M&S Finance Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Finance Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spenser once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days M+S, through its M&S Finance website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Buildings & Contents Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

When you're shopping at Marks and Spenser online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Finance. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Car Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Finance. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Finance, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Finance website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Casual Leather Leeds Belt, at Marks & Spensers
Perfect for adding structure to that chunky knit or tunic, the fashionably broader width of this gorgeous belt stays on track with current trends

2 Soft Touch Firm Support Non Allergenic Dacron Pillows, at Marks and Spenser
2 pack Soft to the touch and non allergenic, our Dacron filling is machine washable and lightweight Super soft dacron filling, Manufacturer: Marks & Spencer

Abbey Corner Chaise - Left-Hand, at Marks and Spenser
H95 x W291 x D106cm Length L164cm, seat H54cm (all dimensions are approximate) Left-hand chaise - Chaise is on the left side when viewed from the front of the sofa Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Per Una Single Breasted Crinkle Stripe Jersey Jacket, at Marks & Spencers
A fashionable single breasted jacket featuring a stripe design

Autograph Flat Front Straight Leg Trousers, at Marks&Spencer
Fashionable and contemporary, these flat front trousers are part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail make them exceptionally stylish and comfortable

Autograph Pure Silk Embroidered Tie, at M & S
Fashionable and contemporary, this pure silk tie is part of our exclusive Autograph collection. Designer style and luxury at high street prices

Autograph Diamanté Cluster Platform Shoes, at M&S
Platform style Round toe Diamante cluster Slip-on High heel Heel height: 112mm Comes in sizes 3-8, including half sizes

5 Newborn Pure Cotton Sleeveless Animal Bodysuits, at Marks and Spencer
Cute and practical, this pack of 5 bodysuits is great value. Popper fastenings makes quick changes easy and the soft cotton fabric will keep him feeling comfy and happy

Pure Cotton Scoop Neck Jersey T-Shirt, at M&S
This short sleeved t-shirt will make a useful addition to your wardrobe. It features a smart scoop neck for a stylish casual look

Formula Skincare For Men Face Wash, at M+S
Cleanses Refreshes

Secret Support™ Lace Trim Vest, at Marks&Spencer
Add a soft, supportive layer to your daily attire with the Secret Support™ incorporated into the design of this cosy vest

Per Una Spot Print Dress, at Marks & Spencers
A gorgeous sleeveless spot print dress featuring frilled scoop neck

Bird Print Flexilite Umbrella, at Mark's & Spencer
Brighten up rainy days with this stylish lightweight umbrella

Per Una 3/4 Sleeve Dolly Cardigan, at Marks & Spencer
A beautiful knitted cardigan featuring a single popper fastening with satin covered button

Cotton Rich Straight Leg Jeans, at M&S
Simple and stylish, straight leg jeans are a modern classic. This pair sits below the waist and are cut to give a sleek flattering shape that's always in style. Added stretch gives the perfect fit.

Silver Plated Twisted Leaf Cluster Necklace, at Marks and Spencer
Clasp fastening Adjustable length Twisted leaf cluster Length: 41cm Extender: 8cm

Tiga Media Unit, at Marks and Spencer
H35 x W120 x D47cm Equipment space: H13 x W49 x D47.5cm Made from sheesam wood Finished with a protective matt lacquer for added durability Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Woven Pure Silk Multi Stripe Tie, at Marks&Spencer
Add a luxurious finishing touch with this smart multi stripe tie in pure silk

Sprung-Edge Non-Storage Divan, at Marks & Spensers
Sprung edge Non-storage Solid wooden frame All our divans are anti-allergy, which means the provide effective protection against dust mite allergies, so you'll have a trouble free sleep H41cm Single: W90 x L190cm Double: W135 x L190cm King: W150 x L200cm Super King: W180 x L200cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Single Breasted 3 Button Jacket with Wool, at Marks and Spencers
Luxurious and elegant, this smartly tailored jacket is part of our exclusive Autograph range

Handcrafted Blue Flower Heads Mother's Day Card, at Marks and Spencers
Cover text: To a very special Mum on Mother's Day Inside message: Have a lovely day Approx size: 150 x 150mm

Limited Collection Pointed T-Bar Shoes, at Marks & Spencer
Pointed toe T-bar Buckle fastening Animal print Flat sole Comes in sizes 3-8, including half sizes

Organic Le Bosquet de la Dame 2007 - Case of 12, at Marks and Spenser
Style: Dry Grape Variety: Syrah, Grenache Country: France Closure: Natural cork Bottle: 12 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Stripe Bandeau Bodyshaper Swimsuit, at Mark & Spencers
Feminine and pretty, this stylish swimsuit shapes and smoothes your figure, giving you a flattering fit. Make a splash!

Pearl Delight Bracelet, at Mark & Spensers
Beaded design Charm detail Stretch bracelet

Sebo Automatic X1.1 Upright Vacuum Cleaner, at Marks and Spencers
Ideal for carpet, hard floors and pet hair 5.3 litre capacity dustbag with dustbag full indicator Computer control system Crevice and upholstery nozzle 1150 watt motor with cut-out protection S-CLASS filtration system - removes 100% of particles of 1 micron and above Anti-allergy design with British Allergy Foundation Approval 5 year parts and 2 year labour domestic use guarantee Can be used for carpet cleaning Vacuum weight: 7.3kg, width 31cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Long Sleeve Cowl Neck Jumper, at Marks and Spencers
Modern and stylish, this jumper is a versatile, easywear look.

Silhouette Couple Engagement Card, at Marks and Spencer
Cover text: On Your Engagement Inside message: Blank for your own message Approx size: 150 x 150mm

Miele S7260 Upright Cat & Dog Vacuum Cleaner, at Mark & Spensers
6 litre dust bag capacity 1800W Sealed system for optimum filtration 14.5 metre operating radius Supplied with an Active Air Clean filter Dust bag change indicator - signals when the dustbag needs to be replaced Rotary Dial to adjust the suction power for different floorings Smooth running 360 swivel castors. Castors mounted on steel axles to ensure excellent maneouvrability An Upholstery nozzle, Dusting brush and Crevice nozzle are all stored at the rear of the cleaner Weight: 9.5 kg Dimensions: H1160.6 x W349.3 x D377.9mm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Leather Zip Up Biker Jacket, at Mark's & Spencer
This super soft leather biker style jacket is part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Marks&Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings & Contents Insurance or Car Insurance, but Marks & Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Finance website. With a simple, no-hassle service, you can compare features between a number of M&S Money Direct products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Finance loans, credit cards or Buildings & Contents Insurance - besides a number of other insurance products, M&S Finance can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Finance insurance products (Buildings & Contents Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencers insurance products in document format too.