
Smart and stylish, this boat neck top is made from cool comfortable cotton and features a floral print

5 Younger Girls' Pure Cotton Lace Trim Briefs, at Marks & Spencer
Fun and fabulous, this pack of 5 cotton briefs makes a great way to stock up on essential style

3 Non-Iron Short Sleeve Shirts, at Marks and Spencer
This pack of 3 shirts is great value. A practical and convenient choice, they're easycare and non-iron to save you time. Taped reinforced seams give a smooth neat look

Champagne Wishes Mum and Dad Anniversary Card, at M&S
Cover text: Mum & Dad - Wishing you a day of love and happiness on your Anniversary Inside message: Blank for your own message Approx size: 175 mm x 125 mm This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future

Layered Heart Wedding Card, at Marks & Spenser
Cover text: With love on your wedding day Inside message: Blank for your own message Approx size: 230 x 114mm

Pure Cotton Lightweight Seersucker Stripe Dressing Gown, at Marks & Spencer
Soft and comfortable, this cotton dressing gown makes the perfect lightweight cover up

Albany Dinner Plate, at Marks n Spencer
Ideal for everyday use, durable Plain Diameter 27 cm, Manufacturer: Marks & Spencer

There are lots of ways to save money using M&S Financial Services. Not least of these is Marks and Spencers Standard Motor Insurance. With M&S Financial Services you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Financial Services, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money Direct, you get more, and you pay less.