When you're shopping at Marks & Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencer Money. Offering everything from savings accounts and credit cards, to Property Insurance and Motor Insurance, there's a lot more going on at Marks & Spensers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencer Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencer Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencer Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Marks & Spencer Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencer Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencer Money UK and European Breakdown Cover, since it covers you as a passenger too.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spenser are so useful. Marks & Spencer Money financial products are, of course, designed to make Marks & Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencer Money Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencer Money Property Insurance than you will anywhere else, and you may even pay less with M&S.

Autograph Pure Cotton Slim Leg Jeans, at Marks & Spencers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

2" Longer Sleeve Satin Stripe Shirt, at Marks and Spenser
Smart and stylish, this 2" longer sleeve stripe shirt is made from pure cotton

Bow Detail Mid Heel Ankle Boots, at Marks and Spencer
Almond toe Stitch and bow detail Zip fastening Block mid heel Heel height: 69mm Comes in sizes 3-8, including half size

Xenon Collection Large Rollercase, at Marks & Spencer
Free 5 year guarantee Practical and stylish, this rollercase has a built-in protective moulded rear panel and expands to give you extra 20 percent capacity, while comfort grip handles ensure easy transport

Ceriso Rio Silk Bikini Knickers, at Marks n Spencer
Fun and funky, these modern bikinis feature a lace design. The low rise, high leg brazilian style gives a fabulous body-conscious fit. Designed for women who want the latest look

Scrapbook Style 40th Birthday Card, at Mark & Spensers
Cover text: 40 happy birthday Inside message: With lots of love Approx size: 150 mm x 150 mm

Silver Numbers 30th Birthday Card, at Marks & Spencer
Cover text: Party 30 Happy birthday Inside message: With love Approx size: 174 x 126mm

The Best of British Food Bible, at MarksandSpencer
If you cherish and celebrate real food, this book will give you the inspiration and the know-how to cook the Best of British food that tastes as good as it did in your childhood!

Castello Bedstead, at Marks and Spencer
Headboard H139cm (Single H128cm) Endboard H101cm Single:L190 x W92.5cm Double: L190 x W142.5cm King-size 5ft: L210 x W155.5cm Super king-size 6ft: L210 x W185cm Mattress sold seperately Available in black or cream Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Graphic Leaf Print Bedset, at Marks & Spencer
Single set includes single duvet cover (3ft) and 1 pillowcase Double set includes double duvet cover (4ft 6in) and 2 pillowcases King size includes king size duvet cover (5ft) and 2 pillowcases, Manufacturer: Marks & Spencer

Chuggington 60 Sticker Activity Book, at Mark & Spensers
Let's ride the rails! Its time for story fun in Chuggington! Join me and my trainee friend Brewster and use your chugger stickers to complete our trainstastic story scenes.

La Esperanza Estate Torrontés 2007 - Case of 12, at Marks and Spenser
Style: Dry Grape variety: Torronts Country of origin: Argentina Closure: Synthetic cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.6 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Racing Car Age 4 Birthday Card, at M&S
Cover text: A 'fab' 4 today! Inside message: You're a real champion! This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 127mm

Plain Braces, at Marks & Spenser
Add a smart finishing touch with these stylish adjustable braces

Knock on Wood Red Blend 2007 - Case of 6, at Marks & Spensers
Style: Full bodied Grape variety: Mixed Red Country of origin: South Africa Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Cosmetic Pencil Sharpener, at Marks & Spencer
Cylindrical shape Compact design

Large Value Soft Leaf Print Rollercase, at Marks & Spenser
Capable of expanding to provide an extra 20% of luggage space, a tough, hardwearing fabric and fitted padlock for extra security helps ensure your peace of mind while on the move

Only Fools and Horses 50th Birthday Card, at Marks and Spenser
Cover text: Have a cushty birthday 50 Inside message: Have a teriffic time! Approx. size: 230 x 114mm

Barrel Tumbler, at Marks & Spenser
Barrel design Tumbler style Clear glass H8.5 cm Capacity: 300ml (30cl), Manufacturer: Marks & Spencer

Stripe Jug, at Marks and Spencer
Stripe design Single handle Pouring spout, Manufacturer: Marks & Spencer

Pure Cotton Transformers Pyjamas, at Marks n Spencer
A must for fans of Transformers these pyjamas feature Optimus Prime

Pure Cotton Beach Cover Up Dress, at Marks & Spencer
Delicate and pretty, this flattering cover up dress is designed in the latest shape. The ultimate in poolside glamour

Xenon Collection Large Rollercase, at Marks and Spencers
Free 5 year guarantee Practical and stylish, this rollercase has a built-in protective moulded rear panel and expands to give you extra 20 percent capacity, while comfort grip handles ensure easy transport

Natural Beauty Bath & Body Oil, at M+S
Naturally fragranced 100ml

Arched Overmantle Mirror, at Marks & Spencer
Free standing Arch shape Ornate frame design H72.5 x W105.5cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Limited Collection Cheryl Sunglasses, at Marks and Spenser
Bold, dark and oversized, these stunning shades make a fabulous way of wearing this seasons hot trend for classic glamour

Sunny Town Tractor Set, at Marks and Spenser
Farmer, horse and tractor Promotes imaginative play Suitable for ages 12 months + This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Panasonic NN-E225MBBPQ 800W Compact Microwave, at Marks and Spencer
Oven capacity: 19 litre Output power: 800W Auto programs: 9 Turn table size: 24.5cm Control panel: Touch Interior dimensions: W31.5 x D29.4 x H20.3cm Exterior dimensions: W45.5 x D31.5 x H26cm Exterior Colour: Silver Accessories: Turntable (round glass tray) Features: Child lock Weight: 11.5 kg Minimum Energy Consumption when oven is plugged in: 1.47 M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Print Your Own Wedding Stationery: Cream Floral and Polka Dot Wedding, at Marks and Spencer
Contains: 10 x invitations, 12 x folded insert sheets, 10 x coordinating envelopes, 10 x decorative ties, 1 x instruction leaflet It's as easy as 1, 2, 3! 1. Follow the easy steps on the CD-ROM to create your personalised invitations. Print the insert sheets 2. Use the glue dots to secure the inserts inside the cards 3. Glue on the ribbon and tie in a bow to secure N.B. The CD-ROM is not included in the pack and is available separately Spend 10 on 'print your own' stationery and receive the CD-ROM FREE Approx size: 154 x 110mm Please note: As this stationery is not intended for use as invitations, envelopes are not supplied in this pack

First Readers Hansel and Gretel, at Marks and Spencers
First readers help beginner readers to enjoy their favourite fairy tales. Sharing the main story and the delightful pictures with your child will develop familiarity with the words and phrases. Your child will soon be ready to read the short, simple sentences on each right-hand page

Shopping for financial products at Marks & Spencer Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the Marks & Spencer Money website:

• M&S Insurance: M&S Motor Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spenser, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencer Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencer Money website.