Marks & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Motor Insurance, but Marks and Spenser do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Finance products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money loans, credit cards or Property Insurance - besides a number of other insurance products, M&S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money insurance products (Property Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencer insurance products in document format too.

There are lots of ways to save money using M&S Money. Not least of these is Marks & Spenser Standard Motor Insurance. With M&S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spenser, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from Marks & Spencer Money, you get more, and you pay less.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from M+S are so useful. M&S Money financial products are, of course, designed to make Marks and Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Property Insurance than you will anywhere else, and you may even pay less with M&S.

Younger Girls' Spot Print Wellie Boots, at Marks & Spenser
Wellie style Round toe Spot print Handle detail Lined

Cosmetox Rejuvenating Cleansing Cloths, at Marks & Spencers
Visible results in 4 weeks Suitable for all skin types Hypoallergenic

Autograph 6 Brush Collection, at Mark & Spencers
Handmade 1x foundation brush 1x blusher brush 1x eyeshadow brush 1x eye crease brush 1x eyebrow/lash comb 1x lip brush

Perfect Autograph Wool Rich Single Breasted 2 Button Jacket, at Marks and Spencer
Style is all in the detail. This suit has square shoulders and slanted pockets to slim the waistline and give a modern fit, while the bold contrast lining adds extra chic

Geoff Merrill Three Virgos Cabernet Sauvignon 2004 - Case of 6, at Marks and Spencer
Style: Full bodied Country of origin: Australia Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml:1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Plain Braces, at Marks & Spencer
Add a smart finishing touch with these stylish adjustable braces

Collezione Leather Lace Up Brogue Shoes, at Marks & Spencer
Pointed toe Punch feature Stitch detail Lace-up Block heel

Autograph Knot Cushion, at Marks & Spencers
Rectangular shape Embroidered mink knot design Lined Dimension: L30 x W50cm, Manufacturer: Marks & Spencer

Stripe Bowl, at Marks and Spencer
Stripe design Height: 6.5cm Diameter: 16cm, Manufacturer: Marks & Spencer

Blue Harbour Suede Trim Cardigan with Wool, at Marks & Spenser
Supersoft and comfortable, this suede trim cardigan has been knitted from yarn that resists bobbling. It can be machine washed and tumble dried.

2 Serving Spoons, at Marks and Spencer
Set of 2 18/10 stainless steel - the highest grade of stainless steel This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

AUTO DELIVERY - MCS FEB INTRO RED, at Marks and Spencers
This product is not available for international delivery. Find out more

Wooden Meat Tenderiser, at Marks & Spenser
Double sided mallet Wooden design L32cm, Manufacturer: Marks & Spencer

Luxury Wool Rich Flat Front Charcoal Herringbone Trousers with Cashmere, at Marks and Spencers
Over 20 hours of hand stitching goes into every one of these beautifully tailored suits. The exceptional craftsmanship, careful attention to detail and luxurious wool and cashmere blend fabric and make this suit stand out as a stylish modern classic

Stainless Steel Handheld Grater, at Marks & Spencers
Loop in the handle for hanging Contemporary design L30cm x W9cm x H2cm, Manufacturer: Marks & Spencer

Barletta 2-Seater Sofa, at Marks&Spencer
H85 x W200 x D98cm Seat H48cm (all dimensions are approximate) Seat cushions filled with Quallofil ExtraLife filling, an advanced 3-dimensional polyester fibre that gives long-lasting performance and helps to maintain the cushions look and shape. Provides improved resilience without compromising on softness. Easy-care and springs back to its original shape after re-fluffing Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish Includes 2 free matching bolsters All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Pearl Effect Floral Y Design Necklace, at Marks & Spensers
Pearl effect and diamant detail Y design chain Clasp fastening Adjustable length Length: 41cm

Halenka Lace Bikinis, at Marks & Spensers
A great style for making your legs look longer, these lace bikinis are designed with a flattering high cut.

Crossover Bootie Slippers, at Marks & Spencer
Treat your feet to the warm comfort of these faux fur trim slippers. They're a terrific option for lounging around the home in cosy style

Blue Harbour Pure Cotton V-Neck T-Shirt, at Marks and Spencer
Working well with jeans or joggers, the versatile appeal of this easy to care for pure cotton T-shirt makes it a practical choice for weekend and leisure wear

3 Big & Tall Authentic Pure Cotton Boxers, at Mark's & Spencer
Made from soft breathable cotton, these comfy boxers are ideal for everyday wear

Nifty at 50 Dotty Dave Card, at Marks & Spencers
Cover text: Nifty at 50 Inside message: Happy Birthday This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 178 x 125mm

Blue Harbour Pure Cotton Grid Check Shirt, at Marks and Spencers
Get set for summer with this pure cotton grid check shirt. Team it with jeans and sandals for a laidback look

Pom Pom Collar Necklace, at Marks & Spencer
Chunky design Ribbon chain Tie fastening Necklace length: 109cm

Blue Harbour Ultimate Linen Roll Up Sleeve Chambray Shirt, at Marks and Spencers
This Ultimate Linen shirt has a unique added performance that helps keep you cool, dry and fresh by drawing moisture away from the skin and reducing odour, while also helping your linen to stay smart throughout the day. It's also easy to iron, so looking your best is now easier than ever

Airflex™ Apron Derby Shoes, at Marks and Spencer
Smart and stylish, these shoes are specially designed with the Airflex™ sole system. This innovative technology gives your feet enhanced support, comfort and flexibility

XBOX 360® Viva Piñata: Party Animals Game, at Marks & Spencer
Includes more than 40 mini games and a dozen foot races for players to compete against one another to collect candy and bonuses in exotic and hazard-filled locations Appealing to kids or those just young-at-heart, this unique social party game rewards and challenges all players regardless of their skill level Up to four players can play simultaneously M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Pure Cotton Long Sleeve Matinee Cardigan, at Marks & Spensers
Knitted in pure cotton, this cute hooded cardigan will keep her warm and comfy. It looks cuddly too!

3 Pairs of Merino Blend Socks, at Marks n Spencer
A wool blend makes these socks soft, breathable and absorbent to keep feet warm, dry and comfy

Official England FA Woven Lined Jogging Bottoms, at Marks and Spencer
A must for footie fans! These official FA England joggers feature a tie waist and the three lions crest. A modern easycare style in soft comfortable cotton

M&S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Mark & Spencers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.