When you're shopping at MarksandSpencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M+S Money. Offering everything from savings accounts and credit cards, to Buildings Insurance and Car Insurance, there's a lot more going on at Marks and Spenser than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M+S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M+S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M+S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Besides M+S Car Insurance, M+S Money Credit Cards and other financial products, M+S Money Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M+S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Mark & Spensers purchases are also protected while you take them home.

Also, on both M+S Money Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days M&S, through its M+S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Buildings Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Glitter Dress 40th Birthday Card, at M+S
Approx. size: 230 x 114mm Cover text: 40 party girl! Inside message: Have a great birthday!

Autograph Pure Wool Flat Front Trousers, at Marks and Spencer
Fashionable and contemporary, these stripe trousers are part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail make them exceptionally stylish and comfortable

Panasonic Lumix DMC-FX40 Digital Camera, at Marks and Spencer
Pixels: 12.1 megapixels Zoom: 5x optical zoom, 4x digital zoom Display: 2.5 inch TFT colour LCD Screen ISO Sensitivity: Auto / 80 / 100 / 200 / 400 / 800 / 1600 High Sensitivity (ISO 1600-6400) Dimensions: W9.5 x H5.2 x D2.1cm Weight: Approx. 150g with Battery and SD Memory Card, Approx. 128g (without) Power: ID-Security Li-ion Battery Pack (3.6V, 940mAh) (Included) / AC Adaptor (Input: 110-240V AC) (Optional) Standard Accessories: Battery Charger, Battery Pack, Battery Case / AV Cable, USB Connection Cable, AC Cable / Hand Strap, CD-ROM Built-in-Flash:Auto, Auto/Red-eye Reduction, Forced On, Slow Sync./Red-eye Reduction, Forced Off 0.6 - 6.0m (Wide/ISO Auto), 1.0 - 2.8m (Tele/ISO Auto) Recording Media: Built-in Memory, SD Memory Card, SDHC Memory Card, MultiMediaCard (Still image only)

Sprung-Edge Divan with 2 Small + 2 Large Drawers & F200 Mattress, at M+S
Double Mattress (4ft 6in): W135 x L190 cm King Size Mattress (5ft): W150 x L200 cm Super King Size Mattress (6ft): W180 x L200 cm Double Divan (4ft 6in): W135 x L190cm King Size Divan (5ft): W150 x L200cm Super King Size Divan (6ft): W180 x L200cm Divan Height: 41cm Mattress depth: 24cm Small Drawer: H14 x W40 x D52cm Large Drawer: H14 x W78 x D52cm Smaller drawers at the head end are designed to open without moving your bedside table Spring count: 930 Sprung-Edge divan - can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and Divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item Individually pocketed springs Deep layer of memory foam Coolmax stretch knit cover helps regulate body temperature and adds a soft feel to the mattress Memory foam moulds to the shape of your body once warmed by body heat providing high levels of support Pocket sprung mattresses give a flexible feel This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Mini Limited Fleece Hat, Scarf & Mitten Set, at Mark & Spensers
Snug and cosy, this pretty fleece hat, scarf and mitten set is a fashionable choice for chilly weather

Luxury Mattress - Firm, at Marks & Spensers
Single (3ft): W90 x L190cm Double (4ft 6in): W135 x L190cm King Size (5ft): W150 x L200cm Super King Size (6ft): W180 x L200cm Spring count: 2200 Independently pocketed springs in two layers Lambs wool, cotton and loose hair filling Cotton-felt provides a soft-surface with wool holds fillings in place Hand-stitched sides support mattress wall and extend sleeping area Anti-allergy protected for the life of the mattress Does not require turning Manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Pure Silk Floral Tie, at Marks and Spencer
Fashionable and contemporary, this pure silk tie is part of our exclusive Autograph collection. Designer style and luxury at high street prices

JBL Spot™ 3 Piece Powered Satellite Speakers & Subwoofer System, at Marks and Spencer
Input Impedance: >5k Ohms Signal-to-Noise Ratio: >80dB Frequency Response: 40Hz 20kHz Input Sensitivity: 400MV RMS for rated power Voltage Input: 120V AC Satellite Drivers: Two Odyssey™ transducers Satellite Power Rating: 6 Watts per satellite at 10% (THD+N) Satellite Dimensions: H9 x diam 9cm Subwoofer Drivers: One Atlas™ transducer Subwoofer Power Rating: 24 Watts at 10% (THD+N) Subwoofer Dimensions: H14 x diam 20cm Easy-to-Use Touch Controls: One touch increases or decreases the volume; one touch mutes or unmutes the system JBL Spot remembers your previous settings every time the system is powered on Compatible with a variety of multimedia devices desktops, laptops, iPod and other MP3 players, satellite radio, game consoles The powerful and efficient subwoofer provides clean, low bass M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Floral Lace Shower Curtain, at Marks and Spenser
Floral lace design, Manufacturer: Marks & Spencer

Ashbourne 2-Seater Sofa, at Mark & Spensers
H99 x W202 x D104cm Seat H49cm, arm H65, top back rail H75cm Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible seat cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Pure Cotton Lace Insert Stripe Vest Top, at Marks and Spencers
Chic and modern, this stripe vest is made from cool comfortable cotton and features a lace insert

Ethnic Hoop Earrings, at M&S
Hook fastening Hoop style Assorted beads For hygiene reasons, refunds will only be given in accordance with your legal rights

Pure Cotton Ribbed Waistband Jeans, at Marks & Spenser
Contrast stitch styling gives this jeans a modern twist. A practical and fashionable style

Autograph Pleated Check Skirt with Wool, at Marks & Spencers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Handcrafted Floral Wreath Photograph Mother's Day Card, at Marks & Spenser
Cover text: Happy mother's day Inside message: Have a lovely day Approx size: Unfolded: 150 x 150mm

Bold Maxi Sunglasses, at Marks & Spencers
These elegantly understated sunglasses will never go out of style. A fabulously versatile summer essential

Football Shirt Cake, at Marks & Spencer
Order by 5pm to collect in 7 days Serves 40 Blue icing Sponge cake: all-butter sponge filled with buttercream and raspberry jam 16.5 x 25cm 1.9kg Available for collection in the majority of our UK mainland stores As featured on page 65 in the food to order brochure Not suitable for nut allergy sufferers Chocolate and sponge cakes can be eaten up to 5 days after collection

Autograph Essentials Animal Print Blouse, at Marks and Spencer
This short sleeved blouse will make a useful addition to your wardrobe. It features pretty animal print for a stylish casual look

Pure Cotton Jaquard Leaf Runner, at Mark & Spensers
Floral design Jaquard detail Dimensions: 34cm x 230 cm, Manufacturer: Marks & Spencer

Autograph Pure Cashmere Knitted Scarf, at Mark & Spensers
Indulge in a touch of luxury with this pure cashmere knitted scarf. It looks and feels gorgeous and comes in a range of beautiful colours so you'll be able to accessorise every outfit

Girls' Limited Pure Cotton Washed Denim Mini Skirt, at Marks n Spencer
Part of Girls' Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Autograph Wool Blend Double Breasted Coat, at Marks and Spencers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Jersey Pinafore with Stain Defence™, at Marks & Spenser
This traditional pinny is treated with Stain Defence™ a high performance finish that protects against stains. Stretch jersey fabric makes it comfortable to wear and girls will love the button detailing

Divan Sets - M100+SE END STORE, at Marks & Spencers
Manufacturer: Marks & Spencer

Home Letters Wall Art, at Marks & Spencer
Includes separate H, O, M and E letters Can be spaced as desired Dimensions: H20 x W14 x D2.5cms (each letter), Manufacturer: Marks & Spencer

Underwired Broderie DD-G Bra, at Mark & Spencers
The perfect balance of elegance and comfort, a full cup and underwiring offers essential support while an embroidered design ensures a gorgeous appearance

Baroque Jacquard Cushion, at Marks and Spenser
L43 x W43cm Baroque design Square shape, Manufacturer: Marks & Spencer

Portfolio Short Sleeve Nehru Collar Blouse, at Marks and Spencer
Part of Portfolio's Parisienne trend. Feel bold and chic in this feminine look inspired by Parisian style. With a striking colour palette of cream, ruby, black and dove grey, this is a style-conscious trend for the new season

Autograph Anodised Aluminium 16cm Saucepan, at Marks and Spencers
Charcoal-coloured aluminium design Non-stick interior for low-fat cooking and easy cleaning Excellent heat distribution with no hot spots Clear lid with handle Handwash only Riveted handle for durability Suitable for all cooker types except induction Diam: 16cm Capacity: 1.5 litre Oven safe to 180C/350F/gas mark 4, Manufacturer: Marks & Spencer

2 Cotton Rich Long Sleeve Tops, at Marks & Spenser
Fun and fashionable, these cotton rich tops are outstanding value!

M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.