Marks and Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Car Insurance, but Mark & Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the Marks & Spencers Money website. With a simple, no-hassle service, you can compare features between a number of M&S Financial Services products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or Marks & Spencers Money loans, credit cards or Buildings Insurance - besides a number of other insurance products, Marks & Spencers Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of Marks & Spencers Money insurance products (Buildings Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencers insurance products in document format too.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spencer are so useful. Marks & Spencers Money financial products are, of course, designed to make Marks & Spenser a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencers Money Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencers Money Buildings Insurance than you will anywhere else, and you may even pay less with M&S.

Shopping for financial products at Marks & Spencers Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spencers online store. Here are just some of the financial products which can be purchased via the Marks & Spencers Money website:

• M&S Insurance: M&S Car Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencers Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencers Money website.

Autograph Pure Silk Sprig Tie, at Marks and Spencers
Fashionable and contemporary, this pure silk tie is part of our exclusive Autograph collection. Designer style and luxury at high street prices

BT Verve 450 Twin Cordless Phones with Answering Machine, at Marks n Spencer
Fully GAP compatible (register up to 5 handsets) 200 name and number directory Text messaging Clock/alarm Call timer Caller groups with individual ring tones Conference call 10 hours talktime, 100 hours standby Up to 15 minutes recording time for the answering machine Message counter Answer only option Playback through base or handset Call screening M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Small Flower Fairies© Happy Birthday Card, at Marks & Spenser
Cover Text: Happy Birthday To You Message: Hope you have a lovely day Approx size: 150 x 150mm Copyright: Flower Fairies™ The Estate of Cicely Mary Barker 2008 Books published by Frederick Warne & Co. Licensed by opyrights Group Visit Flower Fairies website at: www.flowerfairies.co.uk All Rights Reserved

Blue Harbour Luxury Pure Cotton Wide Stripe Polo Shirt, at Mark's & Spencer
Stylishly smart casual, this polo shirt is made from pure cotton so it's soft, breathable and comfortable to wear

Signature Large Filled Glass Candle, at Marks & Spensers
Fill your home with the tangy and oriental scent of grapefruit and ginger with this beautifully scented candle

Autograph Bone China Pasta Bowl, at Marks and Spencer
Wide shallow style Plain Diameter: 30cm, Manufacturer: Marks & Spencer

European Travel Adaptor, at Marks & Spensers
UK socket to 2 round pin plug adaptor

Radcot Headboard, at M&S
Headboard H132.5cm Dbl: W158.5cm 5ft: W173.5cm 6ft: W203.5cm Made from solid oak Supplied with all fittings Delivered boxed to your door. No assembly required but you will need to unpack and position the item yourself Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Cotton Rich Tracksuit Jacket, at Mark's & Spencer
Stylish and practical, this great looking tracksuit jacket is comfortable, easycare and easy to move around in

Jacquard Guipure Underwired Bra, at Marks and Spencer
Soft and comfortable Feminine and pretty smooth and versatile, this bra is ideal for everyday wear. Underwiring and padding give an uplifted and enhanced natural shape

Tulsa Large 2-Seater Sofa, at Marks & Spenser
H96 x W223 x D98cm Seat H50cm (all dimensions are approximate) Seat cushions filled with Quallofil ExtraLife filling, an advanced 3-dimensional polyester fibre that maintains the cushions' look and shape. Click here to Find out more Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish Includes 2 free matching scatter cushions All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 08457 624 624 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Portfolio Sleeveless Leapord Print Dress, at Marks & Spencer
Chic and contemporary, this sleeveless dress features a leapord print. A fabulous fashionable look

Per Una Short Sleeve Varied Stripe Top, at Marks and Spencers
A smart short sleeve top featuring a scoop neck and ruffle detail

Flock Letters Son Card, at Marks & Spencers
Cover text: Happy birthday son Inside message: Blank for your own message Approx size: 150mm x 150mm

Traidcraft Embroidered Shoe Card, at Marks and Spenser
Cover Text: Blank Inside message: blank for your own message Approx size: 138 x 138mm

Lion Rug, at Marks and Spencer
Hand woven Luxuriously deep pile Super soft Small: L140 x W80cm Medium: L180 x W120cm Large: L230 x W160cm, Manufacturer: Marks & Spencer

Samsung 40'' LE40B650 HD Ready LCD TV, at Mark & Spencers
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: 40 inch LCD screen, 1920 X 1080 resolution Dynamic Contrast Ratio: Ultra contrast Integrated Digital Tuner: Provides access to all Freeview™ terrestrial digital channels and radio stations (subject to coverage in your area) Dimensions: W995.1 x D255.0 x H705.9 (with stand), W995.1 x D78.6 x H650.4 (without stand) Weight: 18.5kg (with stand), 14.5 (without stand) SRS TruSurround HD: For enhanced surround sound effect Connectors: 3 x HDMI, PC input, PC audio input, component, ethernet (LAN), 2x scart DNIe+ Technology: The Digital Natural Image Engine produces images with incredible depth and density. Advanced contrast and detail enhancers combine to produce deeper richer lifelike colours Wide Colour Enhancer 2: Primary colours are strengthened to increase depth and intensity to show pictures in all their natural beauty Ultra Clear Panel: Retains the same high performance in any light conditions 100 Hz Motion Plus: Motion Plus technology uses extra frames to create seamless, smoother more precise images on screen Anynet+: The Anynet+ system allows control of a SAMSUNG Anynet+ TV via one single remote control M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial This product is not available for international delivery. Find out more Use wall mount T042104 to perfectly mount this TV, Manufacturer: Marks & Spencer

M&S 5 Input Scart Switcher, at Marks and Spencer
For connection of up to 5 audio/video devices to a single TV Recorder copy function 24 carat gold connection scart cable Auto and manual modes Easy to read display M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Stainless Steel Pot Strainer, at Marks & Spenser
Crescent shaped drainer Handle Hanging hook This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Silver Wedding Anniversary Script Heart Card, at Marks and Spencer
Cover text: Congratulations on your Silver Anniversary Inside message: blank for your own message This card is made with material from FSC certified sustainable forests. Protecting the worlds forests for the future 175 x 125 mm

Wonderful Birthday Butterfly Card, at Marks and Spencer
Cover Text: have a wonderful birthday Inside Message: Blank for your own message Approx size: 150 x 150mm

3 Pure Cotton Classic Design Briefs, at Marks & Spenser
Comfortable, fashionable and practical, these essential briefs are ideal for everyday wear

Autograph Pure Marble Toilet Brush Holder, at Marks and Spencers
Square design Chrome handle Dimensions: H34cm x W9cm x L9cm, Manufacturer: Marks & Spencer

M&S 'Perfect A Putt' Putting Aid, at M & S
Improve you ability to putt with this putting aid, aim towards the target as you would with a real hole and if the pace and direction of the putt is correct, the ball will push through the trapping system and will be retained. This is a great way to improve your putting technique when ever you have some time to spare

Per Una Pure Cotton Bold Floral Skirt, at Marks & Spencers
A pretty knee length skirt in pure cotton featuring a bold floral print and tie waist feature

Silver Plated Double Twist Ring Necklace, at Marks and Spencer
Clasp fastening Adjustable length Thin chain Double twist ring pendant with multifaceted bead detail Necklace length 40cm, extendable by 7.5cm

Portfolio Gathered Front V-Neck Cardigan, at Marks & Spencer
Part of Portfolio's Mimosa trend. A beautifully elegant look featuring chic, muted tones such as cocoa, mink, saffron and purple. Striking prints are key to this feminine trend

Airflex™ Wide Fit Leather Raised Tramline Lace Up Shoes, at Marks & Spensers
Square toe Stitch detail Lace up Raised tramline Block heel Unique Airflex™ airflow system for unbeatable comfort

Portfolio 2 Button Longline Jumper, at Marks and Spencer
Part of Portfolio's Set Sail trend. Fresh and breezy, this sophisticated look features classic styling with vibrant accents of summertime pinks and blues. Feminine and coordinated designs for the new season

Pure Cotton 3/4 Sleeve Square Neck Top, at Marks and Spencers
For casual elegance, you can't beat this stripe square neck top. A great value cotton essential

Marks & Spencers Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencers Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.