Besides Marks and Spencer Car Insurance, M+S Money Credit Cards and other financial products, M+S Money Buildings & Contents Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M+S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spenser purchases are also protected while you take them home.

Also, on both M+S Money Premier Buildings & Contents Insurance and Standard Buildings & Contents Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

When you're shopping at Mark & Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M+S Money. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Car Insurance, there's a lot more going on at Marks & Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M+S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M+S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M+S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

M+S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with M&S 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.

North Coast Pure Linen Check Shirt, at Marks & Spenser
Relaxed and stylish, this short sleeve shirt is cut for a great fit. It's made from pure linen so it feels cool and comfortable to wear

2 Piece Pure Cotton Floral Print All-In-One Suit, at M & S
Cute and practical, this 2 piece suit features a floral design. The soft cotton fabric will keep her comfy and the popper fastenings are great for fuss-free changes

Portfolio Multi Strand Faux Pearl Necklace, at Marks and Spencer
Clasp fastening Adjustable length Multi strand Faux pearl design Necklace length: 41cm, extendable by 8cm

Sun Formula Self Tan Facial Applicator Mitt, at Marks and Spencer
Water resistant barrier protects your hands from staining Hand wash for repeated optimum results This product is not available for international delivery. Find out more

3 Pairs of Cotton Rich Assorted Hedgehog Print Socks, at Mark's & Spencer
Soft and comfortable, these cotton blend socks are naturally breathable and absorbent, keeping feet dry and comfy. A reinforced heel and toe gives extra durability

Pure Cotton Jaquard Leaf Runner, at Marks & Spencers
Floral design Jaquard detail Dimensions: 34cm x 230 cm, Manufacturer: Marks & Spencer

Body Formula Sole Scrubber, at Marks & Spenser
With natural pumice and fruit AHA's 125ml

Antique Brass & Glass Coffee Table, at Mark's & Spencer
H46 x W111 x D45cm Made of antique-effect solid brass tubing Tops made from toughened glass Legs made from solid brass tubing Delivered boxed to your door. No assembly required, but you will need to unpack and position the item yourself This product is not available for international delivery. Find out more SAVE ON SETS Save at least 25% when you buy this table as part of a set. Click here to view the Antique Brass Collection Set. , Manufacturer: Marks & Spencer

North Coast Pure Cotton Chinos, at Marks & Spencer
A stylish smart casual look, these plain chinos are made from soft cotton and designed for a fashionable and comfortable relaxed fit

Children's Party Platter, at M&S
Contains 16 quarters plus veg batons Serves 4-6 4 different sandwich fillings Ready to eat Made in a factory that uses sesame ingredients As featured on page 8 of the Food to Order brochure Order by 5pm to collect in 2 days Available for collection in the majority of our UK mainland stores

Per Una Body Wash Con Amore, at Marks and Spencer
For use in the bath or shower Massage onto your damp skin and rinse off with warm water whilst relaxing 250ml

Pure Cotton Stripe Towels, at Marks and Spenser
Stripe design Comes in 3 sizes, Manufacturer: Marks & Spencer

Row of Shoes Niece Birthday Card, at Marks & Spensers
Cover text: For a special Niece Inside message: Blank for your own message Approx size: 150 x 150 mm

Luxury Pure Wool Pinstripe Trousers, at Marks & Spensers
Get 30% off price shown. Discount applies at checkout Hours of handcrafting have gone into this superior quality suit for authentic tailored style. Every detail has been carefully considered to give a luxurious look and feel

Silicone & Steel Masher, at Marks & Spencer
Loop in the handle for hanging L27 x W9.5 cm, Manufacturer: Marks & Spencer

Toy Torch, at Marks&Spencer
Plastic Wide handle Bulb and LED lights Battery operated Suitable for ages 3-6 years H21 x L25 x W12cm, Manufacturer: Marks & Spencer

Norton AntiVirus™ 2009 1 Year Protection for up to 3 Home PCs, at Marks and Spencer
Core Security: Protects against viruses, spyware, Trojan horses, worms, bots, and rootkits. Reduces scan time with smart scanning, so you can work and play uninterrupted Advanced Security: Protects against the latest threats with a proactive, multilayered protection system, prevents others from taking control of your PC and using it to attack other PCs Networking: Helps secure and monitor your home network. Automatically secures your PC when connecting to public wireless hotspots Support: AutoFix technology will diagnose and fix common problems for you Suitable for 3 pcs for 1 year M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

North Coast Pure Cotton Cargo Shorts, at M+S
Relaxed and casual, these fashionable shorts are made from comfortable cotton and feature characteristic cargo style pockets

Diamanté Flowers Large Gift Bag, at Marks & Spencer
1 gift bag Approx size: H350 x W350 x D100mm Flower print design

3 Way Pure Cotton Cover Up Beach Dress, at Marks&Spencer
Elegant and feminine, this strapless cover up beach dress is designed to stay securely in place while you work on your tan. A fabulous fashionable look

Classic Collection Multi Spot Dress with Bolero, at Marks and Spenser
Sophisticated and elegant, this lovely dress is made from soft multi spot print fabric. A fashionable style with a comfortable, flattering fit

Ultimate Non Iron Pure Cotton Stripe Shirt, at Marks and Spencer
This smart cotton shirt has been specially treated so it stays crease-free, even after washing. Technology that's exclusive to us, and ideal for you

Hot Tropic Stack Necklace, at Marks & Spencers
Adjustable length Clasp fastening Mixed beads Chunky style Necklace length 41cm, extendable by 8cm

Cooks Bible - The Definitive Cook's Guide, at M+S
The beautifully presented and inspiration Cooks bible is the definitive cooking guide for everyone. From choosing kitchen utensil to stocking the storecupboard, this book shows you how you can be superbly organized and creative in the kitchen. It offers valuable advice about all culinary matters, including kitchen equipment, ingredients, kitchen safety and the basics of diet and healthy eating. The Cooks bible provides practical information about all aspects of preparing and cooking food. It is also useful for those who know the basics but want to extend their kitchen repertoire to cooking exciting and varied dishes. Its wide range of recipes has been carefully selected to combine traditional favourites with modern choices. So whether you wish to make a cheese souffl, create a paella, or bake fresh croissants you will find Cooks Bible an invaluable source of inspiration and advice that you will want to go back to again and again.

Nectarine & Orange Pot Pourri Bag, at Marks and Spencer
Fruit scented assortment, Manufacturer: Marks & Spencer

Portfolio Painted Tulip Ruffle Dress, at M+S
Part of Portfolio's Mimosa trend. A beautifully elegant look featuring chic, muted tones such as cocoa, mink, saffron and purple. Striking prints are key to this feminine trend

Handcrafted Laser Cut Butterflies Mother's Day Card, at M & S
Butterfly design Cover text: For a wonderful Mum Inside message: With lots of love Approx size: 178 x 126mm

Big And Tall Luxury Wool Double Breasted Jacket with Cashmere, at Marks & Spencer
Specially proportioned for big and tall men, this double breasted jacket is designed to give a flattering, comfortable fit

Pheasant Gully Bin 201 Shiraz Cabernet 2008 - Case of 12, at Marks and Spencer
Style: Full bodied Grape variety: Shiraz & Cabernet Sauvignon Country of origin: Australia Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Blue Spots Roll Wrap, at Marks and Spencer
1 roll wrap Approx size: 150 x 70cm

There are lots of ways to save money using M+S Money. Not least of these is Mark's & Spencer Standard Car Insurance. With M+S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spenser, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Money Direct, you get more, and you pay less.